How banks turn AI ambition into measurable results

Many banks are no longer asking if they should use AI — they’re asking how to make it deliver real impact.

OliverWyman highlights a growing divide between institutions running isolated AI pilots and those pursuing active AI transformation — where leadership commitment, operating model redesign, and scaled execution turn AI into a performance driver.

Winning banks are embedding AI into core workflows, rethinking decision-making, and aligning talent, data, and governance around clear business outcomes. The result is not just efficiency — it’s faster growth, better risk management, and more resilient operating models.

For FIs , AI advantage will not come from experimentation alone. It will come from decisive execution at scale.

Source: https://www.oliverwyman.com/our-expertise/insights/2025/dec/how-banks-win-active-ai-transformation.html