Opportunities for generative AI in retail banking
Key Findings:
- Retail banking customers have mixed feelings about generative AI (GenAI). While optimistic about its impact on banking tasks, many are hesitant to adopt the technology
- Younger customers are more willing to use GenAI and want to use it for a wider range of tasks compared to older customers
- Customers are open to using GenAI for certain aspects of the customer experience where human service falls short, such as educating customers, reducing their burden, and speeding up interactions