In financial services, AI value comes down to execution

Most FIs now have an AI strategy. Far fewer are seeing scaled impact.

Bain points to execution as the real differentiator. In banking and capital markets, legacy infrastructure, fragmented data, and regulatory demands often keep AI stuck in pilot mode. The firms making progress focus on a small number of high-value use cases and build governance, risk, and compliance into delivery from day one.

In financial services, AI advantage is not created by ambition alone. It is created by disciplined execution in production.

Source: https://www.bain.com/insights/the-gap-between-ai-strategy-and-reality-is-execution/