Business Banking Platform

Loquat is purpose-built for financial institutions—such as community banks, credit unions, and regional banks—looking to enhance their digital banking offerings for both, consumers and business clients, while supercharging the employee experience, from branch employees to compliance teams. Loquat platform is built with a flexible and modular architecture to suit the specific needs of consumer or business clients.

Loquat’s end-to-end platform allows financial institutions to quickly launch or improve streamlined digital banking functionalities aimed at attracting either consumer or business clients, including new account onboarding, virtual and digital cards and payments; and lending capabilities, alongside our Client Application & Lifecycle Management (CALM) portal.

Loquat is currently available to financial institutions in the United States. However, international expansion is on our roadmap as we’re growing fast with multi-national deployment capability, so please stay tuned for future updates.

Our pricing model is aligned on growth and digital adoption. We typically have 3 components to our pricing, including (1) an enterprise integration fee, (2) an annual platform fee, (3) and transaction fees based on usage.

Focus and simplicity. Loquat is purpose-built for regional and community banks and credit unions, with a deep understanding of the regulatory, operational, and user experience challenges you face.

What truly sets us apart is the “easy factor” with a single integration, your financial institution can seamlessly onboard both consumer and business clients, enabling a unified experience that’s intuitive for users and efficient for your frontline staff. Our platform is built by experts in banking, compliance, legal, technology, and marketing—so every feature is intentional and aligned with how financial institutions actually work to provide an elite user experience for both your consumer and business clients as well as your employees.

Implementation timelines vary based on your financial institution’s current technical infrastructure and customization requirements, if any. Most integrations are completed within 3 to 6 months. Factors like the number of modules and the degree of customization requirements will influence the final timeline.

Getting started is easy. Schedule a discovery call with our team to explore your goals, evaluate fit, and begin your journey toward a more efficient and effective consumer and business-friendly digital banking experience.