The future of banking: Where trust meets agility

Kearney’s latest report makes one thing clear: the winners in banking aren’t just digital — they’re trusted, connected, and collaborative.

At Loquat, we see this every day: digital transformation in financial services isn’t just about sleek front ends. It’s about building the compliance-grade infrastructure that earns trust while enabling agility.

Key takeaways:

  1. Digital banks must build trust fast — with secure, compliant, and seamless onboarding
  2. Traditional players are responding with bold spin-offs, powered by brand equity and deep distribution
  3. The future is phygital: blending intuitive digital UX with the human element of finance
  4. Collaboration between incumbents and innovators will unlock smarter margins — and smarter oversight

At Loquat, we help make these partnerships possible by delivering infrastructure that’s compliance-first, API-friendly, and built for scale.

Let’s talk!

Loquat