Institution-specific analysis
Analysis of your client and enterprise data — not benchmarks, not industry averages. Every insight is derived from what your institution actually knows.
Loquat IQ
AI built on your institution's data. Not industry averages. AI built on your institution's data. Not industry averages.
Loquat IQ is a differentiated AI solution built on each financial institution's unique data — for process-specific insights that drive strategic and operational success. Operational reporting today. Proactive executive recommendations tomorrow.
Why it's different
Not a generic AI. Not a generic AI. Your institution's AI.
Most AI tools are trained on industry data — they tell you what is happening across the market, not in your institution. Loquat IQ is trained exclusively on your organization's data, with strict cloud segregation ensuring your AI memory never touches another institution's data.
Executive dashboards
Actionable insights tied to growth, risk, and performance outcomes — in a format your executive team can act on immediately, without a data team to interpret them.
Interactive AI chat
Query your institution's data in plain language — receiving accurate, repeatable answers in real time. No dashboard build requests. No waiting for the next reporting cycle.
Continuous learning
Capabilities expand continuously across additional lines of business. Bookmark question-and-answer pairs for consistent, accurate reuse across your leadership team.
Data security architecture
Strict cloud segregation — each institution's data and AI memory is isolated. Data is architecturally isolated across institutions.
Governance-ready
Every AI interaction is auditable and explainable. The governance model satisfies the scrutiny of your board, your regulators, and your compliance team from day one.
Ask your institution anything
Real questions. Real answers. Your data.
Reporting is as easy as asking a question and getting an answer — no specialist teams required. Here are examples of the questions your executive, operations, compliance, and branch teams can ask Loquat IQ today.
Executive team
How many consumer account applications were approved in August?
What was our approval rate for business accounts in Q3 vs. Q3 last year?
Which state has the highest count and approval rate for LLC accounts?
Compliance & operations
Breakdown of business applications by legal type and state for Q2.
What is our Q3 loan disbursement total vs. the same period last year?
How many applications this year included applicants under 18?
Branch management
Which branch processed the most applications in Q3 2025?
How many credit cards were issued last week, broken down by branch?
What was the average approved credit card limit last week?
QUESTIONS & ANSWERS
What institutions What institutions ask most
Loquat IQ provides employees with a comprehensive view of all applications managed through CALM — enhancing transparency and collaboration. Executives can make informed decisions quickly to streamline operations and devise growth strategies. Reporting is as easy as asking a question.
Loquat IQ delivers highly accurate answers by generating and executing question-and-answer pairs tailored to your organization's data. Once refined, any pair can be bookmarked for consistent, accurate reuse across your team.
Loquat ensures data security through strict segregation in Loquat's cloud — isolating each institution's data and AI memory to prevent unauthorized access. Any data provided during a chat session is retained solely for subsequent queries related to that institution.
Yes. Loquat IQ is highly effective for training your employees on the system. In addition to analytical results, it can answer general system questions — enabling learning by doing. Staff can ask about membership criteria and accepted documents for KYC/KYB processes.
Continue exploring
Platform /
CALM Portal
The operational backbone Loquat IQ draws its intelligence from — one interface for every product.
Business /
Business lending
Identify which business clients to approach for lending — triggered by real-time account signals.
Consumer /
Consumer lending
Surface consumers ready for credit products based on their transaction history and behavior.
Your competitors are not waiting for your next budget cycle
Request a 30-minute executive briefing. We will walk your leadership team through a live demonstration, a preliminary assessment of your integration requirements, and a realistic picture of what deployment looks like for an institution of your size. No prior commitment required.
Request a briefing