Digital banking is likely to continue evolving and transforming the financial industry in the years to come, as technology continues to advance and customer expectations change.
 
By 2025, digital banking is expected to see increased use of artificial intelligence and machine learning, greater adoption of blockchain technology, more widespread use of mobile banking apps and contactless payment options, the integration of digital assistants and chatbots, and the expansion of open banking initiatives. These changes will likely transform the financial industry as technology advances and customer expectations change.