The business models driving the next phase of growth
A recent McKinsey analysis suggests that the next wave of global growth will come not from incremental innovation, but from new business models.
Across industries, the winners are combining AI, ecosystems, and trust to rethink how value is created — not just how products are delivered.
The pattern is clear: Growth is shifting from optimisation to reinvention.
For financial institutions, this means moving beyond digitising existing processes towards rebuilding them entirely:
- onboarding as a seamless experience
- compliance as embedded infrastructure
- relationships as continuous, not transactional
At Loquat, we see this shift accelerating — from fragmented journeys to integrated, AI-enabled platforms.
Because ultimately, business model innovation scales faster than product innovation.
📌 Source: McKinsey
https://www.mckinsey.com/capabilities/strategy-and-corporate-finance/our-insights/six-breakthrough-business-models-reshaping-global-growth
