2025 Financial institutions forecast

As FIs navigate a low-growth, lower-rate environment, they can unlock sustainable growth through innovation and discipline.

🔑 **Deloitte’s Insights:**

  1. Stay alert amid #macroeconomic and geopolitical shifts.
  2. Rising deposit costs will cap net interest income.
  3. Noninterest income could spark topline expansion.
  4. Higher compensation and tech investments will spike overall expenses.
  5. Credit quality may stabilize but might rise in 2025.

Source: https://www2.deloitte.com/us/en/insights/industry/financial-services/financial-services-industry-outlooks/banking-industry-outlook.html