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## Posts

- [In a captivating TED Talk, J. Marshall Shepherd delves into the three kinds of bias that shape our worldview when it comes to science.](https://loquatinc.io/social-media/in-a-captivating-ted-talk-j-marshall-shepherd-delves-into-the-three-kinds-of-bias-that-shape-our-worldview-when-it-comes-to-science/) - In a captivating TED Talk, J. Marshall Shepherd delves into the three kinds of bias that shape our worldview when it comes to science.
- [Is "normal" really normal? Yana Buhrer Tavanier explores the concept of normality.](https://loquatinc.io/social-media/is-normal-really-normal-yana-buhrer-tavanier-explores-the-concept-of-normality/) - Is "normal" really normal? Yana Buhrer Tavanier explores the concept of normality.
- [Your sex was likely one of the first things ever said about you. But who you are is much more complex than that.](https://loquatinc.io/social-media/your-sex-was-likely-one-of-the-first-things-ever-said-about-you-but-who-you-are-is-much-more-complex-than-that/) - Your sex was likely one of the first things ever said about you. But who you are is much more complex than that.
- ["I'm baffled by the obsession some people have with other people's sexual preferences." — Zarina Tsomaeva](https://loquatinc.io/social-media/im-baffled-by-the-obsession-some-people-have-with-other-peoples-sexual-preferences-zarina-tsomaeva/) - "I'm baffled by the obsession some people have with other people's sexual preferences." — Zarina Tsomaeva
- [The Future of Cryptocurrencies: Secure and Stable](https://loquatinc.io/social-media/the-future-of-cryptocurrencies-secure-and-stable/) - The Future of Cryptocurrencies: Secure and Stable
- [DeFi is a rapidly growing sector that is poised to transform the financial industry.](https://loquatinc.io/social-media/defi-is-a-rapidly-growing-sector-that-is-poised-to-transform-the-financial-industry/) - DeFi is a rapidly growing sector that is poised to transform the financial industry.
- [Web3 is the new buzzword in the tech industry, and it's not just a concept anymore.](https://loquatinc.io/social-media/web3-is-the-new-buzzword-in-the-tech-industry-and-its-not-just-a-concept-anymore/) - Web3 is the new buzzword in the tech industry, and it's not just a concept anymore.
- [Loquat is a Banking-as-a-Service (BaaS) technology platform that is committed to ESG initiatives.](https://loquatinc.io/social-media/loquat-is-a-banking-as-a-service-baas-technology-platform-that-is-committed-to-esg-initiatives/) - Loquat is a Banking-as-a-Service (BaaS) technology platform that is committed to ESG initiatives.
- [If it were up to SMBs, they prefer to bank with local financial institutions – to the tune of 89%!](https://loquatinc.io/social-media/if-it-were-up-to-smbs-they-prefer-to-bank-with-local-financial-institutions-to-the-tune-of-89/) - If it were up to SMBs, they prefer to bank with local financial institutions – to the tune of 89%!
- [Discover the Future of Banking: Banking as a Service (BaaS) is transforming the financial industry](https://loquatinc.io/social-media/discover-the-future-of-banking-banking-as-a-service-baas-is-transforming-the-financial-industry/) - Discover the Future of Banking: Banking as a Service (BaaS) is transforming the financial industry
- [Feel Good Sunday - From Tragedy to Forgiveness: A Story of Hope and Redemption](https://loquatinc.io/social-media/feel-good-sunday-from-tragedy-to-forgiveness-a-story-of-hope-and-redemption/) - Feel Good Sunday - From Tragedy to Forgiveness: A Story of Hope and Redemption
- [Curious Saturday: Unmasking Racial Bias: How to Disrupt It and Create Change](https://loquatinc.io/social-media/curious-saturday-unmasking-racial-bias-how-to-disrupt-it-and-create-change/) - Curious Saturday: Unmasking Racial Bias: How to Disrupt It and Create Change
- [How do we encourage a constructive conflict?](https://loquatinc.io/social-media/how-do-we-encourage-a-constructive-conflict/) - How do we encourage a constructive conflict?
- [As the digital age continues to evolve, financial institutions (FIs) are faced with the challenge of ensuring security and compliance in their operations.](https://loquatinc.io/social-media/as-the-digital-age-continues-to-evolve-financial-institutions-fis-are-faced-with-the-challenge-of-ensuring-security-and-compliance-in-their-operations/) - As the digital age continues to evolve, financial institutions (FIs) are faced with the challenge of ensuring security and compliance in their operations.
- [Loquat receives SOC certification](https://loquatinc.io/news/soc/)
- [Interview with Mitch Blaser - Digitizing Relationships in a Post Pandemic World](https://loquatinc.io/news/interview-with-mitch-blaser-digitizing-relationships-in-a-post-pandemic-world/)
- [CU Broadcast Interview - A Smart Approach to Digital Success for CU's](https://loquatinc.io/news/cu-broadcast-interview-a-smart-approach-to-digital-success-for-cus/)
- [Loquat Chooses Acuant to Fortify KYC, KYB and AML Compliance for their BaaS Platform](https://loquatinc.io/news/loquat-chooses-acuant-to-automate-and-fortify-anti-money-laundering-compliance-for-their-banking-as-a-service-platform/)
- [Loquat Inc joins Visa’s Fintech Fast Track Program](https://loquatinc.io/news/visa/)
- [Loquat Inc. welcomes Jim McCarthy to its Team](https://loquatinc.io/news/loquat-inc-welcomes-jim-mccarthy-to-its-team/) - Loquat Inc. Welcomes Jim McCarthy to its Team
- [Loquat Inc. Partners with FIS](https://loquatinc.io/news/loquat-inc-partners-with-fis/) - Loquat Inc. Partners with FIS to Enhance and Accelerate the Delivery of its Digital Small Business Banking Platform to Credit Unions and Community Banks
- [America First Credit Union partners with Loquat Inc. for small business account onboarding](https://loquatinc.io/news/america-first-credit-union-partners-with-loquat-inc-for-small-business-account-onboarding/) - America First Credit Union partners with Loquat Inc. for small business account onboarding
- [Loquat achieves SOC 2 Type 2 certification, strengthening data security and trust](https://loquatinc.io/news/loquat-achieves-soc-2-type-2-certification-strengthening-data-security-and-trust/) - Loquat achieves SOC 2 Type 2 certification, strengthening data security and trust
- [John Gernhauser: What major trends are shaping the future of banking and credit unions today](https://loquatinc.io/insights/john-gernhauser-what-major-trends-are-shaping-the-future-of-banking-and-credit-unions-today/)
- [Chris Cochran: What makes a successful implementation](https://loquatinc.io/insights/chris-cochran-what-makes-a-successful-implementation/)
- [Robert Currie: From metrics to strategic analysis](https://loquatinc.io/insights/robert-currie-from-metrics-to-strategic-analysis/)
- [Loquat to demo at FinovateSpring 2026](https://loquatinc.io/news/loquat-to-demo-at-finovatespring-2026/)
- [Loquat Inc. and Allied Solutions partner to deliver omnichannel digital onboarding and lending to banks and credit unions nationwide](https://loquatinc.io/news/loquat-inc-and-allied-solutions-partner-to-deliver-omnichannel-digital-onboarding-and-lending-to-banks-and-credit-unions-nationwide/)
- [Loquat and Plaid partner to bring open banking to credit union and community bank customers](https://loquatinc.io/news/loquat-and-plaid-partner-to-bring-open-banking-to-credit-union-and-community-bank-customers/) - Loquat and Plaid partner to bring open banking to credit union and community bank customers February 13, 2025
- [Business Members Can Now Onboard Online at America First Credit Union via Loquat](https://loquatinc.io/news/business-members-can-now-onboard-online-at-america-first-credit-union-via-loquat/) - Business Members Can Now Onboard Online at America First Credit Union via Loquat
- [At MoneyLive North America 2025, Kimberli Green shares how America First Credit Union streamlined member onboarding with Loquat's solutions](https://loquatinc.io/news/at-moneylive-north-america-2025-kimberli-green-shares-how-america-first-credit-union-streamlined-member-onboarding-with-loquats-solutions/) - At MoneyLive North America 2025, Kimberli Green shares how America First Credit Union streamlined member onboarding with Loquat's solutions
- [Loquat announces integration with Q2's Digital Banking Platform](https://loquatinc.io/news/loquat-announces-integration-with-q2s-digital-banking-platform/) - Loquat announces integration with Q2's Digital Banking Platform
- [America First Credit Union's digital business account opening sees strong early adoption](https://loquatinc.io/news/america-first-credit-unions-digital-business-account-opening-sees-strong-early-adoption/) - America First Credit Union's digital business account opening sees strong early adoption
- [Loquat CEO Zarina Tsomaeva to speak at FiNext Awards & Conference Dubai 2026](https://loquatinc.io/news/loquat-ceo-zarina-tsomaeva-to-speak-at-finext-awards-conference-dubai-2026/) - Loquat CEO Zarina Tsomaeva to speak at FiNext Awards & Conference Dubai 2026
- [Loquat and Onsetto partner to deliver end-to-end business banking growth for community financial institutions](https://loquatinc.io/news/loquat-and-onsetto-partner-to-deliver-end-to-end-business-banking-growth-for-community-financial-institutions/) - Loquat and Onsetto partner to deliver end-to-end business banking growth for community financial institutions
- [America First Credit Union shares digital onboarding wins at Q2Connect](https://loquatinc.io/news/america-first-credit-union-shares-digital-onboarding-wins-at-q2connect/)
- [Platform banking is no longer a concept](https://loquatinc.io/social-media/platform-banking-is-no-longer-a-concept/) - Platform banking is no longer a concept
- [Institutional boundaries are a feature, not a bug](https://loquatinc.io/social-media/institutional-boundaries-are-a-feature-not-a-bug/) - Institutional boundaries are a feature, not a bug
- [The next productivity wave is already inside your operations](https://loquatinc.io/social-media/the-next-productivity-wave-is-already-inside-your-operations/) - The next productivity wave is already inside your operations
- [The safest path is often the most dangerous one you can take](https://loquatinc.io/social-media/the-safest-path-is-often-the-most-dangerous-one-you-can-take/) - The safest path is often the most dangerous one you can take
- [The most important voice in any boardroom isn't the loudest one in the room](https://loquatinc.io/social-media/the-most-important-voice-in-any-boardroom-isnt-the-loudest-one-in-the-room/) - The most important voice in any boardroom isn't the loudest one in the room
- [Clean energy crossed the tipping point](https://loquatinc.io/social-media/clean-energy-crossed-the-tipping-point/) - Clean energy crossed the tipping point
- [Catch John Gerhnauser demoing the Loquat platform live at FinovateSpring 2026](https://loquatinc.io/social-media/catch-john-gerhnauser-demoing-the-loquat-platform-live-at-finovatespring-2026/) - Catch John Gerhnauser demoing the Loquat platform live at FinovateSpring 2026
- [AI is quietly reshaping financial choices](https://loquatinc.io/social-media/ai-is-quietly-reshaping-financial-choices/) - AI is quietly reshaping financial choices
- [The next 25 years of tech – investment thesis waiting to be written](https://loquatinc.io/social-media/the-next-25-years-of-tech-investment-thesis-waiting-to-be-written/) - The next 25 years of tech – investment thesis waiting to be written
- [AI pricing has been falling for two years straight](https://loquatinc.io/social-media/ai-pricing-has-been-falling-for-two-years-straight/) - AI pricing has been falling for two years straight
- [Most people are incredibly busy doing things that don't matter to them](https://loquatinc.io/social-media/most-people-are-incredibly-busy-doing-things-that-dont-matter-to-them/) - Most people are incredibly busy doing things that don't matter to them
- [We know more about the surface of Mars than the floor of our own ocean](https://loquatinc.io/social-media/we-know-more-about-the-surface-of-mars-than-the-floor-of-our-own-ocean/) - We know more about the surface of Mars than the floor of our own ocean
- [The most expensive item in your grocery cart might also be the most unnecessary one](https://loquatinc.io/social-media/the-most-expensive-item-in-your-grocery-cart-might-also-be-the-most-unnecessary-one/) - The most expensive item in your grocery cart might also be the most unnecessary one
- [Women of FinovateSpring 2026: Founders, Leaders, and Innovators](https://loquatinc.io/social-media/women-of-finovatespring-2026-founders-leaders-and-innovators/) - Women of FinovateSpring 2026: Founders, Leaders, and Innovators
- [There will be winners and losers. It will come down to execution.](https://loquatinc.io/social-media/there-will-be-winners-and-losers-it-will-come-down-to-execution/) - There will be winners and losers. It will come down to execution.
- [Banks keep hearing the same warning: fintech is eating your SMB lunch](https://loquatinc.io/social-media/banks-keep-hearing-the-same-warning-fintech-is-eating-your-smb-lunch/) - Banks keep hearing the same warning: fintech is eating your SMB lunch
- [AI just entered the payment layer](https://loquatinc.io/social-media/ai-just-entered-the-payment-layer/) - AI just entered the payment layer
- [Feel good Sunday: What separates executives who crack from those who close](https://loquatinc.io/social-media/feel-good-sunday-what-separates-executives-who-crack-from-those-who-close/) - Feel good Sunday: What separates executives who crack from those who close
- [Curious Saturday: The most powerful tool cults use isn't belief – it's language](https://loquatinc.io/social-media/curious-saturday-the-most-powerful-tool-cults-use-isnt-belief-its-language/) - Curious Saturday: The most powerful tool cults use isn't belief – it's language
- [The next big cost on Big Tech's balance sheet might not be labor or chips](https://loquatinc.io/social-media/the-next-big-cost-on-big-techs-balance-sheet-might-not-be-labor-or-chips/) - The next big cost on Big Tech's balance sheet might not be labor or chips
- [Accounts opened before your coffee cools](https://loquatinc.io/social-media/accounts-opened-before-your-coffee-cools/) - Accounts opened before your coffee cools
- [Private credit has grown into a $1.8 trillion industry](https://loquatinc.io/social-media/private-credit-has-grown-into-a-1-8-trillion-industry/) - Private credit has grown into a $1.8 trillion industry
- [Bank of America put a target on regional banks' most valuable asset: small business relationships](https://loquatinc.io/social-media/bank-of-america-put-a-target-on-regional-banks-most-valuable-asset-small-business-relationships/) - Bank of America put a target on regional banks' most valuable asset: small business relationships
- [AI became an infrastructure requirement](https://loquatinc.io/social-media/ai-became-an-infrastructure-requirement/) - AI became an infrastructure requirement
- [Happy Easter!](https://loquatinc.io/social-media/happy-easter-2/) - Happy Easter!
- [Curious Saturday: A hidden difference in how people think](https://loquatinc.io/social-media/curious-saturday-a-hidden-difference-in-how-people-think/) - Curious Saturday: A hidden difference in how people think
- [Climate risk just became a balance sheet issue](https://loquatinc.io/social-media/climate-risk-just-became-a-balance-sheet-issue/) - Climate risk just became a balance sheet issue
- [Change is the baseline condition for business](https://loquatinc.io/social-media/change-is-the-baseline-condition-for-business/) - Change is the baseline condition for business
- [What 80,000 people actually want from AI — and what keeps them up at night](https://loquatinc.io/social-media/what-80000-people-actually-want-from-ai-and-what-keeps-them-up-at-night/) - What 80,000 people actually want from AI — and what keeps them up at night
- [Merchants are abandoning fraud prevention tools that slow down transactions](https://loquatinc.io/social-media/merchants-are-abandoning-fraud-prevention-tools-that-slow-down-transactions/) - Merchants are abandoning fraud prevention tools that slow down transactions
- [AI is attracting massive investment — yet its long-term returns remain unclear](https://loquatinc.io/social-media/ai-is-attracting-massive-investment-yet-its-long-term-returns-remain-unclear/) - AI is attracting massive investment — yet its long-term returns remain unclear
- [Curious Saturday: We optimize for performance — but rarely for connection](https://loquatinc.io/social-media/curious-saturday-we-optimize-for-performance-but-rarely-for-connection/) - Curious Saturday: We optimize for performance — but rarely for connection
- [Feel good Sunday: Is luck really random — or can you create it?](https://loquatinc.io/social-media/feel-good-sunday-is-luck-really-random-or-can-you-create-it/) - Feel good Sunday: Is luck really random — or can you create it?
- [March heat records just fell across the West](https://loquatinc.io/social-media/march-heat-records-just-fell-across-the-west/) - March heat records just fell across the West
- [Expanding omnichannel banking to 6,000+ financial institutions](https://loquatinc.io/social-media/expanding-omnichannel-banking-to-6000-financial-institutions/) - Expanding omnichannel banking to 6,000+ financial institutions
- ["The online application for account opening was the easiest I've ever completed."](https://loquatinc.io/social-media/the-online-application-for-account-opening-was-the-easiest-ive-ever-completed/) - "The online application for account opening was the easiest I've ever completed."
- [Digital wallets are becoming the default](https://loquatinc.io/social-media/digital-wallets-are-becoming-the-default/) - Digital wallets are becoming the default
- [AI is no longer just a technology race – it’s a capital war](https://loquatinc.io/social-media/ai-is-no-longer-just-a-technology-race-its-a-capital-war/) - AI is no longer just a technology race – it’s a capital war
- [The business models driving the next phase of growth](https://loquatinc.io/social-media/the-business-models-driving-the-next-phase-of-growth/) - The business models driving the next phase of growth
- [Feel good Sunday: What would the oldest version of you tell you today?](https://loquatinc.io/social-media/feel-good-sunday-what-would-the-oldest-version-of-you-tell-you-today/) - Feel good Sunday: What would the oldest version of you tell you today?
- [Curious Saturday: The best position to sleep in](https://loquatinc.io/social-media/curious-saturday-the-best-position-to-sleep-in/) - Curious Saturday: The best position to sleep in
- [The glass ceiling is cracking — but far from broken](https://loquatinc.io/social-media/the-glass-ceiling-is-cracking-but-far-from-broken/) - The glass ceiling is cracking — but far from broken
- [Resilient by design](https://loquatinc.io/social-media/resilient-by-design/) - Resilient by design
- [Retail has spent two decades optimising the digital shelf – the next shift may redefine it entirely](https://loquatinc.io/social-media/retail-has-spent-two-decades-optimising-the-digital-shelf-the-next-shift-may-redefine-it-entirely/) - Retail has spent two decades optimising the digital shelf – the next shift may redefine it entirely
- [The most important payment is no longer the one microbusinesses expect](https://loquatinc.io/social-media/the-most-important-payment-is-no-longer-the-one-microbusinesses-expect/) - The most important payment is no longer the one microbusinesses expect
- [Agentic AI is no longer a horizon topic — it is arriving on the CEO agenda now](https://loquatinc.io/social-media/agentic-ai-is-no-longer-a-horizon-topic-it-is-arriving-on-the-ceo-agenda-now/) - Agentic AI is no longer a horizon topic — it is arriving on the CEO agenda now
- [Feel good Sunday: Beyond win or lose](https://loquatinc.io/social-media/feel-good-sunday-beyond-win-or-lose/) - Feel good Sunday: Beyond win or lose
- [What if you could see music — not just hear it?](https://loquatinc.io/social-media/what-if-you-could-see-music-not-just-hear-it/) - What if you could see music — not just hear it?
- [Loquat to demo at FinovateSpring 2026](https://loquatinc.io/social-media/loquat-to-demo-at-finovatespring-2026-2/) - Loquat to demo at FinovateSpring 2026
- [Discipline compounds](https://loquatinc.io/social-media/discipline-compounds/) - Discipline compounds
- [The K-shaped economy: compelling story, shaky data.](https://loquatinc.io/social-media/the-k-shaped-economy-compelling-story-shaky-data/) - The K-shaped economy: compelling story, shaky data.
- [The surface is quiet. The shift is not](https://loquatinc.io/social-media/the-surface-is-quiet-the-shift-is-not/) - The surface is quiet. The shift is not
- [Is AI about to redesign the entire banking stack?](https://loquatinc.io/social-media/is-ai-about-to-redesign-the-entire-banking-stack/) - Is AI about to redesign the entire banking stack?
- [Loquat in numbers: Real volume. Real impact](https://loquatinc.io/social-media/loquat-in-numbers-real-volume-real-impact/) - Loquat in numbers: Real volume. Real impact
- [AI will not run the bank. But it will redesign it](https://loquatinc.io/social-media/ai-will-not-run-the-bank-but-it-will-redesign-it/) - AI will not run the bank. But it will redesign it
- [International Women's Day: Women who dare, lead & inspire change](https://loquatinc.io/social-media/international-womens-day-women-who-dare-lead-inspire-change/) - International Women's Day: Women who dare, lead & inspire change
- [Curious Saturday: What if infrastructure could heal itself?](https://loquatinc.io/social-media/curious-saturday-what-if-infrastructure-could-heal-itself/) - Curious Saturday: What if infrastructure could heal itself?
- [When climate risk hits the bottom line](https://loquatinc.io/social-media/when-climate-risk-hits-the-bottom-line/) - When climate risk hits the bottom line
- [Loquat + Onsetto: Powering business banking growth](https://loquatinc.io/social-media/loquat-onsetto-powering-business-banking-growth/) - Loquat + Onsetto: Powering business banking growth
- [Banking’s banner year](https://loquatinc.io/social-media/bankings-banner-year/) - Banking’s banner year
- [Feel good Sunday: Strength is built, not born](https://loquatinc.io/social-media/feel-good-sunday-strength-is-built-not-born/) - Feel good Sunday: Strength is built, not born
- [Curious Saturday: The leadership skill we undervalue](https://loquatinc.io/social-media/curious-saturday-the-leadership-skill-we-undervalue/) - Curious Saturday: The leadership skill we undervalue
- [Small business: Optimism is high, cash flow is tight](https://loquatinc.io/social-media/small-business-optimism-is-high-cash-flow-is-tight/) - Small business: Optimism is high, cash flow is tight
- [Loquat insights: From metrics to meaningful strategy](https://loquatinc.io/social-media/loquat-insights-from-metrics-to-meaningful-strategy/) - Loquat insights: From metrics to meaningful strategy
- [Clicks + bricks = competitive edge](https://loquatinc.io/social-media/clicks-bricks-competitive-edge/) - Clicks + bricks = competitive edge
- [Pay over time is becoming everyday credit](https://loquatinc.io/social-media/pay-over-time-is-becoming-everyday-credit/) - Pay over time is becoming everyday credit
- [Emerging markets are showing staying power](https://loquatinc.io/social-media/emerging-markets-are-showing-staying-power/) - Emerging markets are showing staying power
- [Curious Saturday: Redefining success in health care](https://loquatinc.io/social-media/curious-saturday-redefining-success-in-health-care/) - Curious Saturday: Redefining success in health care
- [Feel good Sunday: Love with intention](https://loquatinc.io/social-media/feel-good-sunday-love-with-intention/) - Feel good Sunday: Love with intention
- [No business fit for the future tolerates modern slavery](https://loquatinc.io/social-media/no-business-fit-for-the-future-tolerates-modern-slavery/) - No business fit for the future tolerates modern slavery
- [Progress over perfection](https://loquatinc.io/social-media/progress-over-perfection/) - Progress over perfection
- [The world is more equal than it feels](https://loquatinc.io/social-media/the-world-is-more-equal-than-it-feels/) - The world is more equal than it feels
- [Loquat insights: What makes a successful implementation?](https://loquatinc.io/social-media/loquat-insights-what-makes-a-successful-implementation/) - Loquat insights: What makes a successful implementation?
- [Leadership that outlasts a term](https://loquatinc.io/social-media/leadership-that-outlasts-a-term/) - Leadership that outlasts a term
- [Feel good Sunday: The science behind everyday happiness](https://loquatinc.io/social-media/feel-good-sunday-the-science-behind-everyday-happiness/) - Feel good Sunday: The science behind everyday happiness
- [Curious Saturday: What happens when you measure your life](https://loquatinc.io/social-media/curious-saturday-what-happens-when-you-measure-your-life/) - Curious Saturday: What happens when you measure your life
- [Climate risk is already a business cost](https://loquatinc.io/social-media/climate-risk-is-already-a-business-cost/) - Climate risk is already a business cost
- [Leadership under uncertainty](https://loquatinc.io/social-media/leadership-under-uncertainty/) - Leadership under uncertainty
- [Card balances rose into year end, but spending did not spiral](https://loquatinc.io/social-media/card-balances-rose-into-year-end-but-spending-did-not-spiral/) - Card balances rose into year end, but spending did not spiral
- [Stablecoins and the payments crossroads](https://loquatinc.io/social-media/stablecoins-and-the-payments-crossroads/) - Stablecoins and the payments crossroads
- [The rising cost of U.S. borrowing](https://loquatinc.io/social-media/the-rising-cost-of-u-s-borrowing/) - The rising cost of U.S. borrowing
- [Feel good Sunday: What resilience really looks like](https://loquatinc.io/social-media/feel-good-sunday-what-resilience-really-looks-like/) - Feel good Sunday: What resilience really looks like
- [Curious Saturday - The psychology behind every purchase](https://loquatinc.io/social-media/curious-saturday-the-psychology-behind-every-purchase/) - Curious Saturday - The psychology behind every purchase
- [What Davos 2026 tells us about the state of the world](https://loquatinc.io/social-media/what-davos-2026-tells-us-about-the-state-of-the-world/) - What Davos 2026 tells us about the state of the world
- [Progress starts with change](https://loquatinc.io/social-media/progress-starts-with-change/) - Progress starts with change
- [Gold’s rally is no longer just about fear](https://loquatinc.io/social-media/golds-rally-is-no-longer-just-about-fear/) - Gold’s rally is no longer just about fear
- [A new phase for bank M&A: Fewer deals, higher conviction](https://loquatinc.io/social-media/a-new-phase-for-bank-ma-fewer-deals-higher-conviction/) - A new phase for bank M&A: Fewer deals, higher conviction
- [Global growth powered by deficits](https://loquatinc.io/social-media/global-growth-powered-by-deficits/) - Global growth powered by deficits
- [Feel good Sunday: A thought experiment on love, choice, and humanity](https://loquatinc.io/social-media/feel-good-sunday-a-thought-experiment-on-love-choice-and-humanity/) - Feel good Sunday: A thought experiment on love, choice, and humanity
- [Curious Saturday: The future of AI depends on what we decide today](https://loquatinc.io/social-media/curious-saturday-the-future-of-ai-depends-on-what-we-decide-today/) - Curious Saturday: The future of AI depends on what we decide today
- [Why global warming is accelerating](https://loquatinc.io/social-media/why-global-warming-is-accelerating/) - Why global warming is accelerating
- [Where efficiency meets exceptional user experience](https://loquatinc.io/social-media/where-efficiency-meets-exceptional-user-experience/) - Where efficiency meets exceptional user experience
- [Big banks close 2025 at record highs](https://loquatinc.io/social-media/big-banks-close-2025-at-record-highs/) - Big banks close 2025 at record highs
- [Stablecoins and the next leap in cross border payments](https://loquatinc.io/social-media/stablecoins-and-the-next-leap-in-cross-border-payments/) - Stablecoins and the next leap in cross border payments
- [Navigating monetary policy uncertainty in 2026](https://loquatinc.io/social-media/navigating-monetary-policy-uncertainty-in-2026/) - Navigating monetary policy uncertainty in 2026
- [Feel good Sunday: Silence as medicine](https://loquatinc.io/social-media/feel-good-sunday-silence-as-medicine/) - Feel good Sunday: Silence as medicine
- [From caution to conviction in the C-Suite](https://loquatinc.io/social-media/from-caution-to-conviction-in-the-c-suite/) - From caution to conviction in the C-Suite
- [Loquat insights: A shift from transactions to experience-driven expectations](https://loquatinc.io/social-media/loquat-insights-a-shift-from-transactions-to-experience-driven-expectations/) - Loquat insights: A shift from transactions to experience-driven expectations
- [Curious Saturday: When technology shapes the way we speak](https://loquatinc.io/social-media/curious-saturday-when-technology-shapes-the-way-we-speak/) - Curious Saturday: When technology shapes the way we speak
- [From crisis to inclusion: Rethinking refugee support](https://loquatinc.io/social-media/from-crisis-to-inclusion-rethinking-refugee-support/) - From crisis to inclusion: Rethinking refugee support
- [Why Integrated Software Vendor maturity is becoming a payments imperative](https://loquatinc.io/social-media/why-integrated-software-vendor-maturity-is-becoming-a-payments-imperative/) - Why Integrated Software Vendor maturity is becoming a payments imperative
- [Leadership guided by conscience](https://loquatinc.io/social-media/leadership-guided-by-conscience/) - Leadership guided by conscience
- [Curious Saturday: How technology shapes everyday life](https://loquatinc.io/social-media/curious-saturday-how-technology-shapes-everyday-life/) - Curious Saturday: How technology shapes everyday life
- [Feel good Sunday: Seeing humanity through art](https://loquatinc.io/social-media/feel-good-sunday-seeing-humanity-through-art/) - Feel good Sunday: Seeing humanity through art
- [A climate anomaly that raises important questions](https://loquatinc.io/social-media/a-climate-anomaly-that-raises-important-questions/) - A climate anomaly that raises important questions
- [From days to minutes: Loquat’s blueprint for modern onboarding](https://loquatinc.io/social-media/from-days-to-minutes-loquats-blueprint-for-modern-onboarding/) - From days to minutes: Loquat’s blueprint for modern onboarding
- [Leapfrogging legacy in financial services](https://loquatinc.io/social-media/leapfrogging-legacy-in-financial-services/) - Leapfrogging legacy in financial services
- [In financial services, AI value comes down to execution](https://loquatinc.io/social-media/in-financial-services-ai-value-comes-down-to-execution/) - In financial services, AI value comes down to execution
- [A bullish start to 2026, with fewer fears of a market shock](https://loquatinc.io/social-media/a-bullish-start-to-2026-with-fewer-fears-of-a-market-shock/) - A bullish start to 2026, with fewer fears of a market shock
- [Feel good Sunday: Small habits, big mental shifts](https://loquatinc.io/social-media/feel-good-sunday-small-habits-big-mental-shifts/) - Feel good Sunday: Small habits, big mental shifts
- [Curious Saturday: What happens when we let nature lead](https://loquatinc.io/social-media/curious-saturday-what-happens-when-we-let-nature-lead/) - Curious Saturday: What happens when we let nature lead
- [Climate progress at risk despite clean energy boom](https://loquatinc.io/social-media/climate-progress-at-risk-despite-clean-energy-boom/) - Climate progress at risk despite clean energy boom
- [Strength is built in the stretch](https://loquatinc.io/social-media/strength-is-built-in-the-stretch/) - Strength is built in the stretch
- [How US consumers are adopting Gen-AI](https://loquatinc.io/social-media/how-us-consumers-are-adopting-gen-ai/) - How US consumers are adopting Gen-AI
- [Empowering smarter decisions with Loquat IQ](https://loquatinc.io/social-media/empowering-smarter-decisions-with-loquat-iq/) - Empowering smarter decisions with Loquat IQ
- [Looking ahead to 2026](https://loquatinc.io/social-media/looking-ahead-to-2026/) - Looking ahead to 2026
- [Feel good Sunday: Wisdom for a planet in crisis](https://loquatinc.io/social-media/feel-good-sunday-wisdom-for-a-planet-in-crisis/) - Feel good Sunday: Wisdom for a planet in crisis
- [Curious Saturday: The art of better negotiation](https://loquatinc.io/social-media/curious-saturday-the-art-of-better-negotiation/) - Curious Saturday: The art of better negotiation
- [Cheers to the New Year!](https://loquatinc.io/social-media/cheers-to-the-new-year/) - Cheers to the New Year!
- [Energy transition: progress, but the hardest work is still ahead](https://loquatinc.io/social-media/energy-transition-progress-but-the-hardest-work-is-still-ahead/) - Energy transition: progress, but the hardest work is still ahead
- [The power of staying curious](https://loquatinc.io/social-media/the-power-of-staying-curious/) - The power of staying curious
- [Leapfrogging legacy systems in financial services](https://loquatinc.io/social-media/leapfrogging-legacy-systems-in-financial-services/) - Leapfrogging legacy systems in financial services
- [US growth surges but the signals are mixed](https://loquatinc.io/social-media/us-growth-surges-but-the-signals-are-mixed/) - US growth surges but the signals are mixed
- [Feel good Sunday: Redefining bravery, one leap at a time](https://loquatinc.io/social-media/feel-good-sunday-redefining-bravery-one-leap-at-a-time/) - Feel good Sunday: Redefining bravery, one leap at a time
- [Curious Saturday: Why conscious leadership rejects win-lose thinking](https://loquatinc.io/social-media/curious-saturday-why-conscious-leadership-rejects-win-lose-thinking/) - Curious Saturday: Why conscious leadership rejects win-lose thinking
- [Another record-breaking year is not a coincidence](https://loquatinc.io/social-media/another-record-breaking-year-is-not-a-coincidence/) - Another record-breaking year is not a coincidence
- [Keep moving forward](https://loquatinc.io/social-media/keep-moving-forward/) - Keep moving forward
- [🎄 Merry Christmas! 🎄](https://loquatinc.io/social-media/🎄-merry-christmas-🎄/) - 🎄 Merry Christmas! 🎄
- [How banks turn AI ambition into measurable results](https://loquatinc.io/social-media/how-banks-turn-ai-ambition-into-measurable-results/) - How banks turn AI ambition into measurable results
- [Happy Holidays from Loquat!](https://loquatinc.io/social-media/happy-holidays-from-loquat/) - Happy Holidays from Loquat!
- [Why investors may have to wait until 2026 for clarity](https://loquatinc.io/social-media/why-investors-may-have-to-wait-until-2026-for-clarity/) - Why investors may have to wait until 2026 for clarity
- [Feel good Sunday: Flag football is changing the game in every sense](https://loquatinc.io/social-media/feel-good-sunday-flag-football-is-changing-the-game-in-every-sense/) - Feel good Sunday: Flag football is changing the game in every sense
- [Curious Saturday: AI Is finally reading what humans could not](https://loquatinc.io/social-media/curious-saturday-ai-is-finally-reading-what-humans-could-not/) - Curious Saturday: AI Is finally reading what humans could not
- [Why climate change could reshape global financial stability](https://loquatinc.io/social-media/why-climate-change-could-reshape-global-financial-stability/) - Why climate change could reshape global financial stability
- [Loquat drives breakthrough results for America First’s business onboarding](https://loquatinc.io/social-media/loquat-drives-breakthrough-results-for-america-firsts-business-onboarding/) - Loquat drives breakthrough results for America First’s business onboarding
- [Why America First’s business members are feeling the Loquat difference](https://loquatinc.io/social-media/why-america-firsts-business-members-are-feeling-the-loquat-difference/) - Why America First’s business members are feeling the Loquat difference
- [Cautious easing: What the Fed’s 9–3 vote means for 2026](https://loquatinc.io/social-media/cautious-easing-what-the-feds-9-3-vote-means-for-2026/) - Cautious easing: What the Fed’s 9–3 vote means for 2026
- [The standout economies of 2025](https://loquatinc.io/social-media/the-standout-economies-of-2025/) - The standout economies of 2025
- [Feel good Sunday: Finding strength through artistry](https://loquatinc.io/social-media/feel-good-sunday-finding-strength-through-artistry/) - Feel good Sunday: Finding strength through artistry
- [Curious Saturday: The thrill and wisdom of staying curious](https://loquatinc.io/social-media/curious-saturday-the-thrill-and-wisdom-of-staying-curious/) - Curious Saturday: The thrill and wisdom of staying curious
- [The race to dim the sun](https://loquatinc.io/social-media/the-race-to-dim-the-sun/) - The race to dim the sun
- [Every lost application is a lost relationship](https://loquatinc.io/social-media/every-lost-application-is-a-lost-relationship/) - Every lost application is a lost relationship
- [Consumer health diverges across income groups](https://loquatinc.io/social-media/consumer-health-diverges-across-income-groups/) - Consumer health diverges across income groups
- [Agentic payments: The next big shift for FIs](https://loquatinc.io/social-media/agentic-payments-the-next-big-shift-for-fis/) - Agentic payments: The next big shift for FIs
- [A divided Fed sets the stage for December](https://loquatinc.io/social-media/a-divided-fed-sets-the-stage-for-december/) - A divided Fed sets the stage for December
- [Feel good Sunday: Unlocking your flirting superpowers](https://loquatinc.io/social-media/feel-good-sunday-unlocking-your-flirting-superpowers/) - Feel good Sunday: Unlocking your flirting superpowers
- [Curious Saturday: The 3 best predictors of how well you’ll age](https://loquatinc.io/social-media/curious-saturday-the-3-best-predictors-of-how-well-youll-age/) - Curious Saturday: The 3 best predictors of how well you’ll age
- [How rising heat is quietly fueling America’s sweet tooth](https://loquatinc.io/social-media/how-rising-heat-is-quietly-fueling-americas-sweet-tooth/) - How rising heat is quietly fueling America’s sweet tooth
- [Hear your members' voices, build what they need](https://loquatinc.io/social-media/hear-your-members-voices-build-what-they-need/) - Hear your members' voices, build what they need
- [A mortgage market in retreat](https://loquatinc.io/social-media/a-mortgage-market-in-retreat/) - A mortgage market in retreat
- [Reinventing customer experience with AI: From efficiency to loyalty](https://loquatinc.io/social-media/reinventing-customer-experience-with-ai-from-efficiency-to-loyalty/) - Reinventing customer experience with AI: From efficiency to loyalty
- [Loquat CEO Zarina Tsomaeva to speak at FiNext Awards & Conference Dubai 2026](https://loquatinc.io/social-media/loquat-ceo-zarina-tsomaeva-to-speak-at-finext-awards-conference-dubai-2026-2/) - Loquat CEO Zarina Tsomaeva to speak at FiNext Awards & Conference Dubai 2026
- [Feel good Sunday: Listening to Earth’s heartbeat](https://loquatinc.io/social-media/feel-good-sunday-listening-to-earths-heartbeat/) - Feel good Sunday: Listening to Earth’s heartbeat
- [The gold rally that’s too hot to ignore](https://loquatinc.io/social-media/the-gold-rally-thats-too-hot-to-ignore/) - The gold rally that’s too hot to ignore
- [Curious Saturday: Keeping our critical thinking alive in an AI world](https://loquatinc.io/social-media/curious-saturday-keeping-our-critical-thinking-alive-in-an-ai-world/) - Curious Saturday: Keeping our critical thinking alive in an AI world
- [The Amazon’s tipping point is closer than we think](https://loquatinc.io/social-media/the-amazons-tipping-point-is-closer-than-we-think/) - The Amazon’s tipping point is closer than we think
- [Happy Thanksgiving from the Loquat team!](https://loquatinc.io/social-media/happy-thanksgiving-from-the-loquat-team-3/) - Happy Thanksgiving from the Loquat team!
- [Tech upgrade at smaller credit unions](https://loquatinc.io/social-media/tech-upgrade-at-smaller-credit-unions/) - Tech upgrade at smaller credit unions
- [Why the Fed Is hitting the brakes on rate cuts](https://loquatinc.io/social-media/why-the-fed-is-hitting-the-brakes-on-rate-cuts/) - Why the Fed Is hitting the brakes on rate cuts
- [Feel good Sunday: Rewild your world](https://loquatinc.io/social-media/feel-good-sunday-rewild-your-world/) - Feel good Sunday: Rewild your world
- [Curious Saturday: The surprising science of flow](https://loquatinc.io/social-media/curious-saturday-the-surprising-science-of-flow/) - Curious Saturday: The surprising science of flow
- [Adaptation: The other half of climate survival](https://loquatinc.io/social-media/adaptation-the-other-half-of-climate-survival/) - Adaptation: The other half of climate survival
- [Keep going, keep growing](https://loquatinc.io/social-media/keep-going-keep-growing/) - Keep going, keep growing
- [The silver surge in stocks](https://loquatinc.io/social-media/the-silver-surge-in-stocks/) - The silver surge in stocks
- [U.S. bank M&A accelerates as regulatory logjam breaks](https://loquatinc.io/social-media/u-s-bank-ma-accelerates-as-regulatory-logjam-breaks/) - U.S. bank M&A accelerates as regulatory logjam breaks
- [A cooling job market — Signals of a shifting economy](https://loquatinc.io/social-media/a-cooling-job-market-signals-of-a-shifting-economy/) - A cooling job market — Signals of a shifting economy
- [Feel good Sunday: Lifting others as you climb](https://loquatinc.io/social-media/feel-good-sunday-lifting-others-as-you-climb/) - Feel good Sunday: Lifting others as you climb
- [Curious Saturday: The rise of AI agents from assistants to teammates](https://loquatinc.io/social-media/curious-saturday-the-rise-of-ai-agents-from-assistants-to-teammates/) - Curious Saturday: The rise of AI agents from assistants to teammates
- [A decade after Paris: Promises deferred, progress denied](https://loquatinc.io/social-media/a-decade-after-paris-promises-deferred-progress-denied/) - A decade after Paris: Promises deferred, progress denied
- [Strength in flexibility](https://loquatinc.io/social-media/strength-in-flexibility/) - Strength in flexibility
- [The loyalty loop is closing](https://loquatinc.io/social-media/the-loyalty-loop-is-closing/) - The loyalty loop is closing
- [Honoring those who serve](https://loquatinc.io/social-media/honoring-those-who-serve/) - Honoring those who serve
- [America Inc: Growth or gambit?](https://loquatinc.io/social-media/america-inc-growth-or-gambit/) - America Inc: Growth or gambit?
- [Feel good Sunday: The strength within](https://loquatinc.io/social-media/feel-good-sunday-the-strength-within/) - Feel good Sunday: The strength within
- [Curious Saturday: Inside the mind of a newborn](https://loquatinc.io/social-media/curious-saturday-inside-the-mind-of-a-newborn/) - Curious Saturday: Inside the mind of a newborn
- [Evolving with purpose](https://loquatinc.io/social-media/evolving-with-purpose/) - Evolving with purpose
- [Burying carbon, building hope: Norway’s bold climate experiment](https://loquatinc.io/social-media/burying-carbon-building-hope-norways-bold-climate-experiment/) - Burying carbon, building hope: Norway’s bold climate experiment
- [Consumers plan to spend — but with caution this holiday season](https://loquatinc.io/social-media/consumers-plan-to-spend-but-with-caution-this-holiday-season/) - Consumers plan to spend — but with caution this holiday season
- [Credit unions evolve: Growth through M&A and innovation](https://loquatinc.io/social-media/credit-unions-evolve-growth-through-ma-and-innovation/) - Credit unions evolve: Growth through M&A and innovation
- [The AI boom — and echoes of the 1990s](https://loquatinc.io/social-media/the-ai-boom-and-echoes-of-the-1990s/) - The AI boom — and echoes of the 1990s
- [Feel good Sunday: The art of mastery in chocolate and beyond](https://loquatinc.io/social-media/feel-good-sunday-the-art-of-mastery-in-chocolate-and-beyond/) - Feel good Sunday: The art of mastery in chocolate and beyond
- [Curious Saturday: The power of perception](https://loquatinc.io/social-media/curious-saturday-the-power-of-perception/) - Curious Saturday: The power of perception
- [When less ice means more fire](https://loquatinc.io/social-media/when-less-ice-means-more-fire/) - When less ice means more fire
- [Leading through change](https://loquatinc.io/social-media/leading-through-change/) - Leading through change
- [Big banks cheer Q3 — but keep a cautious eye on 2026](https://loquatinc.io/social-media/big-banks-cheer-q3-but-keep-a-cautious-eye-on-2026/) - Big banks cheer Q3 — but keep a cautious eye on 2026
- [Stop choosing between efficiency and future-growth — it’s time to do both](https://loquatinc.io/social-media/stop-choosing-between-efficiency-and-future-growth-its-time-to-do-both/) - Stop choosing between efficiency and future-growth — it’s time to do both
- [Investors keep dancing — Even as the “bubble” warnings get louder](https://loquatinc.io/social-media/investors-keep-dancing-even-as-the-bubble-warnings-get-louder/) - Investors keep dancing — Even as the “bubble” warnings get louder
- [Feel good Sunday: When ordinary people do extraordinary things](https://loquatinc.io/social-media/feel-good-sunday-when-ordinary-people-do-extraordinary-things/) - Feel good Sunday: When ordinary people do extraordinary things
- [Curious Saturday: The hidden cost beneath the shine](https://loquatinc.io/social-media/curious-saturday-the-hidden-cost-beneath-the-shine/) - Curious Saturday: The hidden cost beneath the shine
- [A warming world and the uneven cost of adaptation](https://loquatinc.io/social-media/a-warming-world-and-the-uneven-cost-of-adaptation/) - A warming world and the uneven cost of adaptation
- [Every step forward counts](https://loquatinc.io/social-media/every-step-forward-counts/) - Every step forward counts
- [Fresh look, timeless mission — the revamped Loquat website is now live](https://loquatinc.io/social-media/fresh-look-timeless-mission-the-revamped-loquat-website-is-now-live/) - Fresh look, timeless mission — the revamped Loquat website is now live
- [Strategic alignment defines the modern bank](https://loquatinc.io/social-media/strategic-alignment-defines-the-modern-bank/) - Strategic alignment defines the modern bank
- [Cracks in the credit: Are we seeing early signs of financial stress?](https://loquatinc.io/social-media/cracks-in-the-credit-are-we-seeing-early-signs-of-financial-stress/) - Cracks in the credit: Are we seeing early signs of financial stress?
- ["Digital Assets will not go away."](https://loquatinc.io/social-media/digital-assets-will-not-go-away/) - "Digital Assets will not go away."
- [Banks are refocusing on operational agility](https://loquatinc.io/social-media/banks-are-refocusing-on-operational-agility/) - "Banks are refocusing on operational agility by investing in new technologies, enhancing their data use, and reorganizing their internal structures." - Publicis Sapient
- [Loquat's three pillars](https://loquatinc.io/social-media/loquats-three-pillars/) - Loquat's three technology pillars are: Transparency, Regulatory and Compliance, and Best-in-Class Technology Partners.
- [Youth leader Shreya Joshi](https://loquatinc.io/social-media/youth-leader-shreya-joshi/) - Youth leader Shreya Joshi diagnoses a key source of political polarization in the US and shows why having "uncomfortable conversations" with people you disagree with is crucial to bridging the divide.
- [Are your competitors who are focused on your market positioning themselves to challenge your business?](https://loquatinc.io/social-media/are-your-competitors-who-are-focused-on-your-market-positioning-themselves-to-challenge-your-business/) - Are your competitors who are focused on your market positioning themselves to challenge your business?
- [What strategic initiatives does FI](https://loquatinc.io/social-media/what-strategic-initiatives-does-fi/) - What strategic initiatives does FI have to implement to achieve a sustainable growth?
- [For the surveyed CEOs](https://loquatinc.io/social-media/for-the-surveyed-ceos/) - For the surveyed CEOs, Digital CustomerExperience is important.
- [54% of survey respondents](https://loquatinc.io/social-media/54-of-survey-respondents/) - "54% of survey respondents that bought software in the past 12 months opted for a customized solution versus an off-the-shelf product, even if the former was more expensive." - @Gartner_inc
- [We stand for Humanity](https://loquatinc.io/social-media/we-stand-for-humanity/) - We stand for Humanity, Respect for all, Individual Freedom, Financial Inclusion.
- [Data silos](https://loquatinc.io/social-media/data-silos/) - Data silos severely limit a bank's ability to extract data & analyze it to understand changes in customer or member behavior for reporting on regulatory compliance, developing new products, etc.
- [Feel good Sunday: Rediscovering wonder through AI-made imagination](https://loquatinc.io/social-media/feel-good-sunday-rediscovering-wonder-through-ai-made-imagination/) - Feel good Sunday: Rediscovering wonder through AI-made imagination
- [Loquat Inc. welcomes David Cramer as Strategic Advisor to its leadership team](https://loquatinc.io/news/loquat-inc-welcomes-david-cramer-as-strategic-advisor-to-its-leadership-team/) - Loquat Inc. welcomes David Cramer as Strategic Advisor to its leadership team
- [Loquat Inc. welcomes Chris Cochran and Rogelio Sanchez to drive product delivery, revenue and customer success](https://loquatinc.io/news/loquat-inc-welcomes-chris-cochran-and-rogelio-sanchez-to-drive-product-delivery-revenue-and-customer-success/) - Loquat Inc. welcomes Chris Cochran and Rogelio Sanchez to drive product delivery, revenue and customer success
- [Curious Saturday: The future of energy is abundant, not scarce](https://loquatinc.io/social-media/curious-saturday-the-future-of-energy-is-abundant-not-scarce/) - Curious Saturday: The future of energy is abundant, not scarce
- [Rethinking the energy transition: What’s actually moving the needle](https://loquatinc.io/social-media/rethinking-the-energy-transition-whats-actually-moving-the-needle/) - Rethinking the energy transition: What’s actually moving the needle
- [Keep building — Even when it’s hard to see progress](https://loquatinc.io/social-media/keep-building-even-when-its-hard-to-see-progress/) - Keep building — Even when it’s hard to see progress
- [Resilience in motion: The U.S. economy holds steady amid rate cuts](https://loquatinc.io/social-media/resilience-in-motion-the-u-s-economy-holds-steady-amid-rate-cuts/) - Resilience in motion: The U.S. economy holds steady amid rate cuts
- [Midcap banks are at a crossroads](https://loquatinc.io/social-media/midcap-banks-are-at-a-crossroads/) - Midcap banks are at a crossroads
- [Gold’s record-breaking rally is reshaping how investors think about diversification](https://loquatinc.io/social-media/golds-record-breaking-rally-is-reshaping-how-investors-think-about-diversification/) - Gold’s record-breaking rally is reshaping how investors think about diversification
- [Feel good Sunday: Turning hope into action](https://loquatinc.io/social-media/feel-good-sunday-turning-hope-into-action/) - Feel good Sunday: Turning hope into action
- [Curious Saturday: Building stronger connections at work](https://loquatinc.io/social-media/curious-saturday-building-stronger-connections-at-work/) - Curious Saturday: Building stronger connections at work
- [Powering progress without leaving people behind](https://loquatinc.io/social-media/powering-progress-without-leaving-people-behind/) - Powering progress without leaving people behind
- [Fueling progress through resilience](https://loquatinc.io/social-media/fueling-progress-through-resilience/) - Fueling progress through resilience
- [The Fed at a crossroads](https://loquatinc.io/social-media/the-fed-at-a-crossroads/) - The Fed at a crossroads
- [Boosting transaction banking value by 50%](https://loquatinc.io/social-media/boosting-transaction-banking-value-by-50/) - Boosting transaction banking value by 50%
- [Market rally: late innings?](https://loquatinc.io/social-media/market-rally-late-innings/) - Market rally: late innings?
- [Feel Good Sunday: Stronger connections at work](https://loquatinc.io/social-media/feel-good-sunday-stronger-connections-at-work/) - Feel Good Sunday: Stronger connections at work
- [Curious Saturday: Evolution in words](https://loquatinc.io/social-media/curious-saturday-evolution-in-words/) - Curious Saturday: Evolution in words
- [Water under pressure](https://loquatinc.io/social-media/water-under-pressure/) - Water under pressure
- [Discover how Loquat is shaping the future of onboarding: insights from MoneyLIVE North America](https://loquatinc.io/social-media/discover-how-loquat-is-shaping-the-future-of-onboarding-insights-from-moneylive-north-america/) - Discover how Loquat is shaping the future of onboarding: insights from MoneyLIVE North America
- [The power of small acts](https://loquatinc.io/social-media/the-power-of-small-acts/) - The power of small acts
- [The world’s most innovative countries](https://loquatinc.io/social-media/the-worlds-most-innovative-countries/) - The world’s most innovative countries
- [Inflation’s persistence, the Fed and expansionary fiscal policy](https://loquatinc.io/social-media/inflations-persistence-the-fed-and-expansionary-fiscal-policy/) - Inflation’s persistence, the Fed and expansionary fiscal policy
- [Dangers of bank deregulation highlighted by FDIC chair](https://loquatinc.io/social-media/dangers-of-bank-deregulation-highlighted-by-fdic-chair/) - Dangers of bank deregulation highlighted by FDIC chair
- [Feel good Sunday: 300 years of classical music in 18 minutes](https://loquatinc.io/social-media/feel-good-sunday-300-years-of-classical-music-in-18-minutes/) - Feel good Sunday: 300 years of classical music in 18 minutes
- [Curious Saturday: How displaced people drive local economies](https://loquatinc.io/social-media/curious-saturday-how-displaced-people-drive-local-economies/) - Curious Saturday: How displaced people drive local economies
- [From greenwashing to greenhushing: Quiet climate progress](https://loquatinc.io/social-media/from-greenwashing-to-greenhushing-quiet-climate-progress/) - From greenwashing to greenhushing: Quiet climate progress
- [✨ Thursday motivation](https://loquatinc.io/social-media/✨-thursday-motivation/) - ✨ Thursday motivation
- [Modernizing data to power AI in banking](https://loquatinc.io/social-media/modernizing-data-to-power-ai-in-banking/) - Modernizing data to power AI in banking
- [Five decisions that define banking tech success](https://loquatinc.io/social-media/five-decisions-that-define-banking-tech-success/) - Five decisions that define banking tech success
- [U.S. job growth slows, Fed eyes rate cuts](https://loquatinc.io/social-media/u-s-job-growth-slows-fed-eyes-rate-cuts/) - U.S. job growth slows, Fed eyes rate cuts
- [Why investors are turning to America’s underdogs](https://loquatinc.io/social-media/why-investors-are-turning-to-americas-underdogs/) - Why investors are turning to America’s underdogs
- [Feel good Sunday: The gentle power of water](https://loquatinc.io/social-media/feel-good-sunday-the-gentle-power-of-water/) - Feel good Sunday: The gentle power of water
- [Curious Saturday: The secrets hidden in your immune system](https://loquatinc.io/social-media/curious-saturday-the-secrets-hidden-in-your-immune-system/) - Curious Saturday: The secrets hidden in your immune system
- [Climate and biodiversity: Twin crises we can’t solve separately](https://loquatinc.io/social-media/climate-and-biodiversity-twin-crises-we-cant-solve-separately/) - Climate and biodiversity: Twin crises we can’t solve separately
- [🚀 Discover Loquat on the Q2 Marketplace!](https://loquatinc.io/social-media/🚀-discover-loquat-on-the-q2-marketplace/) - 🚀 Discover Loquat on the Q2 Marketplace!
- [When passion leads, success follows](https://loquatinc.io/social-media/when-passion-leads-success-follows/) - When passion leads, success follows
- [Banking consolidation watch: PNC’s trillion-dollar ambition](https://loquatinc.io/social-media/banking-consolidation-watch-pncs-trillion-dollar-ambition/) - Banking consolidation watch: PNC’s trillion-dollar ambition
- [Robert Currie to lead AI initiatives at Loquat 🚀](https://loquatinc.io/social-media/robert-currie-to-lead-ai-initiatives-at-loquat-🚀/) - Robert Currie to lead AI initiatives at Loquat 🚀
- [I freaking LOVE this system!!!](https://loquatinc.io/testimonials/i-freaking-love-this-system/)
- [I did my first account opening on Thursday — finished in just25 minutes! 😱 It was a two-member LLC with existing clients, 
and the process was quick and easy. I loved the flow of the account opening, and the members had no trouble reviewing and signing.](https://loquatinc.io/testimonials/i-did-my-first-account-opening-on-thursday-finished-in-just25-minutes-😱-it-was-a-two-member-llc-with-existing-clients-and-the-process-was-quick-and-easy-i-loved-the-fl/)
- [I just finished opening a new business account for an LLC with three members. The owner was in a hurry, but the process was so smooth I didn’t even need to call for additional information — documents were signed right away, and I was able to provide the account number 
the same day. It was a super slick process for both of us.](https://loquatinc.io/testimonials/i-just-finished-opening-a-new-business-account-for-an-llc-with-three-members-the-owner-was-in-a-hurry-but-the-process-was-so-smooth-i-didnt-even-need-to-call-for-additional-information/)
- [It was so easy to apply, and am glad I chose America First 😀](https://loquatinc.io/testimonials/it-was-so-easy-to-apply-and-am-glad-i-chose-america-first-😀/)
- [I was nervous to do my first business application, but the process turned out to be simple and straightforward. Support was quick to respond, and I’m excited about the faster turnaround and improved workflows.](https://loquatinc.io/testimonials/i-was-nervous-to-do-my-first-business-application-but-the-process-turned-out-to-be-simple-and-straightforward-support-was-quick-to-respond-and-im-excited-about-the-faster-turnaround-and-im/)
- [GUYS, I KIND OF LOVE THIS SYSTEM 💙](https://loquatinc.io/testimonials/guys-i-kind-of-love-this-system-💙/)
- [Another smooth process through the desktop portal — I was able to get everything completed in about 30 minutes!](https://loquatinc.io/testimonials/another-smooth-process-through-the-desktop-portal-i-was-able-to-get-everything-completed-in-about-30-minutes/)
- [I’m grateful for the verification resources available in this system. 
I was able to resolve multiple KYC checks today, and the desktop option worked amazingly well.](https://loquatinc.io/testimonials/im-grateful-for-the-verification-resources-available-in-this-system-i-was-able-to-resolve-multiple-kyc-checks-today-and-the-desktop-option-worked-amazingly-well/)
- [This new system 
is SO great!](https://loquatinc.io/testimonials/this-new-system-is-so-great/)
- [The adjustment took some time, but my recent experiences with the system have been excellent. A member with multiple business accounts said this was their best and easiest experience yet. Another member appreciated being able to use their phone, which allowed them to translate information into their preferred language.](https://loquatinc.io/testimonials/the-adjustment-took-some-time-but-my-recent-experiences-with-the-system-have-been-excellent-a-member-with-multiple-business-accounts-said-this-was-their-best-and-easiest-experience-yet-another/)
- [I just completed a business change of account in Loquat. 
It was so fast! 🚀 — awesome experience.](https://loquatinc.io/testimonials/i-just-completed-a-business-change-of-account-in-loquat-it-was-so-fast-🚀-awesome-experience/)
- [I added another responsible individual in the portal for the first time today and learned so much — it will only get easier and easier.](https://loquatinc.io/testimonials/i-added-another-responsible-individual-in-the-portal-for-the-first-time-today-and-learned-so-much-it-will-only-get-easier-and-easier/)
- [This was my first application since the new system rolled out, and it went really smoothly. Another colleague completed their first application in just 25 minutes from start to submission.](https://loquatinc.io/testimonials/this-was-my-first-application-since-the-new-system-rolled-out-and-it-went-really-smoothly-another-colleague-completed-their-first-application-in-just-25-minutes-from-start-to-submission/)
- [Feedback from other areas has been positive — this new system is great! 👍](https://loquatinc.io/testimonials/feedback-from-other-areas-has-been-positive-this-new-system-is-great-👍/)
- [I completed a new business application today — it went great, the member liked it, and there were no issues. Another colleague had a few things to resolve, but the account was opened and the member was happy.](https://loquatinc.io/testimonials/i-completed-a-new-business-application-today-it-went-great-the-member-liked-it-and-there-were-no-issues-another-colleague-had-a-few-things-to-resolve-but-the-account-was-opened-and/)
- [I just finished opening my first account from start to finish. It was straightforward, and I was able to get the member’s account number the same day 🙂](https://loquatinc.io/testimonials/i-just-finished-opening-my-first-account-from-start-to-finish-it-was-straightforward-and-i-was-able-to-get-the-members-account-number-the-same-day-🙂/)
- [Feedback from the rollout has been positive. While there was some adjustment at first, employees see the benefits — and they appreciate that accounts can now be opened the same day](https://loquatinc.io/testimonials/feedback-from-the-rollout-has-been-positive-while-there-was-some-adjustment-at-first-employees-see-the-benefits-and-they-appreciate-that-accounts-can-now-be-opened-the-same-day/)
- [I was able to review and approve an application in under 5 minutes — something that used to take me 4 days!](https://loquatinc.io/testimonials/i-was-able-to-review-and-approve-an-application-in-under-5-minutes-something-that-used-to-take-me-4-days/)
- [Our Business Team is LOVING the CALM portal 💙 Applications that used to take more than 20 minutes now take only 5.](https://loquatinc.io/testimonials/our-business-team-is-loving-the-calm-portal-💙-applications-that-used-to-take-more-than-20-minutes-now-take-only-5/)
- [I liked how I could take pictures on my phone. I felt like it was faster than going to the branch.](https://loquatinc.io/testimonials/i-liked-how-i-could-take-pictures-on-my-phone-i-felt-like-it-was-faster-than-going-to-the-branch/)
- [I completed my first business account and the members moved through it quickly. They really loved the experience 💙 — even having fun with the selfie verification 🤪](https://loquatinc.io/testimonials/i-completed-my-first-business-account-and-the-members-moved-through-it-quickly-they-really-loved-the-experience-💙-even-having-fun-with-the-selfie-verification-🤪/)
- [I was excited to have an online option which was easy to use 🤩](https://loquatinc.io/testimonials/i-was-excited-to-have-an-online-option-which-was-easy-to-use-🤩/)
- [From a training perspective, this system is so much more user friendly and straightforward than our old one. The guided screens make it easy for employees and members, which has made training much easier for everyone. Great work and job well done! 👏](https://loquatinc.io/testimonials/from-a-training-perspective-this-system-is-so-much-more-user-friendly-and-straightforward-than-our-old-one-the-guided-screens-make-it-easy-for-employees-and-members-which-has-made-training-much-eas/)
- [The process was smooth, and I really liked it 🧡](https://loquatinc.io/testimonials/the-process-was-smooth-and-i-really-liked-it-🧡/)
- [I just completed another business account — the process was 
so smooth! ✨](https://loquatinc.io/testimonials/i-just-completed-another-business-account-the-process-was-so-smooth-✨/)
- [I loved that my partner could sign and verify their identity digitally ✍️](https://loquatinc.io/testimonials/i-loved-that-my-partner-could-sign-and-verify-their-identity-digitally-✍️/)
- [The online app was the easiest I’ve ever completed — I loved the process](https://loquatinc.io/testimonials/the-online-application-was-the-easiest-ive-ever-completed-i-loved-the-process/)
- [The process was smooth and easy](https://loquatinc.io/testimonials/the-process-was-smooth-and-easy/)
- [Loved it!!!](https://loquatinc.io/testimonials/loved-it/)
- [Feel good Sunday: The power of personal agency](https://loquatinc.io/social-media/feel-good-sunday-the-power-of-personal-agency/) - Feel good Sunday: The power of personal agency
- [Curious Saturday: When youth tell their stories, change begins](https://loquatinc.io/social-media/curious-saturday-when-youth-tell-their-stories-change-begins/) - Curious Saturday: When youth tell their stories, change begins
- [Cautious optimism on Main Street, despite persistent challenges](https://loquatinc.io/social-media/cautious-optimism-on-main-street-despite-persistent-challenges/) - Cautious optimism on Main Street, despite persistent challenges
- [A day of reflection and unity](https://loquatinc.io/social-media/a-day-of-reflection-and-unity/) - A day of reflection and unity
- [Asia’s chill: Why deflation is creeping in](https://loquatinc.io/social-media/asias-chill-why-deflation-is-creeping-in/) - Asia’s chill: Why deflation is creeping in
- [Cybersecurity: The new business imperative](https://loquatinc.io/social-media/cybersecurity-the-new-business-imperative/) - Cybersecurity: The new business imperative
- [Loquat is heading to MoneyLIVE North America in Chicago on September 15–16!](https://loquatinc.io/social-media/loquat-is-heading-to-moneylive-north-america-in-chicago-on-september-15-16/) - Loquat is heading to MoneyLIVE North America in Chicago on September 15–16!
- [From friction to growth: How Loquat transforms digital banking journeys](https://loquatinc.io/social-media/from-friction-to-growth-how-loquat-transforms-digital-banking-journeys/) - From friction to growth: How Loquat transforms digital banking journeys
- [Feel good Sunday: When ZIP codes no longer dictate health](https://loquatinc.io/social-media/feel-good-sunday-when-zip-codes-no-longer-dictate-health/) - Feel good Sunday: When ZIP codes no longer dictate health
- [Curious Saturday: How “common knowledge” shapes society](https://loquatinc.io/social-media/curious-saturday-how-common-knowledge-shapes-society/) - Curious Saturday: How “common knowledge” shapes society
- [The unsung heroes powering modern families](https://loquatinc.io/social-media/the-unsung-heroes-powering-modern-families/) - The unsung heroes powering modern families
- [The strength within: Mastering what you can control](https://loquatinc.io/social-media/the-strength-within-mastering-what-you-can-control/) - The strength within: Mastering what you can control
- [Chatbots that charm: The new face of banking AI](https://loquatinc.io/social-media/chatbots-that-charm-the-new-face-of-banking-ai/) - Chatbots that charm: The new face of banking AI
- [Simplicity at scale](https://loquatinc.io/social-media/simplicity-at-scale/) - Simplicity at scale
- [Honoring the spirit of hard work this Labor Day](https://loquatinc.io/social-media/honoring-the-spirit-of-hard-work-this-labor-day/) - Honoring the spirit of hard work this Labor Day
- [Europe’s hidden heat risk](https://loquatinc.io/social-media/europes-hidden-heat-risk/) - Europe’s hidden heat risk
- [Feel good Sunday: Honoring the past, composing the future](https://loquatinc.io/social-media/feel-good-sunday-honoring-the-past-composing-the-future/) - Feel good Sunday: Honoring the past, composing the future
- [Curious Saturday: The power of a forest-first economy](https://loquatinc.io/social-media/curious-saturday-the-power-of-a-forest-first-economy/) - Curious Saturday: The power of a forest-first economy
- [Turning the impossible into reality](https://loquatinc.io/social-media/turning-the-impossible-into-reality/) - Turning the impossible into reality
- [Why banks are no longer the main lenders](https://loquatinc.io/social-media/why-banks-are-no-longer-the-main-lenders/) - Why banks are no longer the main lenders
- [Banking reboot: Smarter rates, digital loyalty & the generational divide](https://loquatinc.io/social-media/banking-reboot-smarter-rates-digital-loyalty-the-generational-divide/) - Banking reboot: Smarter rates, digital loyalty & the generational divide
- [Riding the bubble: Lessons from the inside](https://loquatinc.io/social-media/riding-the-bubble-lessons-from-the-inside/) - Riding the bubble: Lessons from the inside
- [Feel good Sunday: The power of weightlifting for women](https://loquatinc.io/social-media/feel-good-sunday-the-power-of-weightlifting-for-women/) - Feel good Sunday: The power of weightlifting for women
- [Curious Saturday: Retiring “technology” for a more precise future](https://loquatinc.io/social-media/curious-saturday-retiring-technology-for-a-more-precise-future/) - Curious Saturday: Retiring “technology” for a more precise future
- [Finding climate optimism in a time of crisis](https://loquatinc.io/social-media/finding-climate-optimism-in-a-time-of-crisis/) - Finding climate optimism in a time of crisis
- [The future belongs to the bold](https://loquatinc.io/social-media/the-future-belongs-to-the-bold/) - The future belongs to the bold
- [America’s housing market Is losing steam: A wake-up call for economists and policymakers](https://loquatinc.io/social-media/americas-housing-market-is-losing-steam-a-wake-up-call-for-economists-and-policymakers/) - America’s housing market Is losing steam: A wake-up call for economists and policymakers
- [Banks and GenAI: Moving from pilots to real transformation](https://loquatinc.io/social-media/banks-and-genai-moving-from-pilots-to-real-transformation/) - Banks and GenAI: Moving from pilots to real transformation
- [Central banks take unlikely paths — thanks to tariffs](https://loquatinc.io/social-media/central-banks-take-unlikely-paths-thanks-to-tariffs/) - Central banks take unlikely paths — thanks to tariffs
- [Feed good Sunday: Rediscovering the early internet’s spirit](https://loquatinc.io/social-media/feed-good-sunday-rediscovering-the-early-internets-spirit/) - Feed good Sunday: Rediscovering the early internet’s spirit
- [Curious Saturday: The green hydrogen revolution begins](https://loquatinc.io/social-media/curious-saturday-the-green-hydrogen-revolution-begins/) - Curious Saturday: The green hydrogen revolution begins
- [Why climate change could undo decades of malaria progress](https://loquatinc.io/social-media/why-climate-change-could-undo-decades-of-malaria-progress/) - Why climate change could undo decades of malaria progress
- [Every challenge we face is a wave shaping our skills.](https://loquatinc.io/social-media/every-challenge-we-face-is-a-wave-shaping-our-skills/) - Every challenge we face is a wave shaping our skills.
- [Buy now, pay later: A convenient lifeline or a looming debt trap?](https://loquatinc.io/social-media/buy-now-pay-later-a-convenient-lifeline-or-a-looming-debt-trap/) - Buy now, pay later: A convenient lifeline or a looming debt trap?
- [From legacy to leverage: Modernizing software engineering in banks](https://loquatinc.io/social-media/from-legacy-to-leverage-modernizing-software-engineering-in-banks/) - From legacy to leverage: Modernizing software engineering in banks
- [The silent risks behind the tariff rally](https://loquatinc.io/social-media/the-silent-risks-behind-the-tariff-rally/) - The silent risks behind the tariff rally
- [Feel good Sunday: The science behind great conversations](https://loquatinc.io/social-media/feel-good-sunday-the-science-behind-great-conversations/) - Feel good Sunday: The science behind great conversations
- [Curious Saturday: The future of media](https://loquatinc.io/social-media/curious-saturday-the-future-of-media/) - Curious Saturday: The future of media
- [Women’s sport is on a global winning streak](https://loquatinc.io/social-media/womens-sport-is-on-a-global-winning-streak/) - Women’s sport is on a global winning streak
- [Survive or thrive? How midsize banks can scale strategically](https://loquatinc.io/social-media/survive-or-thrive-how-midsize-banks-can-scale-strategically/) - Survive or thrive? How midsize banks can scale strategically
- [The high-stakes balance: Interest rates, independence, and investor confidence](https://loquatinc.io/social-media/the-high-stakes-balance-interest-rates-independence-and-investor-confidence/) - The high-stakes balance: Interest rates, independence, and investor confidence
- [Compliance without compromise: save 15–30% without sacrificing effectiveness](https://loquatinc.io/social-media/compliance-without-compromise-save-15-30-without-sacrificing-effectiveness/) - Compliance without compromise: save 15–30% without sacrificing effectiveness
- [New grads, fewer jobs: A cooling signal for the U.S. labor market](https://loquatinc.io/social-media/new-grads-fewer-jobs-a-cooling-signal-for-the-u-s-labor-market/) - New grads, fewer jobs: A cooling signal for the U.S. labor market
- [Feel good Sunday: Moral imagination meets bold fintech leadership](https://loquatinc.io/social-media/feel-good-sunday-moral-imagination-meets-bold-fintech-leadership/) - Feel good Sunday: Moral imagination meets bold fintech leadership
- [Curious Saturday: A solar pump that transformed a farm and a life](https://loquatinc.io/social-media/curious-saturday-a-solar-pump-that-transformed-a-farm-and-a-life/) - Curious Saturday: A solar pump that transformed a farm and a life
- [How to futureproof your garden (Hint: think like a mushroom)](https://loquatinc.io/social-media/how-to-futureproof-your-garden-hint-think-like-a-mushroom/) - How to futureproof your garden (Hint: think like a mushroom)
- [Next-gen tech: not just AI — a frontier trifecta](https://loquatinc.io/social-media/next-gen-tech-not-just-ai-a-frontier-trifecta/) - Next-gen tech: not just AI — a frontier trifecta
- [Dealmakers plug in: M&A surges despite tariff turbulence](https://loquatinc.io/social-media/dealmakers-plug-in-ma-surges-despite-tariff-turbulence/) - Dealmakers plug in: M&A surges despite tariff turbulence
- [The future of banking: Where trust meets agility](https://loquatinc.io/social-media/the-future-of-banking-where-trust-meets-agility/) - The future of banking: Where trust meets agility
- [Global economy defies tariffs — resilience in uncharted waters](https://loquatinc.io/social-media/global-economy-defies-tariffs-resilience-in-uncharted-waters/) - Global economy defies tariffs — resilience in uncharted waters
- [Feel good Sunday: Confidence isn’t magic — it’s practice](https://loquatinc.io/social-media/feel-good-sunday-confidence-isnt-magic-its-practice/) - Feel good Sunday: Confidence isn’t magic — it’s practice
- [Curious Saturday: Exercise – the brain’s best ally](https://loquatinc.io/social-media/curious-saturday-exercise-the-brains-best-ally/) - Curious Saturday: Exercise – the brain’s best ally
- [The hottest gadget of summer 2025: Portable pizza ovens](https://loquatinc.io/social-media/the-hottest-gadget-of-summer-2025-portable-pizza-ovens/) - The hottest gadget of summer 2025: Portable pizza ovens
- [Cut acquisition costs in half through smarter digital targeting](https://loquatinc.io/social-media/cut-acquisition-costs-in-half-through-smarter-digital-targeting/) - Cut acquisition costs in half through smarter digital targeting
- [Tariffs bite: Inflation ticks up to 2.7% in June](https://loquatinc.io/social-media/tariffs-bite-inflation-ticks-up-to-2-7-in-june/) - Tariffs bite: Inflation ticks up to 2.7% in June
- [Modernizing money: Innovation at the speed of expectation](https://loquatinc.io/social-media/modernizing-money-innovation-at-the-speed-of-expectation/) - Modernizing money: Innovation at the speed of expectation
- [We provide a full customer journey](https://loquatinc.io/social-media/we-provide-a-full-customer-journey/) - We provide a full customer journey as a simple, digital solution tailored to SMBs & local Financial Institutions to help keep up with market shifts without hefty system changes.
- [Why U.S. stocks are rising — even amid trade turbulence](https://loquatinc.io/social-media/why-u-s-stocks-are-rising-even-amid-trade-turbulence/) - Why U.S. stocks are rising — even amid trade turbulence
- [Feel good Sunday: Lessons from a NASA astronaut on conquering fear and building confidence](https://loquatinc.io/social-media/feel-good-sunday-lessons-from-a-nasa-astronaut-on-conquering-fear-and-building-confidence/) - Feel good Sunday: Lessons from a NASA astronaut on conquering fear and building confidence
- [Curious Saturday: The remarkable revival of Notre-Dame](https://loquatinc.io/social-media/curious-saturday-the-remarkable-revival-of-notre-dame/) - Curious Saturday: The remarkable revival of Notre-Dame
- [Investing in 2025: Between FOMO and paralysis](https://loquatinc.io/social-media/investing-in-2025-between-fomo-and-paralysis/) - Investing in 2025: Between FOMO and paralysis
- [Driving improved growth in retail and SME banking](https://loquatinc.io/social-media/driving-improved-growth-in-retail-and-sme-banking/) - Driving improved growth in retail and SME banking
- [Generative AI: From experimentation to execution](https://loquatinc.io/social-media/generative-ai-from-experimentation-to-execution/) - Generative AI: From experimentation to execution
- [The future of finance 2025: Fit for growth, built for purpose](https://loquatinc.io/social-media/the-future-of-finance-2025-fit-for-growth-built-for-purpose/) - The future of finance 2025: Fit for growth, built for purpose
- [Tariffs, rates & resilience: Navigating the U.S. economic crossroads](https://loquatinc.io/social-media/tariffs-rates-resilience-navigating-the-u-s-economic-crossroads/) - Tariffs, rates & resilience: Navigating the U.S. economic crossroads
- [Curious Saturday: The delicate balance of contagion and connection](https://loquatinc.io/social-media/curious-saturday-the-delicate-balance-of-contagion-and-connection/) - Curious Saturday: The delicate balance of contagion and connection
- [Feel good Sunday: Why art matters even in turbulent times](https://loquatinc.io/social-media/feel-good-sunday-why-art-matters-even-in-turbulent-times/) - Feel good Sunday: Why art matters even in turbulent times
- [Teamwork makes the dream work — and this dream is live!](https://loquatinc.io/social-media/teamwork-makes-the-dream-work-and-this-dream-is-live/) - Teamwork makes the dream work — and this dream is live!
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- [Travel companions are out; solo adventures reign!](https://loquatinc.io/social-media/travel-companions-are-out-solo-adventures-reign/) - Travel companions are out; solo adventures reign!
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- [Unlocking the key loyalty metrics for banks](https://loquatinc.io/social-media/unlocking-the-key-loyalty-metrics-for-banks/) - Unlocking the key loyalty metrics for banks
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- [Poland: the ignored stock market superstar](https://loquatinc.io/social-media/poland-the-ignored-stock-market-superstar/) - Poland: the ignored stock market superstar
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- [The enduring appeal of "Saturday Night Live"](https://loquatinc.io/social-media/the-enduring-appeal-of-saturday-night-live/) - The enduring appeal of "Saturday Night Live"
- [Better banking through omnichannel CX](https://loquatinc.io/social-media/better-banking-through-omnichannel-cx/) - Better banking through omnichannel CX
- [It's time for North American banks to get serious about efficiency](https://loquatinc.io/social-media/its-time-for-north-american-banks-to-get-serious-about-efficiency/) - It's time for North American banks to get serious about efficiency
- [Will banks continue to exist in the future?](https://loquatinc.io/social-media/will-banks-continue-to-exist-in-the-future/) - Will banks continue to exist in the future?
- [The golden mirage: 4,000 years of misunderstanding gold](https://loquatinc.io/social-media/the-golden-mirage-4000-years-of-misunderstanding-gold/) - The golden mirage: 4,000 years of misunderstanding gold
- [Driving meaningful change for transformation success](https://loquatinc.io/social-media/driving-meaningful-change-for-transformation-success/) - Driving meaningful change for transformation success
- [Feel good Sunday: Success, failure, and the drive to create](https://loquatinc.io/social-media/feel-good-sunday-success-failure-and-the-drive-to-create/) - Feel good Sunday: Success, failure, and the drive to create
- [Curious Saturday: Do schools kill creativity?](https://loquatinc.io/social-media/curious-saturday-do-schools-kill-creativity/) - Curious Saturday: Do schools kill creativity?
- [Why matcha, derived from green tea, is trending right now](https://loquatinc.io/social-media/why-matcha-derived-from-green-tea-is-trending-right-now/) - Why matcha, derived from green tea, is trending right now
- [GenAI: More than just a compliance challenge — it’s an enabler](https://loquatinc.io/social-media/genai-more-than-just-a-compliance-challenge-its-an-enabler/) - GenAI: More than just a compliance challenge — it’s an enabler
- [Bain - 2025 M&A outlook](https://loquatinc.io/social-media/bain-2025-ma-outlook/) - Bain - 2025 M&A outlook
- [With interest rates on the rise, why are speculators still so active?](https://loquatinc.io/social-media/with-interest-rates-on-the-rise-why-are-speculators-still-so-active/) - With interest rates on the rise, why are speculators still so active?
- [Feel good Sunday: The science of happiness](https://loquatinc.io/social-media/feel-good-sunday-the-science-of-happiness/) - Feel good Sunday: The science of happiness
- [Fed signals smaller rate cuts in 2025 amid high inflation and trade risks](https://loquatinc.io/social-media/fed-signals-smaller-rate-cuts-in-2025-amid-high-inflation-and-trade-risks/) - Fed signals smaller rate cuts in 2025 amid high inflation and trade risks
- [Curious Saturday: 6 steps to forge stronger digital relationships](https://loquatinc.io/social-media/curious-saturday-6-steps-to-forge-stronger-digital-relationships/) - Curious Saturday: 6 steps to forge stronger digital relationships
- [The allure of company towns](https://loquatinc.io/social-media/the-allure-of-company-towns/) - The allure of company towns
- [Loquat and Plaid partner to bring open banking to credit union and community bank customers](https://loquatinc.io/social-media/loquat-and-plaid-partner-to-bring-open-banking-to-credit-union-and-community-bank-customers-2/) - Loquat and Plaid partner to bring open banking to credit union and community bank customers
- [Investment criteria for North American banks](https://loquatinc.io/social-media/investment-criteria-for-north-american-banks/) - Investment criteria for North American banks
- [Understanding the difference: DevOps vs. DevSecOps](https://loquatinc.io/social-media/understanding-the-difference-devops-vs-devsecops/) - Understanding the difference: DevOps vs. DevSecOps
- [Feel good Sunday: Can AI be funny?](https://loquatinc.io/social-media/feel-good-sunday-can-ai-be-funny/) - Feel good Sunday: Can AI be funny?
- [Curious Saturday: Does the rhythm of your heart shape your experience of time?](https://loquatinc.io/social-media/curious-saturday-does-the-rhythm-of-your-heart-shape-your-experience-of-time/) - Curious Saturday: Does the rhythm of your heart shape your experience of time?
- [LinkedIn embraces comedy](https://loquatinc.io/social-media/linkedin-embraces-comedy/) - LinkedIn embraces comedy
- [An integration with LOQUAT Inc](https://loquatinc.io/social-media/an-integration-with-loquat-inc/) - An integration with LOQUAT Inc., a next-gen BaaS platform, and its modern UI that provides a rich User Experience that exceeds expectations will help you meet your user demands.
- [Loquat is a next-gen BaaS platform](https://loquatinc.io/social-media/loquat-is-a-next-gen-baas-platform/) - @loquatinc is a next-gen BaaS platform, and its modern UI that provides a rich user Experience that exceeds expectations, will help you meet your user demands.
- [Five questions for CEOs about their AI strategy](https://loquatinc.io/social-media/five-questions-for-ceos-about-their-ai-strategy/) - Five questions for CEOs about their AI strategy
- [We’re excited to welcome Michael Borrelle to the Loquat team as our new Business Development Manager!](https://loquatinc.io/social-media/were-excited-to-welcome-michael-borrelle-to-the-loquat-team-as-our-new-business-development-manager/) - We’re excited to welcome Michael Borrelle to the Loquat team as our new Business Development Manager!
- [8 reasons why digital transformations fail](https://loquatinc.io/social-media/8-reasons-why-digital-transformations-fail/) - 8 reasons why digital transformations fail
- [Key takeaways from Davos 2025](https://loquatinc.io/social-media/key-takeaways-from-davos-2025/) - Key takeaways from Davos 2025
- [Feel-good Sunday: The fight for freedom in Iran and Ukraine](https://loquatinc.io/social-media/feel-good-sunday-the-fight-for-freedom-in-iran-and-ukraine/) - Feel-good Sunday: The fight for freedom in Iran and Ukraine - @CNN's Christiane Amanpour interview provides an insight.
- [Feel good Sunday: Marketing for a purpose](https://loquatinc.io/social-media/feel-good-sunday-marketing-for-a-purpose/) - Feel good Sunday: Marketing for a purpose
- [Curious Saturday: Turning setbacks into success](https://loquatinc.io/social-media/curious-saturday-turning-setbacks-into-success/) - Curious Saturday: Turning setbacks into success
- [Can you exhale your worries?](https://loquatinc.io/social-media/can-you-exhale-your-worries/) - Can you exhale your worries?
- [Credit scores can be harmful to your financial well-being](https://loquatinc.io/social-media/credit-scores-can-be-harmful-to-your-financial-well-being/) - Credit scores can be harmful to your financial well-being
- [Banking CX: The omnichannel advantage](https://loquatinc.io/social-media/banking-cx-the-omnichannel-advantage/) - Banking CX: The omnichannel advantage
- [A spotlight on small businesses in the US](https://loquatinc.io/social-media/a-spotlight-on-small-businesses-in-the-us/) - A spotlight on small businesses in the US
- [CFO confidence rises heading into 2025](https://loquatinc.io/social-media/cfo-confidence-rises-heading-into-2025/) - CFO confidence rises heading into 2025
- [Curious Saturday: "So what's "teaming"?](https://loquatinc.io/social-media/curious-saturday-so-whats-teaming/) - Curious Saturday: "So what's "teaming"? Teaming is teamwork on the fly. It's coordinating and collaborating with people across boundaries of all kinds -- expertise, distance, time zone, you name it -- to get work done.”
- [Gratitude has a profound impact on employees](https://loquatinc.io/social-media/gratitude-has-a-profound-impact-on-employees/) - As a research by Harvard Business Review suggests, "gratitude has a profound impact on employees."
- [Loquat and FIS](https://loquatinc.io/social-media/loquat-and-fis/) - Loquat Inc. enters into a Strategic Partnership with FIS™ (NYSE:FIS)
- [We believe that data privacy is a fundamental human right](https://loquatinc.io/social-media/we-believe-that-data-privacy-is-a-fundamental-human-right/) - At @loquatinc we believe that data privacy is a fundamental human right and democratic societies have a duty to respect and protect this right through their respective institutions.
- [Loquat platform uses AI and ML technologies](https://loquatinc.io/social-media/loquat-platform-uses-ai-and-ml-technologies/) - Loquat platform uses AI and ML technologies to remove biases that exist within the financial industry.
- [Fun Fact Sunday: Inside the mind of a master procrastinator](https://loquatinc.io/social-media/fun-fact-sunday-inside-the-mind-of-a-master-procrastinator/) - Fun Fact Sunday: Inside the mind of a master procrastinator
- [Disrupting Traditional Lending](https://loquatinc.io/social-media/disrupting-traditional-lending/) - Disrupting Traditional Lending: Using alternative data sources in lending can improve credit access, accuracy, risk assessment, and efficiency.
- [Merry Christmas](https://loquatinc.io/social-media/merry-christmas/) - Merry Christmas 🎄 and Happy Holidays 🎈 from team Loquat!
- [Do you know your customers? Do you know the challenges they are facing?](https://loquatinc.io/social-media/do-you-know-your-customers-do-you-know-the-challenges-they-are-facing/) - Do you know your customers? Do you know the challenges they are facing?
- [CX is all about defining competitive Differentiator](https://loquatinc.io/social-media/cx-is-all-about-defining-competitive-differentiator/) - Customer Experience (CX) is all about defining competitive Differentiator. A well-known fact - Financial Institutions that invest in the customer Experience are going to retain existing customers and acquire new ones.
- [According to <a href="https://twitter.com/a16z" target="_blank" rel="noreferrer noopener">@a16z</a>, The Race for “Know-Your-Everything” is on!](https://loquatinc.io/social-media/according-to-a16z-the-race-for-know-your-everything-is-on/) - According to @a16z, The Race for “Know-Your-Everything” is on!
- [CU Broadcast](https://loquatinc.io/social-media/cu-broadcast/) - Our founder and CEO Zarina Tsomaeva, and Rao Wu joined Mike Lawson on the CU Broadcast recently to discuss why we work with best-in-class providers to prioritize efficiency, transparency, and security for credit unions.
- [Did you know](https://loquatinc.io/social-media/did-you-know/) - Did you know that companies that effectively weave together AI with people and process are growing and making money.
- [Feel good Sunday: The magic of Fibonacci numbers](https://loquatinc.io/social-media/feel-good-sunday-the-magic-of-fibonacci-numbers/) - Feel good Sunday: The magic of Fibonacci numbers
- [Fun Sunday: "I would not give people labels..."](https://loquatinc.io/social-media/fun-sunday-i-would-not-give-people-labels/) - Fun Sunday: "I would not give people labels..."
- [Curious Saturday: The gift of emotional courage](https://loquatinc.io/social-media/curious-saturday-the-gift-of-emotional-courage/) - Curious Saturday: The gift of emotional courage
- [What constitutes a state of centeredness?](https://loquatinc.io/social-media/what-constitutes-a-state-of-centeredness/) - What constitutes a state of centeredness?
- [Why global bond markets are in turmoil](https://loquatinc.io/social-media/why-global-bond-markets-are-in-turmoil/) - Why global bond markets are in turmoil
- [Neobanks tackle SMB market opportunities and regulatory challenges](https://loquatinc.io/social-media/neobanks-tackle-smb-market-opportunities-and-regulatory-challenges/) - Neobanks tackle SMB market opportunities and regulatory challenges
- [Achieving growth: Key leadership mindsets and behaviors](https://loquatinc.io/social-media/achieving-growth-key-leadership-mindsets-and-behaviors/) - Achieving growth: Key leadership mindsets and behaviors
- [Feel Good Sunday: Surprising habits of original thinkers](https://loquatinc.io/social-media/feel-good-sunday-surprising-habits-of-original-thinkers/) - Feel Good Sunday: Surprising habits of original thinkers
- [Curious Saturday: The art of misdirection](https://loquatinc.io/social-media/curious-saturday-the-art-of-misdirection/) - Curious Saturday: The art of misdirection
- [Lessons learned from a unique London bakery](https://loquatinc.io/social-media/lessons-learned-from-a-unique-london-bakery/) - Lessons learned from a unique London bakery
- [Bain’s strategic beliefs](https://loquatinc.io/social-media/bains-strategic-beliefs/) - Bain’s strategic beliefs
- [Gartner's 4-step product strategy framework](https://loquatinc.io/social-media/gartners-4-step-product-strategy-framework/) - Gartner's 4-step product strategy framework
- [Amazon Autos: A growing threat to credit union lending](https://loquatinc.io/social-media/amazon-autos-a-growing-threat-to-credit-union-lending/) - Amazon Autos: A growing threat to credit union lending
- [US business bankruptcies at highest level since 2010](https://loquatinc.io/social-media/us-business-bankruptcies-at-highest-level-since-2010/) - US business bankruptcies at highest level since 2010
- [Feel good Sunday: Making stress your ally](https://loquatinc.io/social-media/feel-good-sunday-making-stress-your-ally/) - Feel good Sunday: Making stress your ally
- [Curious Saturday: How to speak so people want to listen](https://loquatinc.io/social-media/curious-saturday-how-to-speak-so-people-want-to-listen/) - Curious Saturday: How to speak so people want to listen
- [Is the US stock market overheated?](https://loquatinc.io/social-media/is-the-us-stock-market-overheated/) - Is the US stock market overheated?
- [Customer experience demands disruption not small steps](https://loquatinc.io/social-media/customer-experience-demands-disruption-not-small-steps/) - Customer experience demands disruption not small steps
- [How can you reduce costs while driving growth?](https://loquatinc.io/social-media/how-can-you-reduce-costs-while-driving-growth/) - How can you reduce costs while driving growth?
- [Fast and impactful digital bank creation](https://loquatinc.io/social-media/fast-and-impactful-digital-bank-creation/) - Fast and impactful digital bank creation
- [Hardware is reshaping the world](https://loquatinc.io/social-media/hardware-is-reshaping-the-world/) - Hardware is reshaping the world
- [Feel Good Sunday: Embrace Discomfort](https://loquatinc.io/social-media/feel-good-sunday-embrace-discomfort/) - Feel Good Sunday: Embrace Discomfort
- [Curious Saturday: 3 reasons to take risks like a teenager](https://loquatinc.io/social-media/curious-saturday-3-reasons-to-take-risks-like-a-teenager/) - Curious Saturday: 3 reasons to take risks like a teenager
- [5 New Year’s resolutions for CEOs In an AI world](https://loquatinc.io/social-media/5-new-years-resolutions-for-ceos-in-an-ai-world/) - 5 New Year’s resolutions for CEOs In an AI world
- [The future of retail banking: Digital transformation and branch evolution](https://loquatinc.io/social-media/the-future-of-retail-banking-digital-transformation-and-branch-evolution/) - The future of retail banking: Digital transformation and branch evolution
- [Emerging marketing trends: Tech innovations and CMO roles](https://loquatinc.io/social-media/emerging-marketing-trends-tech-innovations-and-cmo-roles/) - Emerging marketing trends: Tech innovations and CMO roles
- [Happy New Year!!!](https://loquatinc.io/social-media/happy-new-year-2/) - Happy New Year!!!
- [RSM US Middle Market Business Index | Q4 2024 update](https://loquatinc.io/social-media/rsm-us-middle-market-business-index-q4-2024-update/) - RSM US Middle Market Business Index | Q4 2024 update
- [Loquat is the fast](https://loquatinc.io/social-media/loquat-is-the-fast/) - Loquat is the fast, secure & convenient way for financial institutions to offer digital banking to small businesses transitioning to a digital customer experience.
- [Brand trust matters.](https://loquatinc.io/social-media/brand-trust-matters/) - Brand trust matters.
- [Five Reasons Why You Should Invest in Banking-as-a-Service Now](https://loquatinc.io/blog/five-reasons-why-you-should-invest-in-banking-as-a-service-now/)
- [There are advancements in AI Technologies](https://loquatinc.io/social-media/there-are-advancements-in-ai-technologies/) - At Loquat we are seeing applications of AI beyond a chatbot.
- [According to Boston Consulting Group](https://loquatinc.io/social-media/according-to-boston-consulting-group/) - According to Boston Consulting Group’s Survey, "most of small business customers want a Hybrid Experience for their Complex Needs".
- [Customers highly value proactive service experiences](https://loquatinc.io/social-media/customers-highly-value-proactive-service-experiences/) - "Customers highly value proactive service experiences and organizations can provide greater value by shifting to a more predictive service model, which can drive growth for the company and reduce customer effort." - Minesh Valera, CTO at LOQUAT Inc.
- [Credit unions](https://loquatinc.io/social-media/credit-unions-2/) - Credit unions, regional, & community banks can create more opportunities for revenue growth & reduce costs with the help of digital banking technology.
- [According to World Bank](https://loquatinc.io/social-media/according-to-world-bank/) - According to World Bank the bottom 20% of the U.S. households received 5.1% of total income, while top 20% received 47%.
- [Learn more how LOQUAT Inc. is the right partner](https://loquatinc.io/social-media/learn-more-how-loquat-inc-is-the-right-partner/) - Learn more how LOQUAT Inc. is the right partner: https://loquatinc.io/
- [Small businesses are the roots of a diverse society](https://loquatinc.io/social-media/small-businesses-are-the-roots-of-a-diverse-society/) - We believe small businesses are the roots of a diverse society that drives innovation forward, and there should be no barriers or limits to their growth.
- [Curious Saturday - Hear from Maurice Conti](https://loquatinc.io/social-media/curious-saturday-hear-from-maurice-conti/) - Curious Saturday - Hear from Maurice Conti on the incredible inventions of intuitive AI
- [ESG continues to remain](https://loquatinc.io/social-media/esg-continues-to-remain/) - ESG continues to remain at core of the business and is a strategic priority for many CEOs over the next six months.
- [At LOQUAT Inc. we believe in the strategic alliances](https://loquatinc.io/social-media/at-loquat-inc-we-believe-in-the-strategic-alliances/) - At LOQUAT Inc. we believe in the strategic alliances between banks and fintechs.
- [Happy Thanksgiving from Loquat!](https://loquatinc.io/social-media/happy-thanksgiving-from-loquat/) - Happy Thanksgiving from Loquat!
- [While underline drivers for inflation vary](https://loquatinc.io/social-media/while-underline-drivers-for-inflation-vary/) - While underline drivers for inflation vary by geography and industry, price increase in labor and raw materials are the major inputs across all geographies and industries.
- [Curious Saturday: We ARE our stories..](https://loquatinc.io/social-media/curious-saturday-we-are-our-stories/) - Curious Saturday: We ARE our stories..
- [Brand trust matters.](https://loquatinc.io/social-media/brand-trust-matters-2/) - Brand trust matters.
- [Digital banking tools are necessary](https://loquatinc.io/social-media/digital-banking-tools-are-necessary/) - 72% of your customers believe digital banking tools are necessary right now! If you are a financial institution, you risk significant losses due to a lack of digital adoption.
- [Remain competitive](https://loquatinc.io/social-media/remain-competitive/) - Remain competitive, combat potential revenue loss, reduce fraud and CAC, and increase speed and efficiency?
- [We believe small businesses are the roots of a diverse society](https://loquatinc.io/social-media/we-believe-small-businesses-are-the-roots-of-a-diverse-society-2/) - We believe small businesses are the roots of a diverse society that drives innovation forward, and there should be no barriers or limits to their growth.
- [Credit unions have the reputation of being for the small business owner](https://loquatinc.io/social-media/credit-unions-have-the-reputation-of-being-for-the-small-business-owner/) - Credit unions have the reputation of being for the small business owner, however, the lack of digital tools means that they face losing even their most loyal members.
- [Fun Sunday: Pat Mitchell has broken new ground for women.](https://loquatinc.io/social-media/fun-sunday-pat-mitchell-has-broken-new-ground-for-women/) - Fun Sunday: Pat Mitchell has broken new ground for women.
- [Zombie companies](https://loquatinc.io/social-media/zombie-companies/) - According to Goldman Sachs, investors have had an underlying fear that low interest rates would create a monster, better known as "zombie companies."
- [The Loquat Approach to Digital Transformation in Banking](https://loquatinc.io/blog/the-loquat-approach-to-digital-transformation-in-banking/)
- [The time is now for BaaS](https://loquatinc.io/social-media/the-time-is-now-for-baas/) - The time is now for FI's to leverage technology such as Banking-as-a-Service to break down the barriers to financial access, and this is made possible with Loquat.
- [According to Bainand Company](https://loquatinc.io/social-media/according-to-bainand-company/) - According to Bain & Company automation and technology will assist in increasing human Activities. As digital transformation is essential for growth, the labor market often perceives technology through the lens of job creation or job destruction.
- [Happy Hanukkah from Team Loquat!](https://loquatinc.io/social-media/happy-hanukkah-from-team-loquat/) - Happy Hanukkah from Team Loquat!
- [ESG risks cover issues](https://loquatinc.io/social-media/esg-risks-cover-issues/) - ESG risks cover issues ranging from diversity and inclusion, to environmental, to the way FI grapples with questions around Data Protection and Data Privacy.
- [Fun Sunday: What does "Success" mean to you?](https://loquatinc.io/social-media/fun-sunday-what-does-success-mean-to-you/) - Fun Sunday: What does "Success" mean to you?
- [Global sustainability effort](https://loquatinc.io/social-media/global-sustainability-effort/) - Banks and Credit Unions should play a bigger role in a global sustainability effort. Adapting to new sustainability requirements may be demanding but it brings many new business opportunities for banks.
- [What is Gratitude?](https://loquatinc.io/social-media/what-is-gratitude/) - What is Gratitude?
- [Feel Good Sunday: What makes your favorite songs special?](https://loquatinc.io/social-media/feel-good-sunday-what-makes-your-favorite-songs-special/) - Feel Good Sunday: What makes your favorite songs special?
- [Compliance will give "competitive advantage"](https://loquatinc.io/social-media/compliance-will-give-competitive-advantage/) - According to @a16z, compliance will give "competitive advantage" to the BaaS industry.
- [Curious Saturday: How to navigate big decisions in difficult situations](https://loquatinc.io/social-media/curious-saturday-how-to-navigate-big-decisions-in-difficult-situations/) - Curious Saturday: How to navigate big decisions in difficult situations
- [Spanish secrets to European success](https://loquatinc.io/social-media/spanish-secrets-to-european-success/) - Spanish secrets to European success
- [Merry Christmas!](https://loquatinc.io/social-media/merry-christmas-3/) - Merry Christmas!
- [Reducing carbon emissions](https://loquatinc.io/social-media/reducing-carbon-emissions/) - Reducing carbon emissions, addressing social issues in the workplace, and consumers choosing companies whose values align with theirs are only accelerating.
- [Melissa Fleming: Let's help refugees thrive, not just survive.](https://loquatinc.io/social-media/melissa-fleming-lets-help-refugees-thrive-not-just-survive/) - Melissa Fleming: Let's help refugees thrive, not just survive.
- [Social disruption following Robotics and AI](https://loquatinc.io/social-media/social-disruption-following-robotics-and-ai/) - Social disruption following Robotics and AI is an underestimated ‘S risk’ (ESG) for financial institutions. According to PWC, "AI will be increasingly important in enhancing productivity and profitability."
- [Driving faster AI adoption by managing risks](https://loquatinc.io/social-media/driving-faster-ai-adoption-by-managing-risks/) - Driving faster AI adoption by managing risks
- [How consumers bank is changing](https://loquatinc.io/social-media/how-consumers-bank-is-changing/) - How consumers bank is changing and also the infrastructure that supports it. Loquat is an end-to-end BaaS platform built using the "best-of-the-best" tech stack.
- [The evolution of B2B success: From transactions to transformations](https://loquatinc.io/social-media/the-evolution-of-b2b-success-from-transactions-to-transformations/) - The evolution of B2B success: From transactions to transformations
- [2025 US M&A market outlook](https://loquatinc.io/social-media/2025-us-ma-market-outlook/) - 2025 US M&A market outlook
- [Feel good Sunday: The secret to confident public speaking](https://loquatinc.io/social-media/feel-good-sunday-the-secret-to-confident-public-speaking/) - Feel good Sunday: The secret to confident public speaking
- [Curious Saturday: Your Childhood Toys and Your Life Story](https://loquatinc.io/social-media/curious-saturday-your-childhood-toys-and-your-life-story/) - Curious Saturday: Your Childhood Toys and Your Life Story
- [Feel-Good Sunday: Dan Pallotta: The way we think about charity is dead wrong](https://loquatinc.io/social-media/feel-good-sunday-dan-pallotta-the-way-we-think-about-charity-is-dead-wrong/) - Feel-Good Sunday: Dan Pallotta: The way we think about charity is dead wrong
- [56% of CFOs rely on virtual cards for financial agility](https://loquatinc.io/social-media/56-of-cfos-rely-on-virtual-cards-for-financial-agility/) - 56% of CFOs rely on virtual cards for financial agility
- [How financial institutions can overcome tech modernization challenges](https://loquatinc.io/social-media/how-financial-institutions-can-overcome-tech-modernization-challenges/) - How financial institutions can overcome tech modernization challenges
- [2025 outlook: The year ahead](https://loquatinc.io/social-media/2025-outlook-the-year-ahead/) - 2025 outlook: The year ahead
- [Harnessing the advantages of Bancassurance](https://loquatinc.io/social-media/harnessing-the-advantages-of-bancassurance/) - Harnessing the advantages of Bancassurance
- [Venture pulse - Q3 2024](https://loquatinc.io/social-media/venture-pulse-q3-2024/) - Venture pulse - Q3 2024
- [Feel good Sunday: Art's healing power](https://loquatinc.io/social-media/feel-good-sunday-arts-healing-power/) - Feel good Sunday: Art's healing power
- [Curious Saturday: Success grows from taking risks](https://loquatinc.io/social-media/curious-saturday-success-grows-from-taking-risks/) - Curious Saturday: Success grows from taking risks
- [Transforming European savings into investment, innovation, and growth – Christine Lagarde](https://loquatinc.io/social-media/transforming-european-savings-into-investment-innovation-and-growth-christine-lagarde/) - Transforming European savings into investment, innovation, and growth – Christine Lagarde
- [Banking M&A: Merger of equals](https://loquatinc.io/social-media/banking-ma-merger-of-equals/) - Banking M&A: Merger of equals
- [Consumer sentiment report: December 2024](https://loquatinc.io/social-media/consumer-sentiment-report-december-2024/) - Consumer sentiment report: December 2024
- [The rise of embedded finance](https://loquatinc.io/social-media/the-rise-of-embedded-finance/) - The rise of embedded finance
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- [An economics Nobel for insights into national success and failure](https://loquatinc.io/social-media/an-economics-nobel-for-insights-into-national-success-and-failure/) - An economics Nobel for insights into national success and failure
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- [Changing consumer habits: Young generation prioritizes local alternatives](https://loquatinc.io/social-media/changing-consumer-habits-young-generation-prioritizes-local-alternatives/) - Changing consumer habits: Young generation prioritizes local alternatives
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- [Revolution in European instant payments](https://loquatinc.io/social-media/revolution-in-european-instant-payments/) - Revolution in European instant payments
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- [Is API the new currency of global banking innovation?](https://loquatinc.io/social-media/is-api-the-new-currency-of-global-banking-innovation/) - Is API the new currency of global banking innovation?
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- [Curious Saturday: The tipping points of climate change](https://loquatinc.io/social-media/curious-saturday-the-tipping-points-of-climate-change/) - Curious Saturday: The tipping points of climate change
- [Strategies for banks to adapt to climate change](https://loquatinc.io/social-media/strategies-for-banks-to-adapt-to-climate-change/) - Strategies for banks to adapt to climate change
- [The breakthrough AI requires](https://loquatinc.io/social-media/the-breakthrough-ai-requires/) - The breakthrough AI requires
- [The next era of private credit](https://loquatinc.io/social-media/the-next-era-of-private-credit/) - The next era of private credit
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- [Feel good Sunday: How to discover laughter everywhere](https://loquatinc.io/social-media/feel-good-sunday-how-to-discover-laughter-everywhere/) - Feel good Sunday: How to discover laughter everywhere
- [Curious Saturday: Can math aid in repairing democracy?](https://loquatinc.io/social-media/curious-saturday-can-math-aid-in-repairing-democracy/) - Curious Saturday: Can math aid in repairing democracy?
- [Global cooperation is increasingly vital](https://loquatinc.io/social-media/global-cooperation-is-increasingly-vital/) - Global cooperation is increasingly vital
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- [How Stoic thinking could help you play to win](https://loquatinc.io/social-media/how-stoic-thinking-could-help-you-play-to-win/) - How Stoic thinking could help you play to win
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- [Is your company ready to harness its superpower?](https://loquatinc.io/social-media/is-your-company-ready-to-harness-its-superpower/) - Is your company ready to harness its superpower?
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- [Curious Saturday: How to make friends as an adult](https://loquatinc.io/social-media/curious-saturday-how-to-make-friends-as-an-adult/) - Curious Saturday: How to make friends as an adult
- [Marketing insights for 2024: Navigating the era of less](https://loquatinc.io/social-media/marketing-insights-for-2024-navigating-the-era-of-less/) - Marketing insights for 2024: Navigating the era of less
- [Finance 2030: Four key priorities for the upcoming decade](https://loquatinc.io/social-media/finance-2030-four-key-priorities-for-the-upcoming-decade/) - Finance 2030: Four key priorities for the upcoming decade
- [Innovate to increase financial inclusion](https://loquatinc.io/social-media/innovate-to-increase-financial-inclusion/) - Innovate to increase financial inclusion
- [Loquat Inc. welcomes Chris Cochran and Rogelio Sanchez to Drive Product Delivery, Revenue and Customer Success](https://loquatinc.io/social-media/loquat-inc-welcomes-chris-cochran-and-rogelio-sanchez-to-drive-product-delivery-revenue-and-customer-success-2/) - Loquat Inc. welcomes Chris Cochran and Rogelio Sanchez to Drive Product Delivery, Revenue and Customer Success
- [Will Nvidia continue to be a key player in the evolving AI economy?](https://loquatinc.io/social-media/will-nvidia-continue-to-be-a-key-player-in-the-evolving-ai-economy/) - Will Nvidia continue to be a key player in the evolving AI economy?
- [Crafting a value-boosting AI strategy for your business](https://loquatinc.io/social-media/crafting-a-value-boosting-ai-strategy-for-your-business/) - Crafting a value-boosting AI strategy for your business
- [Feel good Sunday: Dance your way into the world of AI robots](https://loquatinc.io/social-media/feel-good-sunday-dance-your-way-into-the-world-of-ai-robots/) - Feel good Sunday: Dance your way into the world of AI robots
- [Curious Saturday: Inner space exploration - Let's bring microrobots inside the human body](https://loquatinc.io/social-media/curious-saturday-inner-space-exploration-lets-bring-microrobots-inside-the-human-body/) - Curious Saturday: Inner space exploration - Let's bring microrobots inside the human body
- [Solar power is going to be huge](https://loquatinc.io/social-media/solar-power-is-going-to-be-huge/) - Solar power is going to be huge
- [Loquat Inc. welcomes David Cramer as Strategic Advisor to its leadership team](https://loquatinc.io/social-media/loquat-inc-welcomes-david-cramer-as-strategic-advisor-to-its-leadership-team-2/) - Loquat Inc. welcomes David Cramer as Strategic Advisor to its leadership team
- [America First Credit Union selects Loquat Inc. for small business account onboarding](https://loquatinc.io/social-media/america-first-credit-union-selects-loquat-inc-for-small-business-account-onboarding/) - America First Credit Union selects Loquat Inc. for small business account onboarding
- [Tech services and Generative AI: Are you ready for the future of IT?](https://loquatinc.io/social-media/tech-services-and-generative-ai-are-you-ready-for-the-future-of-it/) - Tech services and Generative AI: Are you ready for the future of IT?
- [Feel good Sunday: sometimes new ideas come to life just because they're FUN!](https://loquatinc.io/social-media/feel-good-sunday-sometimes-new-ideas-come-to-life-just-because-theyre-fun/) - Feel good Sunday: sometimes new ideas come to life just because they're FUN!
- [Curious Saturday: Dive into the fascinating world of mind-reading technology](https://loquatinc.io/social-media/curious-saturday-dive-into-the-fascinating-world-of-mind-reading-technology/) - Curious Saturday: Dive into the fascinating world of mind-reading technology
- [Ethical hackers on a mission: Exposing vulnerabilities in top AI models from tech giants like OpenAI and Google](https://loquatinc.io/social-media/ethical-hackers-on-a-mission-exposing-vulnerabilities-in-top-ai-models-from-tech-giants-like-openai-and-google/) - Ethical hackers on a mission: Exposing vulnerabilities in top AI models from tech giants like OpenAI and Google
- [Happy Independence Day!](https://loquatinc.io/social-media/happy-independence-day/) - Happy Independence Day!
- [How AI will transform the physical world](https://loquatinc.io/social-media/how-ai-will-transform-the-physical-world/) - How AI will transform the physical world
- [4Q23 Tech Recap: Navigating Uncertain Waters](https://loquatinc.io/social-media/4q23-tech-recap-navigating-uncertain-waters/) - 4Q23 Tech Recap: Navigating Uncertain Waters
- [The advancement of technology is pushing organizations to upskill their workforce in risk management.](https://loquatinc.io/social-media/the-advancement-of-technology-is-pushing-organizations-to-upskill-their-workforce-in-risk-management/) - The advancement of technology is pushing organizations to upskill their workforce in risk management.
- [12 predictions for the future of technology](https://loquatinc.io/social-media/12-predictions-for-the-future-of-technology/) - 12 predictions for the future of technology
- [Master the art of persuasive speaking: Avoid these 7 deadly sins!](https://loquatinc.io/social-media/master-the-art-of-persuasive-speaking-avoid-these-7-deadly-sins/) - Master the art of persuasive speaking: Avoid these 7 deadly sins!
- [Apple's AI mystery: Failing to wow with Apple intelligence](https://loquatinc.io/social-media/apples-ai-mystery-failing-to-wow-with-apple-intelligence/) - Apple's AI mystery: Failing to wow with Apple intelligence
- [Quote of the week](https://loquatinc.io/social-media/quote-of-the-week-2/) - Quote of the week
- [Is global GDP $7trn bigger than everyone thought?](https://loquatinc.io/social-media/is-global-gdp-7trn-bigger-than-everyone-thought/) - Is global GDP $7trn bigger than everyone thought?
- [AI adoption skyrockets in 2024: Gen AI technology takes center stage](https://loquatinc.io/social-media/ai-adoption-skyrockets-in-2024-gen-ai-technology-takes-center-stage/) - AI adoption skyrockets in 2024: Gen AI technology takes center stage
- [Credit Unions: Thriving with boomers, but what about Gen Z? Key insights for success](https://loquatinc.io/social-media/credit-unions-thriving-with-boomers-but-what-about-gen-z-key-insights-for-success/) - Credit Unions: Thriving with boomers, but what about Gen Z? Key insights for success
- [Feel good Sunday: Picture a perfect society. What does it look like?](https://loquatinc.io/social-media/feel-good-sunday-picture-a-perfect-society-what-does-it-look-like/) - Feel good Sunday: Picture a perfect society. What does it look like?
- [Discover the wonders of spatial intelligence in AI](https://loquatinc.io/social-media/discover-the-wonders-of-spatial-intelligence-in-ai/) - Discover the wonders of spatial intelligence in AI
- [How to link boredom with brilliance](https://loquatinc.io/social-media/how-to-link-boredom-with-brilliance/) - How to link boredom with brilliance
- [More women on US company boards, but C-suite still a challenge](https://loquatinc.io/social-media/more-women-on-us-company-boards-but-c-suite-still-a-challenge/) - More women on US company boards, but C-suite still a challenge
- ["Always remember that you are absolutely unique. Just like everyone else."](https://loquatinc.io/social-media/always-remember-that-you-are-absolutely-unique-just-like-everyone-else/) - "Always remember that you are absolutely unique. Just like everyone else."
- [Curious Saturday: Are we celebrating the wrong leaders?](https://loquatinc.io/social-media/curious-saturday-are-we-celebrating-the-wrong-leaders/) - Curious Saturday: Are we celebrating the wrong leaders?
- [Microsoft's emissions skyrocket by 30% in AI race](https://loquatinc.io/social-media/microsofts-emissions-skyrocket-by-30-in-ai-race/) - Microsoft's emissions skyrocket by 30% in AI race
- [Quote of the week](https://loquatinc.io/social-media/quote-of-the-week/) - Quote of the week
- [Diego Maradona's Llegacy: Valuable lessons for central bankers](https://loquatinc.io/social-media/diego-maradonas-llegacy-valuable-lessons-for-central-bankers/) - Diego Maradona's Llegacy: Valuable lessons for central bankers
- [Foundation Models: Google's Gemini leads the way for AI innovation](https://loquatinc.io/social-media/foundation-models-googles-gemini-leads-the-way-for-ai-innovation/) - Foundation Models: Google's Gemini leads the way for AI innovation
- [Cyber-attacks: Not as costly as you think](https://loquatinc.io/social-media/cyber-attacks-not-as-costly-as-you-think/) - Cyber-attacks: Not as costly as you think
- [Gen AI: The future is now!](https://loquatinc.io/social-media/gen-ai-the-future-is-now/) - Gen AI: The future is now!
- [Forget macro and micro, it’s mesoeconomics that matters](https://loquatinc.io/social-media/forget-macro-and-micro-its-mesoeconomics-that-matters/) - Forget macro and micro, it’s mesoeconomics that matters
- [Tech titans' spending spree: Are they going overboard?](https://loquatinc.io/social-media/tech-titans-spending-spree-are-they-going-overboard/) - Tech titans' spending spree: Are they going overboard?
- [Feel good Sunday: Let's spread the joy of giving](https://loquatinc.io/social-media/feel-good-sunday-lets-spread-the-joy-of-giving/) - Feel good Sunday: Let's spread the joy of giving
- [Curious Saturday: Mastering the art of persuasive storytelling](https://loquatinc.io/social-media/curious-saturday-mastering-the-art-of-persuasive-storytelling/) - Curious Saturday: Mastering the art of persuasive storytelling
- [The true cost of a stolen phone - Time to increase your "cyber" hygiene](https://loquatinc.io/social-media/the-true-cost-of-a-stolen-phone-time-to-increase-your-cyber-hygiene/) - The true cost of a stolen phone - Time to increase your "cyber" hygiene
- [Life is too short not to celebrate nice moments!](https://loquatinc.io/social-media/life-is-too-short-not-to-celebrate-nice-moments/) - Life is too short not to celebrate nice moments!
- [Insured Credit Unions see $108 Billion surge in assets](https://loquatinc.io/social-media/insured-credit-unions-see-108-billion-surge-in-assets/) - Insured Credit Unions see $108 Billion surge in assets
- [Riding the wave: America's unstoppable startup boom](https://loquatinc.io/social-media/riding-the-wave-americas-unstoppable-startup-boom/) - Riding the wave: America's unstoppable startup boom
- [Amplify the power of LLMs with MAS](https://loquatinc.io/social-media/amplify-the-power-of-llms-with-mas/) - Amplify the power of LLMs with MAS
- [Feel good Sunday: Dive into the power of your five senses](https://loquatinc.io/social-media/feel-good-sunday-dive-into-the-power-of-your-five-senses/) - Feel good Sunday: Dive into the power of your five senses
- [Curious Saturday: Step into the future with audio computers](https://loquatinc.io/social-media/curious-saturday-step-into-the-future-with-audio-computers/) - Curious Saturday: Step into the future with audio computers
- [TikTok is the new go-to for Gen-Z job hunters](https://loquatinc.io/social-media/tiktok-is-the-new-go-to-for-gen-z-job-hunters/) - TikTok is the new go-to for Gen-Z job hunters
- [Why spill the beans about our dreams when we can just flaunt them instead?](https://loquatinc.io/social-media/why-spill-the-beans-about-our-dreams-when-we-can-just-flaunt-them-instead/) - Why spill the beans about our dreams when we can just flaunt them instead?
- [The Rise of the "Magnificent Seven": Apple faces legal battle over smartphone monopoly](https://loquatinc.io/social-media/the-rise-of-the-magnificent-seven-apple-faces-legal-battle-over-smartphone-monopoly/) - The Rise of the "Magnificent Seven": Apple faces legal battle over smartphone monopoly
- [Is Europe's economy up for the challenge of competing with the US once again?](https://loquatinc.io/social-media/is-europes-economy-up-for-the-challenge-of-competing-with-the-us-once-again/) - Is Europe's economy up for the challenge of competing with the US once again?
- [Personal funds and cash reserves are the first sources of funding for small businesses](https://loquatinc.io/social-media/personal-funds-and-cash-reserves-are-the-first-sources-of-funding-for-small-businesses/) - Personal funds and cash reserves are the first sources of funding for small businesses
- [Feel good Sunday: We need less "us vs. them"](https://loquatinc.io/social-media/feel-good-sunday-we-need-less-us-vs-them/) - Feel good Sunday: We need less "us vs. them"
- [Curious Saturday: The fight for a human right for cognitive liberty](https://loquatinc.io/social-media/curious-saturday-the-fight-for-a-human-right-for-cognitive-liberty/) - Curious Saturday: The fight for a human right for cognitive liberty
- [Discover the hidden potential of midsize companies](https://loquatinc.io/social-media/discover-the-hidden-potential-of-midsize-companies/) - Discover the hidden potential of midsize companies
- [You'll never know what you're capable of until you take that first step](https://loquatinc.io/social-media/youll-never-know-what-youre-capable-of-until-you-take-that-first-step/) - You'll never know what you're capable of until you take that first step
- [Small Business Advocacy Office 2023 report: state of capital formation](https://loquatinc.io/social-media/small-business-advocacy-office-2023-report-state-of-capital-formation/) - Small Business Advocacy Office 2023 report: state of capital formation
- [Cyber risks are no longer just a distant concern - they're hitting close to home for cyber leaders](https://loquatinc.io/social-media/cyber-risks-are-no-longer-just-a-distant-concern-theyre-hitting-close-to-home-for-cyber-leaders/) - Cyber risks are no longer just a distant concern - they're hitting close to home for cyber leaders
- [AI impersonations are on the rise in cyber attacks](https://loquatinc.io/social-media/ai-impersonations-are-on-the-rise-in-cyber-attacks/) - AI impersonations are on the rise in cyber attacks
- [Feel good Sunday: Why do we tend to stick to our beliefs?](https://loquatinc.io/social-media/feel-good-sunday-why-do-we-tend-to-stick-to-our-beliefs/) - Feel good Sunday: Why do we tend to stick to our beliefs?
- [Curious Saturday: What is an AI anyway?](https://loquatinc.io/social-media/curious-saturday-what-is-an-ai-anyway/) - Curious Saturday: What is an AI anyway?
- [AI isn't the only one that hallucinates](https://loquatinc.io/social-media/ai-isnt-the-only-one-that-hallucinates/) - AI isn't the only one that hallucinates
- [Never say never](https://loquatinc.io/social-media/never-say-never/) - Never say never
- [The future of the payments: Fraud protection takes the center stage](https://loquatinc.io/social-media/the-future-of-the-payments-fraud-protection-takes-the-center-stage/) - The future of the payments: Fraud protection takes the center stage
- [Entrepreneurs: Still fighting for funding](https://loquatinc.io/social-media/entrepreneurs-still-fighting-for-funding/) - Entrepreneurs: Still fighting for funding
- [The power of pace in technology](https://loquatinc.io/social-media/the-power-of-pace-in-technology/) - The power of pace in technology
- [Feel good Sunday: Navigating tough times - 3 secrets of resilient people](https://loquatinc.io/social-media/feel-good-sunday-navigating-tough-times-3-secrets-of-resilient-people/) - Feel good Sunday: Navigating tough times - 3 secrets of resilient people
- [Curious Saturday: Learn HOW to rest!](https://loquatinc.io/social-media/curious-saturday-learn-how-to-rest/) - Curious Saturday: Learn HOW to rest!
- [What does the chief AI officer actually do?](https://loquatinc.io/social-media/what-does-the-chief-ai-officer-actually-do/) - What does the chief AI officer actually do?
- ["A good sketch is better than a long speech…”](https://loquatinc.io/social-media/a-good-sketch-is-better-than-a-long-speech/) - "A good sketch is better than a long speech…”
- [Artificial Intelligence Index Report 2024: Top 10 takeaways:](https://loquatinc.io/social-media/artificial-intelligence-index-report-2024-top-10-takeaways/) - Artificial Intelligence Index Report 2024: Top 10 takeaways:
- [Upgrade your bank's digital platform](https://loquatinc.io/social-media/upgrade-your-banks-digital-platform/) - Upgrade your bank's digital platform
- [Fueling innovation: How start-ups are shaping America's future](https://loquatinc.io/social-media/fueling-innovation-how-start-ups-are-shaping-americas-future/) - Fueling innovation: How start-ups are shaping America's future
- [Feel good Sunday: The power of empowerment](https://loquatinc.io/social-media/feel-good-sunday-the-power-of-empowerment/) - Feel good Sunday: The power of empowerment
- [Curious Saturday: Want to succeed in business? Find a problem to solve](https://loquatinc.io/social-media/curious-saturday-want-to-succeed-in-business-find-a-problem-to-solve/) - Curious Saturday: Want to succeed in business? Find a problem to solve
- [Every company is now an adtech powerhouse](https://loquatinc.io/social-media/every-company-is-now-an-adtech-powerhouse/) - Every company is now an adtech powerhouse
- [Transformations: focus on problems, not tech](https://loquatinc.io/social-media/transformations-focus-on-problems-not-tech/) - Transformations: focus on problems, not tech
- [Boost small businesses and fuel innovation with Loquat!](https://loquatinc.io/social-media/boost-small-businesses-and-fuel-innovation-with-loquat/) - Boost small businesses and fuel innovation with Loquat!
- [Navigating the new era of volatility](https://loquatinc.io/social-media/navigating-the-new-era-of-volatility/) - Navigating the new era of volatility
- [Navigating the Cloud landscape](https://loquatinc.io/social-media/navigating-the-cloud-landscape/) - Navigating the Cloud landscape
- [Feel good Sunday: A comedian's take on how to save democracy](https://loquatinc.io/social-media/feel-good-sunday-a-comedians-take-on-how-to-save-democracy/) - Feel good Sunday: A comedian's take on how to save democracy
- [Curious Saturday: How to spot a fake video](https://loquatinc.io/social-media/curious-saturday-how-to-spot-a-fake-video/) - Curious Saturday: How to spot a fake video
- [Get ready for the next wave of M&A deals](https://loquatinc.io/social-media/get-ready-for-the-next-wave-of-ma-deals/) - Get ready for the next wave of M&A deals
- [Don't settle for mediocrity; strive for excellence](https://loquatinc.io/social-media/dont-settle-for-mediocrity-strive-for-excellence/) - Don't settle for mediocrity; strive for excellence
- [Small Business Index Q1 2024](https://loquatinc.io/social-media/small-business-index-q1-2024/) - Small Business Index Q1 2024
- [How to define artificial general intelligence](https://loquatinc.io/social-media/how-to-define-artificial-general-intelligence/) - How to define artificial general intelligence
- [FIs: How cloud platforms can help acquire and retain customers](https://loquatinc.io/social-media/fis-how-cloud-platforms-can-help-acquire-and-retain-customers/) - FIs: How cloud platforms can help acquire and retain customers
- [Feel good Sunday: Richard St. John: Success is a continuous journey](https://loquatinc.io/social-media/feel-good-sunday-richard-st-john-success-is-a-continuous-journey/) - Feel good Sunday: Richard St. John: Success is a continuous journey
- [Curious Saturday: Do we truly have control over our decisions?](https://loquatinc.io/social-media/curious-saturday-do-we-truly-have-control-over-our-decisions/) - Curious Saturday: Do we truly have control over our decisions?
- [Discover the concept of "time affluence"](https://loquatinc.io/social-media/discover-the-concept-of-time-affluence/) - Discover the concept of "time affluence"
- [The "positive" formula](https://loquatinc.io/social-media/the-positive-formula/) - The "positive" formula
- [2024: Economic stagnation or productivity-driven abundance?](https://loquatinc.io/social-media/2024-economic-stagnation-or-productivity-driven-abundance/) - 2024: Economic stagnation or productivity-driven abundance?
- [AI powered use cases in Financial services: customer help, pricing, cyber defence, crime detection](https://loquatinc.io/social-media/ai-powered-use-cases-in-financial-services-customer-help-pricing-cyber-defence-crime-detection/) - AI powered use cases in Financial services: customer help, pricing, cyber defence, crime detection
- [LLMs and Financial Services Data](https://loquatinc.io/social-media/llms-and-financial-services-data/) - LLMs and Financial Services Data
- [Feel good Sunday: A fresh perspective on identity](https://loquatinc.io/social-media/feel-good-sunday-a-fresh-perspective-on-identity/) - Feel good Sunday: A fresh perspective on identity
- [Curious Saturday: How coffee captivated humanity](https://loquatinc.io/social-media/curious-saturday-how-coffee-captivated-humanity/) - Curious Saturday: How coffee captivated humanity
- [Financial inclusion is the key to breaking the cycle of poverty and fueling economic prosperity](https://loquatinc.io/social-media/financial-inclusion-is-the-key-to-breaking-the-cycle-of-poverty-and-fueling-economic-prosperity/) - Financial inclusion is the key to breaking the cycle of poverty and fueling economic prosperity
- [The EU is taking a tough stance on tech giants like Apple, Alphabet, and Meta](https://loquatinc.io/social-media/the-eu-is-taking-a-tough-stance-on-tech-giants-like-apple-alphabet-and-meta/) - The EU is taking a tough stance on tech giants like Apple, Alphabet, and Meta
- [What does the future hold for customer care in 2024?](https://loquatinc.io/social-media/what-does-the-future-hold-for-customer-care-in-2024/) - What does the future hold for customer care in 2024?
- [CIOs play a crucial role in keeping up with technology trends](https://loquatinc.io/social-media/cios-play-a-crucial-role-in-keeping-up-with-technology-trends/) - CIOs play a crucial role in keeping up with technology trends
- [Banks' pushback against ‘Basel Endgame’](https://loquatinc.io/social-media/banks-pushback-against-basel-endgame/) - Banks' pushback against ‘Basel Endgame’
- [Feel good Sunday: Simplify your writing](https://loquatinc.io/social-media/feel-good-sunday-simplify-your-writing/) - Feel good Sunday: Simplify your writing
- [Curious Saturday: Daylight saving - are we actually saving?](https://loquatinc.io/social-media/curious-saturday-daylight-saving-are-we-actually-saving/) - Curious Saturday: Daylight saving - are we actually saving?
- [Humans vs AI: New technologies indicate our ability to adapt, innovate, and create](https://loquatinc.io/social-media/humans-vs-ai-new-technologies-indicate-our-ability-to-adapt-innovate-and-create/) - Humans vs AI: New technologies indicate our ability to adapt, innovate, and create
- [Forget Ironman - Entrepreneurship is the ultimate endurance sport](https://loquatinc.io/social-media/forget-ironman-entrepreneurship-is-the-ultimate-endurance-sport/) - Forget Ironman - Entrepreneurship is the ultimate endurance sport
- [Apple's strategic stand on generative AI](https://loquatinc.io/social-media/apples-strategic-stand-on-generative-ai/) - Apple's strategic stand on generative AI
- [Rethinking the FDIC approach to bank rescues](https://loquatinc.io/social-media/rethinking-the-fdic-approach-to-bank-rescues/) - Rethinking the FDIC approach to bank rescues
- [How to navigate risks and opportunities associated with Generative AI](https://loquatinc.io/social-media/how-to-navigate-risks-and-opportunities-associated-with-generative-ai/) - How to navigate risks and opportunities associated with Generative AI
- [According to the Publicis Sapient's survey](https://loquatinc.io/social-media/according-to-the-publicis-sapients-survey/) - According to the Publicis Sapient's survey of Global Banking Executives "banks’ digital transformation efforts are pivoting toward creating personalized customer needs.
- [Security, Help Desk and Analytics Form](https://loquatinc.io/social-media/security-help-desk-and-analytics-form/) - "Security, Help Desk and Analytics Form the Foundation of Digital Business in 2023" - Gartner, Digital Markets 2023
- [Curious Saturday: Jennifer Zhu Scott](https://loquatinc.io/social-media/curious-saturday-jennifer-zhu-scott/) - Curious Saturday: Jennifer Zhu Scott shares Why you should get paid for your data.
- [Happy 2023](https://loquatinc.io/social-media/happy-2023/) - 🎉 Happy 2023 🎉 from Loquat!
- [Financial institutions face the reality](https://loquatinc.io/social-media/financial-institutions-face-the-reality/) - Financial institutions face the reality that they will get left behind if they don’t keep up with the rapid pace of innovation.
- [Web3 in Finance](https://loquatinc.io/social-media/web3-in-finance/) - Web3 in Finance - "Enabled by digital identity and powered by blockchain technologies, the Internet’s third iteration is more open and decentralized - ushering in an entirely new digital economy."
- [In hard economic times](https://loquatinc.io/social-media/in-hard-economic-times/) - In hard economic times, it can be easy to lose sight of what is important: how to best serve our customers in need.
- [Feel-good Sunday: The hidden power of sad songs and rainy days.](https://loquatinc.io/social-media/feel-good-sunday-the-hidden-power-of-sad-songs-and-rainy-days/) - Feel-good Sunday: The hidden power of sad songs and rainy days.
- [Best city in the US](https://loquatinc.io/social-media/best-city-in-the-us/) - Funfact. Did you know Miami has been ranked the best city in the US by FT for foreign multinationals to do business in?
- [Fun Fact Sunday: The happy secret to better work](https://loquatinc.io/social-media/fun-fact-sunday-the-happy-secret-to-better-work/) - Fun Fact Sunday: The happy secret to better work
- [Loquat is constantly innovating.](https://loquatinc.io/social-media/loquat-is-constantly-innovating/) - Loquat is constantly innovating.
- [Juniper Research](https://loquatinc.io/social-media/juniper-research/) - A new study from Juniper Research found that the value of the BaaS industry sits at $11 bn and the next 5 years of growth will be driven by the BaaS providers who offer a user-friendly banking and payments experience, improving relationships between banks and their customers.
- [Rising demand for BaaS tools](https://loquatinc.io/social-media/rising-demand-for-baas-tools/) - With the rising demand for BaaS tools for SMBs and a compound annual growth rate (CAGR) of 26.5%, financial institutions can’t afford to not invest in the future of BaaS!
- [Curious Saturday: If you think social media is powerful, keep an eye on immersive video games, says futurist Noah Raford.](https://loquatinc.io/social-media/curious-saturday-if-you-think-social-media-is-powerful-keep-an-eye-on-immersive-video-games-says-futurist-noah-raford/) - Curious Saturday: If you think social media is powerful, keep an eye on immersive video games, says futurist Noah Raford.
- [How to discover your authentic self](https://loquatinc.io/social-media/how-to-discover-your-authentic-self/) - Feel-Good Sunday - How to discover your authentic self.
- [We see our clients](https://loquatinc.io/social-media/we-see-our-clients/) - We see our clients, employees and partners as multi-dimensional Rubik's Cubes instead of over-simplified checkboxes.
- [SMBs primarily conducted business](https://loquatinc.io/social-media/smbs-primarily-conducted-business/) - 45% of SMBs primarily conducted business with a large national bank due to the desire for innovative and convenient digital banking tools.
- [At LOQUAT Inc. we believe that data privacy](https://loquatinc.io/social-media/at-loquat-inc-we-believe-that-data-privacy/) - At LOQUAT Inc. we believe that data privacy is a fundamental human right and democratic societies have a duty to respect and protect this right through their respective institutions.
- [Happy Easter!](https://loquatinc.io/social-media/happy-easter/) - Happy Easter!
- [Curious Saturday: The future of technology - seamless, screenless and sensing](https://loquatinc.io/social-media/curious-saturday-the-future-of-technology-seamless-screenless-and-sensing/) - Curious Saturday: The future of technology - seamless, screenless and sensing
- [Female founders are the missing piece in the unicorn puzzle](https://loquatinc.io/social-media/female-founders-are-the-missing-piece-in-the-unicorn-puzzle/) - Female founders are the missing piece in the unicorn puzzle
- [Successful product integration requirements](https://loquatinc.io/social-media/successful-product-integration-requirements/) - Successful product integration requirements
- [How to increase banks' deposit pools](https://loquatinc.io/social-media/how-to-increase-banks-deposit-pools/) - How to increase banks' deposit pools
- [Small businesses deserve better banking services](https://loquatinc.io/social-media/small-businesses-deserve-better-banking-services/) - Small businesses deserve better banking services
- [Generative AI for banks: Managing risk and compliance](https://loquatinc.io/social-media/generative-ai-for-banks-managing-risk-and-compliance/) - Generative AI for banks: Managing risk and compliance
- [Feel good Sunday: How to keep AI under control](https://loquatinc.io/social-media/feel-good-sunday-how-to-keep-ai-under-control/) - Feel good Sunday: How to keep AI under control
- [Curious Saturday: How one click can cost millions](https://loquatinc.io/social-media/curious-saturday-how-one-click-can-cost-millions/) - Curious Saturday: How one click can cost millions
- [Tech jobs: Gender gap in tech sector narrows across advanced economies](https://loquatinc.io/social-media/tech-jobs-gender-gap-in-tech-sector-narrows-across-advanced-economies/) - Tech jobs: Gender gap in tech sector narrows across advanced economies
- [2024: Credit Unions ready to take on banks in battle for deals](https://loquatinc.io/social-media/2024-credit-unions-ready-to-take-on-banks-in-battle-for-deals/) - 2024: Credit Unions ready to take on banks in battle for deals
- [Financial institutions are building competitive advantage through partnerships and M&A](https://loquatinc.io/social-media/financial-institutions-are-building-competitive-advantage-through-partnerships-and-ma/) - Financial institutions are building competitive advantage through partnerships and M&A
- [Insights for Credit Unions in 2024: Navigating the economy and interest rates](https://loquatinc.io/social-media/insights-for-credit-unions-in-2024-navigating-the-economy-and-interest-rates/) - Insights for Credit Unions in 2024: Navigating the economy and interest rates
- [How AI is changing banking](https://loquatinc.io/social-media/how-ai-is-changing-banking/) - How AI is changing banking
- [Feel good Sunday: Can we effectively work remotely? It's complicated](https://loquatinc.io/social-media/feel-good-sunday-can-we-effectively-work-remotely-its-complicated/) - Feel good Sunday: Can we effectively work remotely? It's complicated
- [Curious Saturday: Digital ownership as a must](https://loquatinc.io/social-media/curious-saturday-digital-ownership-as-a-must/) - Curious Saturday: Digital ownership as a must
- [Traditional stereotypes of career paths will collapse in face of workforce change](https://loquatinc.io/social-media/traditional-stereotypes-of-career-paths-will-collapse-in-face-of-workforce-change/) - Traditional stereotypes of career paths will collapse in face of workforce change
- [Human by design](https://loquatinc.io/social-media/human-by-design/) - Human by design
- [Small businesses are seeking to allocate their budget to technologies](https://loquatinc.io/social-media/small-businesses-are-seeking-to-allocate-their-budget-to-technologies/) - Small businesses are seeking to allocate their budget to technologies
- [Shift in the market presents an opportunity for banks](https://loquatinc.io/social-media/shift-in-the-market-presents-an-opportunity-for-banks/) - Shift in the market presents an opportunity for banks
- [Upgrade your security with passwordless authentication](https://loquatinc.io/social-media/upgrade-your-security-with-passwordless-authentication/) - Upgrade your security with passwordless authentication
- [Feel good Sunday: We need to BUILD a table to achieve gender equality](https://loquatinc.io/social-media/feel-good-sunday-we-need-to-build-a-table-to-achieve-gender-equality/) - Feel good Sunday: We need to BUILD a table to achieve gender equality
- [Curious Saturday: The future will be shaped by optimists](https://loquatinc.io/social-media/curious-saturday-the-future-will-be-shaped-by-optimists/) - Curious Saturday: The future will be shaped by optimists
- [International Women's Day 2024 - Inspire Inclusion!](https://loquatinc.io/social-media/international-womens-day-2024-inspire-inclusion/) - International Women's Day 2024 - Inspire Inclusion!
- [Gender equality in power dynamics is linked to wealth distribution](https://loquatinc.io/social-media/gender-equality-in-power-dynamics-is-linked-to-wealth-distribution/) - Gender equality in power dynamics is linked to wealth distribution
- [Data on primises vs. cloud](https://loquatinc.io/social-media/data-on-primises-vs-cloud/) - Data on primises vs. cloud
- [Stay informed and stay ahead: Check out Gartner's latest Magic Quadrant for Access Management!](https://loquatinc.io/social-media/stay-informed-and-stay-ahead-check-out-gartners-latest-magic-quadrant-for-access-management/) - Stay informed and stay ahead: Check out Gartner's latest Magic Quadrant for Access Management!
- [Is your organization on board with passwordless authentication?](https://loquatinc.io/social-media/is-your-organization-on-board-with-passwordless-authentication/) - Is your organization on board with passwordless authentication?
- [Feel good Sunday: Lessons from the gender transition on womanhood](https://loquatinc.io/social-media/feel-good-sunday-lessons-from-the-gender-transition-on-womanhood/) - Feel good Sunday: Lessons from the gender transition on womanhood
- [Curious Saturday: Want to change the narrative? Start changing the stories we tell ourselves.](https://loquatinc.io/social-media/curious-saturday-want-to-change-the-narrative-start-changing-the-stories-we-tell-ourselves/) - Curious Saturday: Want to change the narrative? Start changing the stories we tell ourselves.
- [Are mixed-race individuals truly privileged with the "best of both worlds"?](https://loquatinc.io/social-media/are-mixed-race-individuals-truly-privileged-with-the-best-of-both-worlds/) - Are mixed-race individuals truly privileged with the "best of both worlds"?
- [Welcome the journey of life, where beauty blossoms amidst adversity](https://loquatinc.io/social-media/welcome-the-journey-of-life-where-beauty-blossoms-amidst-adversity/) - Welcome the journey of life, where beauty blossoms amidst adversity
- [US lenders’ debt to shadow banks passes $1tn](https://loquatinc.io/social-media/us-lenders-debt-to-shadow-banks-passes-1tn/) - US lenders’ debt to shadow banks passes $1tn
- [Boom and Bust](https://loquatinc.io/social-media/boom-and-bust/) - Boom and Bust
- [Preventing AI monopolies is crucial for fostering innovation](https://loquatinc.io/social-media/preventing-ai-monopolies-is-crucial-for-fostering-innovation/) - Preventing AI monopolies is crucial for fostering innovation
- [Feel good Sunday: Redefining masculinity for a better world](https://loquatinc.io/social-media/feel-good-sunday-redefining-masculinity-for-a-better-world/) - Feel good Sunday: Redefining masculinity for a better world
- [Curious Saturday: Simplify your business speak -- take the BS out](https://loquatinc.io/social-media/curious-saturday-simplify-your-business-speak-take-the-bs-out/) - Curious Saturday: Simplify your business speak -- take the BS out
- [Regional banks risk falling behind in the AI age of banking](https://loquatinc.io/social-media/regional-banks-risk-falling-behind-in-the-ai-age-of-banking/) - Regional banks risk falling behind in the AI age of banking
- [Decode your emotions](https://loquatinc.io/social-media/decode-your-emotions/) - Decode your emotions
- [The Fiserv Small Business Index - small businesses maintained steady sales growth](https://loquatinc.io/social-media/the-fiserv-small-business-index-small-businesses-maintained-steady-sales-growth/) - The Fiserv Small Business Index - small businesses maintained steady sales growth
- [Generative AI : Focus the journey on people and process, not just on tech](https://loquatinc.io/social-media/generative-ai-focus-the-journey-on-people-and-process-not-just-on-tech/) - Generative AI : Focus the journey on people and process, not just on tech
- [Place the emphasis on the chat, not on the bot](https://loquatinc.io/social-media/place-the-emphasis-on-the-chat-not-on-the-bot/) - Place the emphasis on the chat, not on the bot
- [Feel good Sunday: How to maintain emotional self-control?](https://loquatinc.io/social-media/feel-good-sunday-how-to-maintain-emotional-self-control/) - Feel good Sunday: How to maintain emotional self-control?
- [Curious Saturday: What is the future of internet?](https://loquatinc.io/social-media/curious-saturday-what-is-the-future-of-internet/) - Curious Saturday: What is the future of internet?
- [The way we treat prisoners speaks volumes about our society's values](https://loquatinc.io/social-media/the-way-we-treat-prisoners-speaks-volumes-about-our-societys-values/) - The way we treat prisoners speaks volumes about our society's values
- [Challenge the status quo](https://loquatinc.io/social-media/challenge-the-status-quo/) - Challenge the status quo
- [Does your voice matter? Well, it turns out that for female executive on investor calls, it definitely is.](https://loquatinc.io/social-media/does-your-voice-matter-well-it-turns-out-that-for-female-executive-on-investor-calls-it-definitely-is/) - Does your voice matter? Well, it turns out that for female executive on investor calls, it definitely is.
- [Artificial intelligence initiates the era of intelligent agents](https://loquatinc.io/social-media/artificial-intelligence-initiates-the-era-of-intelligent-agents/) - Artificial intelligence initiates the era of intelligent agents
- [A life take from Davo](https://loquatinc.io/social-media/a-life-take-from-davo/) - A life take from Davo
- [Feel good Sunday: Are you sure about that?](https://loquatinc.io/social-media/feel-good-sunday-are-you-sure-about-that/) - Feel good Sunday: Are you sure about that?
- [Curious Saturday: What is your body language communicating to me?What's mine communicating to you?](https://loquatinc.io/social-media/curious-saturday-what-is-your-body-language-communicating-to-mewhats-mine-communicating-to-you/) - Curious Saturday: What is your body language communicating to me?What's mine communicating to you?
- [Banks should consider becoming a one-stop shop for all kinds of products and services valued by SMEs](https://loquatinc.io/social-media/banks-should-consider-becoming-a-one-stop-shop-for-all-kinds-of-products-and-services-valued-by-smes/) - Banks should consider becoming a one-stop shop for all kinds of products and services valued by SMEs
- [I can only make you think](https://loquatinc.io/social-media/i-can-only-make-you-think/) - I can only make you think
- [Herd on the street: The Plight of unicorns with limited cash](https://loquatinc.io/social-media/herd-on-the-street-the-plight-of-unicorns-with-limited-cash/) - Herd on the street: The Plight of unicorns with limited cash
- [Product leaders: mastering the dance of short-term gains and long-term opportunities](https://loquatinc.io/social-media/product-leaders-mastering-the-dance-of-short-term-gains-and-long-term-opportunities/) - Product leaders: mastering the dance of short-term gains and long-term opportunities
- [Google's AlphaGeometry: can AI discover new mathematics?](https://loquatinc.io/social-media/googles-alphageometry-can-ai-discover-new-mathematics/) - Google's AlphaGeometry: can AI discover new mathematics?
- [Feel good Sunday: Let us cast aside the limitations of conventional thinking](https://loquatinc.io/social-media/feel-good-sunday-let-us-cast-aside-the-limitations-of-conventional-thinking/) - Feel good Sunday: Let us cast aside the limitations of conventional thinking
- [Curious Saturday: Why does motivation seem so fickle? And what even is it in the first place?](https://loquatinc.io/social-media/curious-saturday-why-does-motivation-seem-so-fickle-and-what-even-is-it-in-the-first-place/) - Curious Saturday: Why does motivation seem so fickle? And what even is it in the first place?
- [SMEs: Fueling growth, innovation, and jobs](https://loquatinc.io/social-media/smes-fueling-growth-innovation-and-jobs/) - SMEs: Fueling growth, innovation, and jobs
- [We are what we repeatedly do](https://loquatinc.io/social-media/we-are-what-we-repeatedly-do/) - We are what we repeatedly do
- [Navigating the AI era: Effective board leadership is crucial](https://loquatinc.io/social-media/navigating-the-ai-era-effective-board-leadership-is-crucial/) - Navigating the AI era: Effective board leadership is crucial
- [Banking: bolder strategies to service customers and society are essential](https://loquatinc.io/social-media/banking-bolder-strategies-to-service-customers-and-society-are-essential/) - Banking: bolder strategies to service customers and society are essential
- [AI: A catalyst for transforming the global economy. Let's ensure humanity reaps the rewards.](https://loquatinc.io/social-media/ai-a-catalyst-for-transforming-the-global-economy-lets-ensure-humanity-reaps-the-rewards/) - AI: A catalyst for transforming the global economy. Let's ensure humanity reaps the rewards.
- [Feel good Sunday: Uncover the untold stories around you](https://loquatinc.io/social-media/feel-good-sunday-uncover-the-untold-stories-around-you/) - Feel good Sunday: Uncover the untold stories around you
- [Curious Saturday: Simple, effective tech to connect communities in crisis](https://loquatinc.io/social-media/curious-saturday-simple-effective-tech-to-connect-communities-in-crisis/) - Curious Saturday: Simple, effective tech to connect communities in crisis
- [Use storytelling to inspire commitment to a new product vision](https://loquatinc.io/social-media/use-storytelling-to-inspire-commitment-to-a-new-product-vision/) - Use storytelling to inspire commitment to a new product vision
- [Progress relies on unreasonable man](https://loquatinc.io/social-media/progress-relies-on-unreasonable-man/) - Progress relies on unreasonable man
- [More small businesses are owned by males than females](https://loquatinc.io/social-media/more-small-businesses-are-owned-by-males-than-females/) - More small businesses are owned by males than females
- [Igniting prosperity: The power of investment](https://loquatinc.io/social-media/igniting-prosperity-the-power-of-investment/) - Igniting prosperity: The power of investment
- [Utilize digitalization to improve business outcomes](https://loquatinc.io/social-media/utilize-digitalization-to-improve-business-outcomes/) - Utilize digitalization to improve business outcomes
- [Feel good Sunday: Stop being a bystander in your own life](https://loquatinc.io/social-media/feel-good-sunday-stop-being-a-bystander-in-your-own-life/) - Feel good Sunday: Stop being a bystander in your own life
- [Curious Saturday: How many leadership languages do you speak?](https://loquatinc.io/social-media/curious-saturday-how-many-leadership-languages-do-you-speak/) - Curious Saturday: How many leadership languages do you speak?
- [Which economy did best in 2023?](https://loquatinc.io/social-media/which-economy-did-best-in-2023/) - Which economy did best in 2023?
- [“Life must be understood backward. But it must be lived forward .”](https://loquatinc.io/social-media/life-must-be-understood-backward-but-it-must-be-lived-forward/) - “Life must be understood backward. But it must be lived forward .”
- [When is the next investment boom?](https://loquatinc.io/social-media/when-is-the-next-investment-boom/) - When is the next investment boom?
- [CFOs: Rethink digital investment leadership for better outcomes](https://loquatinc.io/social-media/cfos-rethink-digital-investment-leadership-for-better-outcomes/) - CFOs: Rethink digital investment leadership for better outcomes
- [Digitalization requires a clear vision and deliberate execution](https://loquatinc.io/social-media/digitalization-requires-a-clear-vision-and-deliberate-execution/) - Digitalization requires a clear vision and deliberate execution
- [Small business owners: defining success beyond the bottom line](https://loquatinc.io/social-media/small-business-owners-defining-success-beyond-the-bottom-line/) - Small business owners: defining success beyond the bottom line
- [Feel good Sunday: When AI can fake reality, who can you trust?](https://loquatinc.io/social-media/feel-good-sunday-when-ai-can-fake-reality-who-can-you-trust/) - Feel good Sunday: When AI can fake reality, who can you trust?
- [Curious Saturday: Why businesses need a dreamer's magic and a doer's realism](https://loquatinc.io/social-media/curious-saturday-why-businesses-need-a-dreamers-magic-and-a-doers-realism/) - Curious Saturday: Why businesses need a dreamer's magic and a doer's realism
- [Everything we hear is an opinion](https://loquatinc.io/social-media/everything-we-hear-is-an-opinion/) - Everything we hear is an opinion
- [Cyber resilience: 4 key principles for new businesses](https://loquatinc.io/social-media/cyber-resilience-4-key-principles-for-new-businesses/) - Cyber resilience: 4 key principles for new businesses
- [Top Global Brands](https://loquatinc.io/social-media/top-global-brands/) - Top Global Brands
- [The secret to success - Finance and IT shared ownership of digital delivery](https://loquatinc.io/social-media/the-secret-to-success-finance-and-it-shared-ownership-of-digital-delivery/) - The secret to success - Finance and IT shared ownership of digital delivery
- [Feel good Sunday: What is a strategic life portfolio?](https://loquatinc.io/social-media/feel-good-sunday-what-is-a-strategic-life-portfolio/) - Feel good Sunday: What is a strategic life portfolio?
- [Curious Saturday: One more reason to get a good night's sleep](https://loquatinc.io/social-media/curious-saturday-one-more-reason-to-get-a-good-nights-sleep/) - Curious Saturday: One more reason to get a good night's sleep

## Pages

- [Loquat banking platform](https://loquatinc.io/)
- [Business Cards & Payments](https://loquatinc.io/business-cards-payments/)
- [Consumer Cards & Payments](https://loquatinc.io/consumer-cards-payments/)
- [CALM Portal](https://loquatinc.io/calm-portal/)
- [Loquat IQ](https://loquatinc.io/loquat-iq/)
- [Who We Are](https://loquatinc.io/who-we-are/)
- [Our Partners](https://loquatinc.io/our-partners/)
- [Testimonials](https://loquatinc.io/testimonials/)
- [News](https://loquatinc.io/news/)
- [Social Media](https://loquatinc.io/social-media/)
- [Loquat Insights](https://loquatinc.io/loquat-insights/)
- [Request a Briefing](https://loquatinc.io/request-a-briefing/)
- [Privacy Policy](https://loquatinc.io/privacy-policy/)
- [News Article](https://loquatinc.io/news-article/)
- [<em>Our Passion</em> – Help Others Achieve Their Dreams](https://loquatinc.io/about/)
- [Loquat IQ](https://loquatinc.io/loquatiq/)
- [Business lending](https://loquatinc.io/business-lending/)
- [Business Account Opening](https://loquatinc.io/business-account-opening/)
- [Let’s talk](https://loquatinc.io/lets-talk/)
- [Consumer Lending](https://loquatinc.io/consumer-lending/)
- [Consumer Cards and payments](https://loquatinc.io/consumer-cards-and-payments/)
- [Consumer Account opening](https://loquatinc.io/consumer-account-opening/)
- [Online Privacy Policy](https://loquatinc.io/online-privacy-policy/) - This Privacy Policy describes the privacy practices of Loquat Inc. (“Loquat,” “we”, “us” or “our”) and how we handle personal information that we collect through loquatinc.io and other digital properties that we own or control and link to this Privacy Policy (collectively, the “Service”), as well as through social media, our marketing activities, our events and other
- [The Client Application & Lifecycle Management (CALM) Portal](https://loquatinc.io/the-client-application-lifecycle-management-calm-portal/)
- [Business Cards and Payments](https://loquatinc.io/business-cards-and-payments/)
- [Financial Institutions](https://loquatinc.io/financial-institutions/) - Book a Demo
- [Small Business](https://loquatinc.io/small-business/)
- [Partners](https://loquatinc.io/partnerships/) - Book a Demo
- [The Loquat app is the <em>fast, secure</em> and <em> convenient</em> way for financial institutions to offer digital banking to small businesses.](https://loquatinc.io/app/) - Coming soon to the Apple and Google Play Store, if you are a small business customer, get on the waitlist now.

## FAQs

- [How does Loquat IQ benefit our financial institution?](https://loquatinc.io/faq/how-does-loqwhat-ai-benefit-our-financial-institution/) - Loquat IQ provides employees with a comprehensive view of all applications managed through CALM, enhancing transparency and aiding collaboration. Executives can swiftly make informed decisions to streamline operations and devise growth strategies. Additionally, team members can access critical application performance metrics for benchmarking against peers, driving continuous improvement efforts effectively. Reporting is as easy as asking
- [What solutions does the Loquat IQ support?](https://loquatinc.io/faq/what-solutions-does-the-loqwhat-ai-support/) - Loquat IQ supports all Loquat solutions, with the ability to ask questions about your consumer and business clients across account opening, cards, payments, and lending activities.
- [How accurate are the answers provided by Loquat IQ?](https://loquatinc.io/faq/how-accurate-are-the-answers-provided-by-loqwhat-ai/) - Loquat IQ delivers highly accurate answers by generating and executing question & answer pairs tailored to your organization’s data, leveraging its comprehensive understanding of all applications managed through CALM and your institution’s data. Once refined, any pair can be bookmarked for consistent, accurate reuse.
- [Can we train employees on CALM using Loquat IQ?](https://loquatinc.io/faq/can-we-train-employees-on-calm-using-loqwhat-ai/) - Loquat IQ is highly effective for training your employees on the new system. In addition to providing answers to questions requiring a specific analytical result, Loquat IQ can provide more general information about the system, enabling learning by doing. They can, for example, ask about membership criteria and accepted documents for KYC/KYB processes.
- [How does Loquat ensure that the Financial Institution’s data ingested into Loquat IQ is managed securely?](https://loquatinc.io/faq/how-does-loquat-ensure-that-the-financial-institutions-data-ingested-into-loqwhat-ai-is-managed-securely/) - Loquat ensures data security by maintaining strict segregation in Loquat’s cloud, isolating each institution’s data and AI memory to prevent unauthorized access. Loquat IQ accesses only the specific institution’s data during an active session. Any data provided during a chat session is retained solely for subsequent queries related to that institution, ensuring both privacy and security.
- [What questions can financial institution executives and employees ask?](https://loquatinc.io/faq/what-questions-can-financial-institution-executives-and-employees-ask/) - You can ask any data-related operational and strategic questions about CALM-managed solutions. Please see examples below: How many consumer account applications were approved this August? What was our approval rate for business accounts for July last year? How many applications processed this year include minors, under the age of 18? Which branch processed the most
- [What kind of training is provided for our team?](https://loquatinc.io/faq/what-kind-of-training-is-provided-for-our-team-2/) - Our platform is designed to be intuitive and user-friendly — for both financial institution employees and Applicants — so most users can get up and running quickly with minimal effort. That said, we know every team is different, and we’re here to support you every step of the way. Training is flexible and can be delivered through live sessions, recorded tutorials, and
- [Does Loquat charge partners to integrate or list on its platform?](https://loquatinc.io/faq/does-loquat-charge-partners-to-integrate-or-list-on-its-platform/) - In most cases, there is no upfront cost to integrate. We focus on partnerships that are mutually beneficial and can scale. Commercial models vary and are tailored to the nature of the partnership.
- [Where can I find more information about Loquat’s platform and capabilities?](https://loquatinc.io/faq/where-can-i-find-more-information-about-loquats-platform-and-capabilities/) - Explore our product offerings on www.loquatinc.io or contact us directly for a demo / overview session.
- [Can we co-sell or go to market together?](https://loquatinc.io/faq/can-we-co-sell-or-go-to-market-together/) - Absolutely. We believe in the power of collaboration. Our partners can work with us on joint go-to-market initiatives including webinars, case studies, co-branded materials, and marketplace listings.
- [Is there a technical onboarding process for partners?](https://loquatinc.io/faq/is-there-a-technical-onboarding-process-for-partners/) - Yes. Once a partnership is established, our product and technical teams work closely with partners to scope, integrate, and test solutions. We aim to make onboarding seamless and efficient.
- [Does Loquat offer APIs for integration?](https://loquatinc.io/faq/does-loquat-offer-apis-for-integration/) - Yes. Loquat is built on a modern API-first architecture, allowing for flexible and scalable integrations with fintech tools, core banking systems, and third-party data services.
- [How do we get started with a partnership conversation?](https://loquatinc.io/faq/how-do-we-get-started-with-a-partnership-conversation/) - To start the conversation, please reach out to us via partnerships@loquatinc.io or fill out the interest form on this page. Our partnerships team will get back to you promptly to explore synergies.
- [What are the benefits of partnering with Loquat?](https://loquatinc.io/faq/what-are-the-benefits-of-partnering-with-loquat/) - Integration with a modern platform Exposure to Loquat’s growing base of financial institutions Joint marketing and distribution opportunities Accelerated integration through our API-first platform Co-innovation on lending use
- [How do I know if my company is a good fit to partner with Loquat?](https://loquatinc.io/faq/how-do-i-know-if-my-company-is-a-good-fit-to-partner-with-loquat/) - If your company shares our passion for equipping consumers and businesses with the tools they need to flourish, and you have creative partnerships ideas, there too may be a fit.
- [What kind of partnership opportunities are available?](https://loquatinc.io/faq/what-kind-of-partnership-opportunities-are-available/) - Loquat offers multiple partnership models including: Technology integrations (e.g., fraud, identity, income verification) Embedded solutions Joint go-to-market programs Marketplace enablement (e.g., Q2, FIS, Fiserv, Jack Henry, etc.)
- [Who does Loquat typically partner with?](https://loquatinc.io/faq/who-does-loquat-typically-partner-with/) - We collaborate with technology providers, data vendors, infrastructure platforms, and other FinTech companies that enhance or extend digital onboarding, card issuance, and lending capabilities.
- [What kind of training is provided for our team?](https://loquatinc.io/faq/what-kind-of-training-is-provided-for-our-team/) - Our platform is designed to be intuitive and user-friendly—for both financial institution employees and applicants — so most users can get up and running quickly with minimal effort. That said, we know every team is different, and we’re here to support you every step of the way. Training is flexible and can be delivered through
- [How does the CALM Portal help improve client retention?](https://loquatinc.io/faq/how-does-the-calm-portal-help-improve-client-retention/) - The portal supports client retention by providing visibility into client activity patterns, enabling early identification of potential issues or changing needs. It helps your team maintain regular touchpoints with clients, track satisfaction metrics, and respond quickly to service requests. By facilitating proactive relationship management, the CALM Portal helps ensure clients remain engaged and satisfied with
- [Can we use the CALM Portal to identify cross-selling opportunities?](https://loquatinc.io/faq/can-we-use-the-calm-portal-to-identify-cross-selling-opportunities/) - Yes, the portal's analytics capabilities help identify potential cross-selling opportunities based on client profiles, behavior patterns, and product usage. The system can highlight clients who may benefit from additional products or services, enabling your team to make timely, relevant offers. This proactive approach helps deepen client relationships and increase wallet share.
- [What tools does Loquat offer for managing the entire client lifecycle?](https://loquatinc.io/faq/what-tools-does-loquat-offer-for-managing-the-entire-client-lifecycle/) - Loquat's Client Application & Lifecycle Management (CALM) Portal provides a comprehensive solution for tracking, managing, and gaining insights throughout the client relationship. The portal helps your team monitor application status, track client communications, manage document requests, facilitate loan servicing, and identify cross-selling opportunities - all from a single intuitive interface.
- [What Loquat solutions does the CALM Portal support?](https://loquatinc.io/faq/what-loquat-solutions-does-the-calm-portal-support/) - The CALM Portal supports all Loquat solutions, providing a unified view of your consumer and business clients across account opening, cards, payments, and lending activities. This integrated approach ensures that your team has a complete picture of each client relationship and can manage the entire client lifecycle from a single interface.
- [How does the CALM Portal benefit our financial institution?](https://loquatinc.io/faq/how-does-the-calm-portal-benefit-our-financial-institution/) - The CALM Portal streamlines operations by centralizing all client management activities in one place, eliminating the need to switch between multiple systems. It provides real-time visibility into client activities, enhances decision-making with data-driven insights, increases workforce efficiency, and helps identify sales and marketing opportunities. The portal ultimately helps your financial institution deliver a superior client
- [What types of loans does the Loquat platform support?](https://loquatinc.io/faq/what-types-of-loans-does-the-loquat-platform-support-2/) - Loquat’s flexible platform supports a wide range of consumer and business lending products, including term loans and lines of credit. Additionally, Loquat enables instant disbursement of approved funds to virtual debit or credit cards, giving consumer and business clients immediate access to capital. This feature is especially valuable for cash flow management, helping your clients
- [What types of loans does the Loquat platform support?](https://loquatinc.io/faq/what-types-of-loans-does-the-loquat-platform-support/) - Loquat’s flexible platform supports a wide range of consumer and business lending products, including term loans and lines of credit. Additionally, Loquat enables instant disbursement of approved funds to virtual debit or credit cards, giving consumer and business clients immediate access to capital. This feature is especially valuable for cash flow management, helping your clients
- [What loan origination capabilities does Loquat's platform offer?](https://loquatinc.io/faq/what-loan-origination-capabilities-does-loquats-platform-offer-2/) - Our comprehensive loan origination system streamlines the entire lending process from application to funding. The platform handles digital application submission, document collection and verification, credit analysis using our proprietary AI/ML scoring models, automated decision support, loan approval workflows, and funds disbursement – all while maintaining compliance with regulatory requirements.
- [What loan origination capabilities does Loquat's platform offer?](https://loquatinc.io/faq/what-loan-origination-capabilities-does-loquats-platform-offer/) - Our comprehensive loan origination system streamlines the entire lending process from application to funding. The platform handles digital application submission, document collection and verification, credit analysis using our proprietary AI/ML scoring models, automated decision support, loan approval workflows, and funds disbursement – all while maintaining compliance with regulatory requirements.
- [What makes Loquat’s lending scoring model different?](https://loquatinc.io/faq/what-makes-loquats-lending-scoring-model-different-2/) - Our lending module is powered by proprietary AI / ML models and is built using large volumes of transactional data. We create the risk parameters with you, so our model enables you to lend to consumers and businesses that were historically unbanked by your financial institution.
- [What makes Loquat’s lending scoring model different?](https://loquatinc.io/faq/what-makes-loquats-lending-scoring-model-different/) - Our lending module is powered by proprietary AI / ML models and is built using large volumes of transactional data. We create the risk parameters with you, so our model enables you to lend to consumers and businesses that were historically unbanked by your financial institution.
- [How does offering Loquat's virtual card solution benefit my financial institution?](https://loquatinc.io/faq/how-does-offering-loquats-virtual-card-solution-benefit-my-financial-institution-2/) - By offering Loquat's virtual card solution, you can enhance your competitive position in the consumer and business markets with an innovative, secure, and convenient payment option that meets the evolving needs of your clients. This can help attract new consumer and business clients and strengthen relationships with existing ones.
- [How does offering Loquat's virtual card solution benefit my financial institution?](https://loquatinc.io/faq/how-does-offering-loquats-virtual-card-solution-benefit-my-financial-institution/) - By offering Loquat's virtual card solution, you can enhance your competitive position in the consumer and business markets with an innovative, secure, and convenient payment option that meets the evolving needs of your clients. This can help attract new consumer and business clients and strengthen relationships with existing ones.
- [Is it possible to create single-use virtual cards?](https://loquatinc.io/faq/is-it-possible-to-create-single-use-virtual-cards-2/) - Yes, Loquat's platform allows for the creation of one-time-use virtual cards, which are ideal for single purchases where enhanced security is desired.
- [Is it possible to create single-use virtual cards?](https://loquatinc.io/faq/is-it-possible-to-create-single-use-virtual-cards/) - Yes, Loquat's platform allows for the creation of one-time-use virtual cards, which are ideal for single purchases where enhanced security is desired.
- [Can virtual cards be restricted to specific merchants?](https://loquatinc.io/faq/can-virtual-cards-be-restricted-to-specific-merchants-2/) - Yes, virtual cards can be designated for use with specific merchants only, adding an additional layer of security and control over business spending.
- [Can virtual cards be restricted to specific merchants?](https://loquatinc.io/faq/can-virtual-cards-be-restricted-to-specific-merchants/) - Yes, virtual cards can be designated for use with specific merchants only, adding an additional layer of security and control over business spending.
- [How do Loquat's virtual cards enhance security for online transactions?](https://loquatinc.io/faq/how-do-loquats-virtual-cards-enhance-security-for-online-transactions-2/) - Each virtual card has unique card details (card number, expiration date, and security code), which keeps the primary account secure if a card is compromised. This limited exposure model protects clients' credit card information from potential fraud and data breaches during online transactions.
- [How do Loquat's virtual cards enhance security for online transactions?](https://loquatinc.io/faq/how-do-loquats-virtual-cards-enhance-security-for-online-transactions/) - Each virtual card has unique card details (card number, expiration date, and security code), which keeps the primary account secure if a card is compromised. This limited exposure model protects clients' credit card information from potential fraud and data breaches during online transactions.
- [Can my clients get physical cards in addition to virtual cards?](https://loquatinc.io/faq/can-my-clients-get-physical-cards-in-addition-to-virtual-cards-2/) - Yes! While virtual cards provide immediate access to funds, companion physical cards can also be issued to businesses that prefer having a tangible payment option.
- [Can my clients get physical cards in addition to virtual cards?](https://loquatinc.io/faq/can-my-clients-get-physical-cards-in-addition-to-virtual-cards/) - Yes! While virtual cards provide immediate access to funds, companion physical cards can also be issued to businesses that prefer having a tangible payment option.
- [How quickly can my clients start using cards after account opening?](https://loquatinc.io/faq/how-quickly-can-my-clients-start-using-cards-after-account-opening-2/) - Virtual cards are issued instantly upon account opening, allowing your consumer and business clients to begin using them immediately for transactions without waiting for physical cards to arrive.
- [How quickly can my clients start using cards after account opening?](https://loquatinc.io/faq/how-quickly-can-my-clients-start-using-cards-after-account-opening/) - Virtual cards are issued instantly upon account opening, allowing your consumer and business clients to begin using them immediately for transactions without waiting for physical cards to arrive.
- [What makes Loquat's card offering different from traditional debit and credit cards?](https://loquatinc.io/faq/what-makes-loquats-card-offering-different-from-traditional-debit-and-credit-cards-2/) - Loquat seamlessly integrates with your financial institution’s existing core systems and digital banking platforms to enable instant virtual debit card issuance at the moment of account opening. Our platform also supports real-time tokenization, allowing you to provision cards to Apple Pay, Google Pay, and other wallets immediately — driving instant engagement and top-of-wallet status from
- [What makes Loquat's card offering different from traditional debit and credit cards?](https://loquatinc.io/faq/what-makes-loquats-card-offering-different-from-traditional-debit-and-credit-cards/) - Loquat seamlessly integrates with your financial institution’s existing core systems and digital banking platforms to enable instant virtual debit card issuance at the moment of account opening. Our platform also supports real-time tokenization, allowing you to provision cards to Apple Pay, Google Pay, and other wallets immediately — driving instant engagement and top-of-wallet status from
- [How does Loquat prevent fraud?](https://loquatinc.io/faq/how-does-loquat-prevent-fraud-2/) - Loquat takes a hybrid approach to fraud prevention, combining advanced technology with human oversight to ensure both effectiveness and accuracy. We employ 6+ layers of authentication and fraud detection across our advanced KYC, KYB, and AML workflows — including Identity Management System (e.g. ForgeRock, Ping Identity, Microsoft Entra), real-time data checks, and end-to-end encryption —
- [Why is taking a selfie part of the onboarding process?](https://loquatinc.io/faq/why-is-taking-a-selfie-part-of-the-onboarding-process-2/) - Loquat wants to be sure that you’re a live person. This is one of our 6+ layers of security. We are checking the selfie against ID scans and using an AI-driven tool to make sure the person is a real human. The technology analyzes facial geometry to ensure a natural 3D structure - including shades
- [How long does account opening take?](https://loquatinc.io/faq/how-long-does-account-opening-take-2/) - Most consumer and business clients can complete their application in under 10 minutes. With integrated verifications and digital document handling, accounts can be approved and funded in as little as one business day, depending on your financial institution’s application approval policies.
- [Can Loquat support account opening for different business entity types?](https://loquatinc.io/faq/can-loquat-support-account-opening-for-different-business-entity-types-2/) - Absolutely. Loquat is built to handle complex ownership structures and supports various business types including: Sole proprietorships Partnerships Corporations (C-Corp, S-Corp) LLCs (single- and multi-member) Nonprofits and professional associations
- [How does Loquat handle KYC, KYB, and fraud prevention?](https://loquatinc.io/faq/how-does-loquat-handle-kyc-kyb-and-fraud-prevention-2/) - Our platform includes complete KYC/KYB workflows for verifying business owners, signers, and the business entity itself. Loquat also offers: AI tools for document capture and validation (e.g., personal ID, formation documents) Beneficial ownership attestation Fraud monitoring and flagging Integration with third-party data providers for watchlist screening Loquat’s KYC/KYB capabilities ensure your financial institution remains compliant
- [Is the onboarding experience fully digital?](https://loquatinc.io/faq/is-the-onboarding-experience-fully-digital-2/) - Yes. Loquat enables end-to-end digital account opening — from identity & business verification, to document upload, to account selection, to cross-sell opt-ins, to approval, and ultimately funding — without requiring a branch visit or call center interaction. We reduce friction while improving speed, compliance and security.
- [What types of accounts can be opened through Loquat?](https://loquatinc.io/faq/what-types-of-accounts-can-be-opened-through-loquat-2/) - Loquat supports digital onboarding for a full suite of consumer and business accounts, including but not limited to: Checking Savings Money market Certificates of deposit (CDs)
- [How does Loquat's account opening solution help our financial institution compete with larger banks and fintechs?](https://loquatinc.io/faq/how-does-loquats-account-opening-solution-help-our-financial-institution-compete-with-larger-banks-and-fintechs-2/) - Loquat empowers credit unions, regional banks, and community banks with sophisticated digital account opening capabilities superior to those offered by larger financial institutions. The platform combines the technological advantages of Loquat with your financial institution's personalized service and community focus, creating a compelling value proposition for consumers and businesses in your market.
- [How does Loquat prevent fraud?](https://loquatinc.io/faq/how-does-loquat-prevent-fraud/) - Loquat takes a hybrid approach to fraud prevention, combining advanced technology with human oversight to ensure both effectiveness and accuracy. We employ 6+ layers of authentication and fraud detection across our advanced KYC, KYB, and AML workflows — including Identity Management System (e.g. ForgeRock, Ping Identity, Microsoft Entra), real-time data checks, and end-to-end encryption —
- [Why is taking a selfie part of the onboarding process?](https://loquatinc.io/faq/why-is-taking-a-selfie-part-of-the-onboarding-process/) - Loquat wants to be sure that you’re a live person. This is one of our 6+ layers of security. We are checking the selfie against ID scans and using an AI-driven tool to make sure the person is a real human. The technology analyzes facial geometry to ensure a natural 3D structure - including shades
- [How long does account opening take?](https://loquatinc.io/faq/how-long-does-account-opening-take/) - Most consumer and business clients can complete their application in under 10 minutes. With integrated verifications and digital document handling, accounts can be approved and funded in as little as one business day, depending on your financial institution’s application approval policies.
- [Can Loquat support account opening for different business entity types?](https://loquatinc.io/faq/can-loquat-support-account-opening-for-different-business-entity-types/) - Absolutely. Loquat is built to handle complex ownership structures and supports various business types including: Sole proprietorships Partnerships Corporations (C-Corp, S-Corp) LLCs (single- and multi-member) Nonprofits and professional associations
- [How does Loquat handle KYC, KYB, and fraud prevention?](https://loquatinc.io/faq/how-does-loquat-handle-kyc-kyb-and-fraud-prevention/) - Our platform includes complete KYC/KYB workflows for verifying business owners, signers, and the business entity itself. Loquat also offers: AI tools for document capture and validation (e.g., personal ID, formation documents) Beneficial ownership attestation Fraud monitoring and flagging Integration with third-party data providers for watchlist screening Loquat’s KYC/KYB capabilities ensure your financial institution remains compliant
- [Is the onboarding experience fully digital?](https://loquatinc.io/faq/is-the-onboarding-experience-fully-digital/) - Yes. Loquat enables end-to-end digital account opening — from identity & business verification, to document upload, to account selection, to cross-sell opt-ins, to approval, and ultimately funding — without requiring a branch visit or call center interaction. We reduce friction while improving speed, compliance and security.
- [What types of accounts can be opened through Loquat?](https://loquatinc.io/faq/what-types-of-accounts-can-be-opened-through-loquat/) - Loquat supports digital onboarding for a full suite of consumer and business accounts, including but not limited to: Checking Savings Money market Certificates of deposit (CDs)
- [How does Loquat's account opening solution help our financial institution compete with larger banks and fintechs?](https://loquatinc.io/faq/how-does-loquats-account-opening-solution-help-our-financial-institution-compete-with-larger-banks-and-fintechs/) - Loquat empowers credit unions, regional banks, and community banks with sophisticated digital account opening capabilities superior to those offered by larger financial institutions. The platform combines the technological advantages of Loquat with your financial institution's personalized service and community focus, creating a compelling value proposition for consumers and businesses in your market.
- [How is client service handled?](https://loquatinc.io/faq/how-is-client-service-handled/) - Loquat is designed to enhance your financial institution’s ability to deliver modern, responsive client service. Our platform includes built-in tools that make it easy for your team to engage with consumer and business clients — such as secure messaging, and case management workflows — all without relying on traditional call trees or manual processes.
- [How does Loquat integrate with my existing web/eCommerce engine?](https://loquatinc.io/faq/how-does-loquat-integrate-with-my-existing-web-ecommerce-engine/) - If you want to use your web/eCommerce partners, we will integrate them. We have partners that are best-in-class that you may be using or want to consider.
- [How does Loquat work with my payments processor?](https://loquatinc.io/faq/how-does-loquat-work-with-my-payments-processor/) - If you want to use your payments partners, we will integrate them. We have partners that are best-in-class that you may be using or want to consider.
- [How does Loquat integrate with my core banking system (core providers, other digital banking solutions, fraud, KYC, etc.)?](https://loquatinc.io/faq/how-does-loquat-integrate-with-my-core-banking-system-core-providers-other-digital-banking-solutions-fraud-kyc-etc/) - Loquat employs a modular architecture and can integrate with existing infrastructures, whether on-prem or in the Cloud. Loquat's platform is designed to integrate with a wide range of third-party services, tools, and systems that are critical for financial institutions to provide compliant digital banking solutions. These integrations enable the platform to offer enhanced functionality, ensuring
- [Is the Loquat platform scalable to accommodate our future growth?](https://loquatinc.io/faq/is-the-loquat-platform-scalable-to-accommodate-our-future-growth/) - Yes. Loquat is designed to scale alongside your financial institution. Whether you're expanding your digital offerings, growing your client base, or launching new product lines, our modular platform grows with you — ensuring long-term agility and adaptability.
- [What support does Loquat provide?](https://loquatinc.io/faq/what-support-does-loquat-provide/) - We offer on-demand multi-lingual support to all our financial institution partners. This includes technical assistance, onboarding guidance, integration troubleshooting, and ongoing client service to ensure your financial institution is set up for long-term success.
- [Do we need a large technical team to integrate Loquat into our existing ecosystem?](https://loquatinc.io/faq/do-we-need-a-large-technical-team-to-integrate-loquat-into-our-existing-ecosystem/) - Not necessarily. Loquat provides detailed documentation, integration toolkits, and hands-on technical support to assist financial institutions of all sizes. Whether you have a large IT department or a lean tech team, we’ll work with you to ensure a smooth deployment.
- [Can the Loquat platform be customized to fit our specific needs?](https://loquatinc.io/faq/can-the-loquat-platform-be-customized-to-fit-our-specific-needs/) - Absolutely. Loquat is built with flexibility in mind. Our platform can be tailored to align with your financial institution’s operational needs, branding, workflows, and technology stack. The level of customization depends on your integration goals and requirements.
- [Is there training available on how to use the platform?](https://loquatinc.io/faq/is-there-training-available-on-how-to-use-the-platform/) - Yes. We provide train-the-trainer sessions, user documentation, and on-demand virtual training to help your staff confidently navigate and operate the platform. We also offer onboarding support tailored to your financial institution’s internal workflows.
- [How often is the platform updated?](https://loquatinc.io/faq/how-often-is-the-platform-updated/) - Loquat regularly releases platform updates to introduce new features, enhance performance, and strengthen security. Updates typically occur quarterly, with additional patches or improvements deployed as needed.
- [How does Loquat handle regulatory compliance?](https://loquatinc.io/faq/how-does-loquat-handle-regulatory-compliance/) - Loquat provides built-in tools and workflows that help financial institutions stay compliant with relevant federal and state regulations. Our platform supports KYC/AML processes, audit trails, data retention policies, and reporting features designed to meet the needs of regulated financial institutions like banks and credit unions.
- [How secure is the Loquat platform?](https://loquatinc.io/faq/how-secure-is-the-loquat-platform/) - Security is foundational at Loquat. Our platform uses end-to-end encryption, secure APIs, passkey authentication, and adheres to industry-leading cybersecurity standards. We also conduct regular audits and testing to ensure platform integrity and compliance.
- [Can we customize the Loquat platform to reflect our financial institution’s brand?](https://loquatinc.io/faq/can-we-customize-the-loquat-platform-to-reflect-our-financial-institutions-brand/) - Yes. The Loquat platform is designed to be co-branded, allowing for your financial institution’s logo, colors, and messaging to be prominently featured throughout the user experience. From onboarding flows to product interfaces, we collaborate with your team to ensure the platform feels like a natural extension of your bank or credit union — building trust,
- [How quickly can I launch with your platform?](https://loquatinc.io/faq/how-quickly-can-i-launch-with-your-platform/) - We can provide an integration roadmap within a few weeks, with full deployment timelines depending on your financial institution’s requirements and selected modules. Our platform is ready out of the box and can be tailored to move at your preferred pace.
- [How can I get started with Loquat?](https://loquatinc.io/faq/how-can-i-get-started-with-loquat/) - Getting started is easy. Schedule a discovery call with our team to explore your goals, evaluate fit, and begin your journey toward a more efficient and effective consumer and business-friendly digital banking experience.
- [How long does it take to integrate Loquat’s solutions?](https://loquatinc.io/faq/how-long-does-it-take-to-integrate-loquats-solutions/) - Implementation timelines vary based on your financial institution’s current technical infrastructure and customization requirements, if any. Most integrations are completed within 3 to 6 months. Factors like the number of modules and the degree of customization requirements will influence the final timeline.
- [How are you different from other providers?](https://loquatinc.io/faq/how-are-you-different-from-other-providers/) - Focus and simplicity. Loquat is purpose-built for regional and community banks and credit unions, with a deep understanding of the regulatory, operational, and user experience challenges you face. What truly sets us apart is the “easy factor” with a single integration, your financial institution can seamlessly onboard both consumer and business clients, enabling a unified
- [What is Loquat’s pricing model?](https://loquatinc.io/faq/what-is-loquats-pricing-model/) - Our pricing model is aligned on growth and digital adoption. We typically have 3 components to our pricing, including (1) an enterprise integration fee, (2) an annual platform fee, (3) and transaction fees based on usage.
- [Which countries does Loquat serve?](https://loquatinc.io/faq/which-countries-does-loquat-serve/) - Loquat is currently available to financial institutions in the United States. However, international expansion is on our roadmap as we’re growing fast with multi-national deployment capability, so please stay tuned for future updates.
- [How does Loquat authenticate and protect against fraud?](https://loquatinc.io/faq/how-does-loquat-authenticate-and-protect-against-fraud/) - Loquat takes a hybrid approach to fraud prevention, combining advanced technology with human oversight to ensure both effectiveness and accuracy. We employ 6+ layers of authentication and fraud detection across our advanced KYC, KYB, and AML workflows — including Identity Management System (e.g. ForgeRock, Ping Identity, Microsoft Entra), real-time data checks, and end-to-end encryption —
- [What types of products or services does Loquat offer?](https://loquatinc.io/faq/what-types-of-products-or-services-does-loquat-offer/) - Loquat’s end-to-end platform allows financial institutions to quickly launch or improve streamlined digital banking functionalities aimed at attracting either consumer or business clients, including new account onboarding, virtual and digital cards and payments; and lending capabilities, alongside our Client Application & Lifecycle Management (CALM) portal.
- [Who is Loquat designed for?](https://loquatinc.io/faq/who-is-loquat-designed-for/) - Loquat is purpose-built for financial institutions — such as community banks, credit unions, and regional banks — looking to enhance their digital banking offerings for both, consumers and business clients, while supercharging the employee experience, from branch employees to compliance teams. Loquat platform is built with a flexible and modular architecture to suit the specific

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