Our Passion – Help Others Achieve Their Dreams

Small businesses were once dreams.

Now, they are dreams in action

Small businesses were once
dreams… Now, they are
dreams in action

Loquat was founded with a passion to connect local financial institutions with small businesses who need a fast, secure and convenient digital banking experience

Like the Loquat tree, our banking as a service digital platform helps credit unions, regional banks and community banks extend their branches to their SMB customers to help them bare more ‘fruit’.

We are driven by social responsibility, transparency,
and an inclusive approach. Loquat helps small business owners
of different ethnic and cultural backgrounds, sexual orientations
and gender identities put their dreams into action.

We believe small businesses are the roots of a diverse society that drives innovation forward and there should be no barriers or limits to their growth.

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A fully modularized custom implementation that enhances an FI’s operational efficiency by 75% thus increasing profitability
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A complete end-to-end solution that removes the need to use multiple platforms or software
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A multi-cloud hybrid architecture that seamlessly integrates into a banking environment through a two-way API ensuring 99% uptime
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Loquat’s proprietary banking as a service platform is designed with the small business customer in mind by a world-class team of former banking executives, fraud specialists, technology and digital transformation experts and business owners
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Loquat’s technology and proprietary processes prevent fraud and perform multi-layered authentication, KYC and KYB built into its enrollment process and identity verification within minutes
Our ValuesWe Stand For
Humanity
In all its shapes & colors
Respect for all people
As long as they do not harm others
Individual freedoms
In their pursuit of life, love and liberty
Financial inclusion
Breaking down barriers to financial access for all
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Loquat American English
\ˈloʊˌkwɑt; ˈloʊˌkwæt\
noun
  • 1 :
    a small evergreen tree (Eriobotrya japonica) of the rose family, native to China and Japan
  • 2 :
    the small, yellow, edible, plumlike fruit of this tree
  • 3 :
    digital banking designed for small businesses
Leadership Team
Zarina Tsomaeva
Zarina Tsomaeva
CEO & Founder

Taking the traditional route in life was never an option, I’ve followed my passions. I’ve set up Olympic Villages, Started Energy Companies, worked at Goldman Sachs and now I’m doing what I always wanted to – making the world a fairer place and for me, that means embracing small businesses that represent the backbone of society.

I believe that to improve peoples’ standards of living you must equip them with the necessary resources.

For a small business owner failure is not an option because their passions go beyond business outcomes – they are the backbone of families and communities. I want to give small business owners peace of mind so that they can focus on their business and not worry about cashflow. This begins with access to money today… not tomorrow.

I used my experience as a lawyer, financial executive, and entrepreneur to build a tech platform that brings a better solution for small business banking.

Daniele Pedrazzoli
Daniele Pedrazzoli
COO
View bio
Tom Penton
Tom Penton
Partnerships
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Pawneet Abramowski
Pawneet Abramowski
CCO
View bio
Minesh Valera
Minesh Valera
CTO & CISO
View bio
Richard Neiman
Richard Neiman
Advisor
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Mitch Blaser
Mitch Blaser
Investor & Advisor
View bio
Careers
Loquat is growing

We are looking for people who are industrious, solve problems in unique ways, speak their truths and want to drive societal well-being. We are here to make a difference.

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Get in Touch
Careers
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