The future of finance 2025: Fit for growth, built for purpose
Global banking is at a crossroads. While shareholder returns soared 30% from June 2023 to June 2024, the surface-level success masks deeper structural cracks.
Fee income is shrinking. Productivity and scale remain elusive. And competitors — from fintechs to digital-native “attacker banks” — are pulling value and innovation away from traditional players.
Agentic AI could redefine the banking model entirely, but only if leaders move with clarity and boldness. It’s a disruptor — and a differentiator.
To fulfill their role as engines of economic growth, banks need more than transformation — they need regulatory frameworks that evolve just as fast.
Source: https://www.bcg.com/publications/2025/the-future-of-finance-fit-for-growth-built-for-purpose
