Why is taking a selfie part of the onboarding process?

Loquat wants to be sure that you’re a live person. This is one of our 6+ layers of security.

We are checking the selfie against ID scans and using an AI-driven tool to make sure the person is a real human. The technology analyzes facial geometry to ensure a natural 3D structure – including shades and contours — and confirms that the uploaded image is not just a picture of a picture.