Small Business Lending
Authenticate, verify and underwrite business loans using our proprietary scoring model. Disburse funds via a virtual card within minutes, not days
Risk-tailored
Omni-channel continuity:
start anywhere, resume anywhere
Originate, underwrite, and disperse loans instantly
Elite UI/UX client experience
Swift deployment
and modern scalability
Advanced employee portal that offers unparalleled real time insight and functionality
Risk-tailored
Omni-channel continuity: start anywhere, resume anywhere
Originate, underwrite, and disperse loans instantly
Elite UI/UX client experience
Swift deployment
and modern scalability
Advanced employee portal that offers unparalleled real time insight and functionality
A positive, differentiated and risk tailored business lending solution
Small business clients are still struggling to secure the funding they need at every step of their business journey. Despite some progress in recognizing and overcoming obstacles to accessing capital, there is a long road ahead.
By taking a strategic and proactive approach
to credit risk management
you can position your financial institution for
long-term success
Our lending solution offers instant authentication, verification, and underwriting of business loans using our proprietary ML model with funds dispersed through the virtual card within minutes
- Underwriting process can be tailored to your institution's lending strategy, using unique machine learning models to assess client creditworthiness accurately and fairly
- Digital document signing happen within minutes of the offer with instant decisioning informing clients of their status and granting immediate access to funds
- Exceptional customer experience sets you up for growth and additional upselling and cross-selling opportunities
The power of Loquat at your employees’ fingertips
- Real time data visibility
- Configurable workflows for increased transparency, visibility and governance
- Built-in case management system for AML / fraud / OFAC
- Client management for assigning tasks and applications to employees
- Data-driven analytics and reporting for client insights and operational efficiencies, sales, and marketing opportunities
- All data is stored in the client's database for maximum security
lending solution Request a Demo
Any Questions?
our FAQs
Our lending module is powered by proprietary machine learning (ML) models and is built using large volumes of transactional data. We create the risk parameters with you, so our model enables you to lend to consumers and businesses that were historically unbanked by your financial institution.
Our comprehensive loan origination system streamlines the entire lending process from application to funding. The platform handles digital application submission, document collection and verification, credit analysis using our proprietary ML scoring models, automated decision support, loan approval workflows, and funds disbursement – all while maintaining compliance with regulatory requirements.
Loquat’s flexible platform supports a wide range of business lending products, including term loans and lines of credit.
Additionally, Loquat enables instant disbursement of approved funds to virtual debit or credit cards, giving business clients immediate access to capital. This feature is especially valuable for cash flow management, helping your clients address urgent needs like payroll, inventory purchases, or equipment repairs—without waiting days for funds to clear.
By offering fast, digital-first disbursement options, your financial institution can deliver a seamless lending experience that meets the expectations of today’s business owners while driving higher utilization and client satisfaction.
