New approach to small business banking
Open accounts, instantly issue debit cards, and underwrite loans in minutes
BaaS platform that improves current effectiveness and efficiency
Seamless integration and customization through a 2-way API
Branch personnel redeployable to business building services
Real time identity and OFAC screening with 6+ layers of KYC, KYB and AML
New approach to small business banking
Open accounts, instantly issue debit cards, and underwrite loans in minutes
BaaS platform that improves current effectiveness and efficiency
Seamless integration and customization through a 2-way API
Branch personnel redeployable to business building services
Real time identity and OFAC screening with 6+ layers of KYC, KYB and AML
Our best-in-class partners
Loquat Small
Business Solutions
Business Solutions
End-to-end BaaS
Loquat Solution
With Loquat, Small Business Owners can open accounts and get loans in minutes, without ever leaving their office or home
Customizable
Loquat is ready to integrate with your systems. But maybe you want to do things a bit differently – that’s easy
Loquat Small
Business Solutions
Business Solutions
Account Opening
Loquat Solution
Within minutes Loquat can authenticate, verify, and open a small business account. Onboarding customers used to take weeks, now it takes minutes
Customizable
Our tech, compliance, operations, and marketing experts are ready to put your unique touch on our platform
Loquat Small
Business Solutions
Business Solutions
Lending
Loquat Solution
Within minutes Loquat can authenticate, verify, underwrite via proprietary scoring models, and disperse funds
via a virtual debit card
Customizable
Your credit lending process is specific to your financial institution, we are ready to combine your unique approach and our platform
Any Questions?
Our FAQs
Our FAQs
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How quickly can I launch with your platform?
Our platform is built and ready to integrate with your systems. We can assess and provide a road map in a matter of weeks and move as quickly as you need. -
How does Loquat integrate with my core banking system?
You can integrate your existing banking system to Loquat’s stand-alone API or Loquat can provide 2-way API that will seamlessly integrates with your banking system. -
How does Loquat work with my payments processor?
If you want to use your partners, we will integrate them. We have partners that are best-in-class that you may be using or want to consider. -
How does Loquat integrate with my existing web/ecommerce engine?
If you want to use your partners, we will integrate them. We have partners that are best-in-class that you may be using or want to consider. -
What is Loquat's pricing model?
Our pricing model is aligned on growth and digital adoption - no license fees, no fixed costs. -
How is Customer Service handled?
We redesigned banking customer service. No calls trees, just a person on the other end when your customer wants to talk to someone. All they do is indicate a time and number and we will follow up at their convenience. -
How does Loquat authenticate and protect against fraud?
Loquat has 6+ layers of authentication and fraud built into our KYC, KYB and AML process. We redesigned the process to handle as much as possible in the back end to not inconvenience your customer. -
Where is Loquat App located?
Loquat App is designed to be used from any device, anywhere, any time. Loquat App is available on the web as well as in Apple App Store and Google Play Store. -
Can I issue a plastic companion card to the virtual card?
Yes! Our virtual debit card ensures funds are in the hands of your customers within minutes. -
What makes Loquat’s lending scoring model different?
Our risk pricing is powered by proprietary machine learning models and is built using large volumes of transactional data. We create the risk parameters with you, so our model enables you to capture business you used to turn away. -
How are you different than other providers?
We started with the problems plaguing small businesses and solved them.
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