
Small Business Banking Platform
Fast, secure, and convenient digital banking solutions for financial institutions to empower small businesses, planting the seeds for economic growth and societal diversity
Our Solutions
Onboard your clients and give access to the account through the virtual debit card in minutes, not days

Enhanced security, convenience, and control with virtual credit cards

Underwrite business loans
in minutes, not days

Track business applications in real time and access data analytics for the entire organization through one intuitive portal


Loquat Solution
Within minutes Loquat will authenticate and verify business owners and their businesses, so you can open their business accounts. Onboarding clients used to take weeks, now it takes minutes.
Customizable
Our tech, compliance, operations, and marketing experts are ready to put your unique touch on our platform
opening Request a Demo
Loquat Solution
With us you can issue virtual cards designed for business instantly upon account opening for immediate access, enhanced eCommerce security and improved spending control
cards and payments Request a Demo
Loquat Solution
Within minutes Loquat will authenticate, verify and run proprietary ML scoring models, so you can underwrite business loans and disperse funds via a virtual card
Customizable
Your underwriting process is specific to your financial institution. We are ready to combine your unique approach and our platform
of lending Request a Demo

Loquat Solution
Track, manage, and gain insights for your organization via one intuitive portal


Start anywhere, resume anytime: Initiate applications on one device, continue on another or at a branch

Workforce
- Elevate workforce efficiency with our enhanced decision support capabilities built within the Loquat Platform
- Designed for streamlined approval, cost savings, and improved net promoter score (NPS)

Modular solution to accelerate SMB acquisition
- Digital Account Opening: Instant provision with automated verification
- Instant Digital Card Issue: Provide virtual cards to SMBs at account opening to expedite usage
- Intuitive Usage Analytics: Empower SMBs with insights on spend and account usage

Incorporates the latest in design aesthetics, ensuring a sophisticated interface combined with an intuitive user journey

- Leverage SMB rich data for informed decisions on upsell, cross-sell, and next-sell opportunities
- Access Loquat’s data-enriched digital underwriting capabilities to enhance your credit decision-making process

- Adaptable Architecture: Easily integrate with your existing infrastructure
- API-Driven Integration: Seamless connection
OurPartners














- Sell your products/solutions through our platform
- Offer our products to your clients
- Affiliate with best-in-class technology companies
- Collaborate to innovate product and services together
Effective mobile strategies for customer engagement and retention
March 27, 2025The future of the financial services workforce
March 26, 2025Can US banks protect their card-issuing business?
March 25, 2025DeepSeek represents a major leap in AI
March 24, 2025Feel good Sunday: Making anxiety your ally
March 23, 2025Curious Saturday: 5 tips to improve critical thinking
March 22, 2025A new era for silver: challenging gold’s dominance
March 21, 2025Strengthening risk controls for bank-fintech alliances
March 20, 2025The role of GenAI in business transformation
March 19, 2025When will generative AI become mainstream?
March 18, 2025Gen Zs and Millennials find reasons for optimism amid challenges
March 17, 2025Feel good Sunday: The difference between winning and succeeding
March 16, 2025Curious Saturday: The mystery of motivation
March 15, 2025How cheap can investing be?
March 14, 2025
Loquat and Plaid partner to bring open banking to credit union and community bank customers
February 13, 2025
Loquat achieves SOC 2 Type 2 certification, strengthening data security and trust
January 07, 2025