America First CU Sees Strong Early Adoption digital business account opening powered by Loquat exceeds targets in first 90 days

MIAMI, Fl. & OGDEN, Utah – November 25, 2025 – America First Credit Union, one of the largest credit unions in the United States, today shared that its digital business account opening program — powered by Loquat — has exceeded adoption targets in its first ninety days of operation. Business members are opening accounts in minutes rather than days, and the credit union's back-office teams report a significant reduction in manual processing time.

The adoption results reflect both the quality of the member experience Loquat's platform delivers and America First's commitment to meeting its business members where they are. Applications submitted outside branch hours have increased substantially, confirming that the omnichannel capability — enabling members to start online and complete in-branch or vice versa — is resonating with the credit union's business membership base.

America First plans to expand the program to additional account types and lending products in 2026, building on the operational foundation established through the initial rollout. Loquat is working closely with the credit union's product and compliance teams to support that expansion. Financial institutions interested in replicating America First's results are invited to contact Loquat at loquatinc.io.